no-fault
/ˈnəʊˈfɔːlt/adjective
attrib.
1- involving no fault or blame, in particular无过失的, 尤指：
1.1
- chiefly N. Amer. denoting an insurance policy that is valid regardless of whether the policyholder was at fault〈主北美〉（保险）不追究过失责任的。
1.2
- denoting an insurance or compensation scheme (especially one covering medical or industrial accidents) whereby a claimant need not legally prove negligence against any party（尤指医疗事故或工伤保险中）无过失的。
1.3
- of or denoting a form of divorce granted without requiring one party to prove the other is to blame for the breakdown of the marriage无过失的, 无责任的（指夫妻双方离婚时无需证明一方对婚姻破裂负有责任）。