mutualize
/ˈmjuːtʃʊəlaɪz/(亦作-ise)
verb
with obj.
1- organize (a company or business) on mutual principles按共享原则组织（公司, 企业）, 对（公司, 企业）作共享化改组。
1.1
- share out (something, especially insurance losses) between involved parties共同承担（某物, 尤指保险赔偿）。