Point (mortgage)

（重定向自Discount Points）

Points, sometimes also called "discount points", are a form of pre-paid interest. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate. Borrowers can offer to pay a lender points as a method to reduce the interest rate on the loan, thus obtaining a lower monthly payment in exchange for this up-front payment. In United States, for each point purchased, the loan rate is typically reduced by anywhere from 1/8% (0.125%) to 1/4% (0.25%).

单词	Discount Points
释义	Discount Points 英语百科 Point (mortgage) （重定向自Discount Points） Points, sometimes also called "discount points", are a form of pre-paid interest. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate. Borrowers can offer to pay a lender points as a method to reduce the interest rate on the loan, thus obtaining a lower monthly payment in exchange for this up-front payment. In United States, for each point purchased, the loan rate is typically reduced by anywhere from 1/8% (0.125%) to 1/4% (0.25%).
随便看	cruddies cruddiness cruddle cruddled cruddles cruddling crude activity rate crude actual crude agreement crude alcohol crude alcoholmixture crude aluminium crude aluminum crude analysis crude and dirty trading crude anthracene crude antimony crude approximation crude argon crude argon column crude argon condenser crude arsenic crude asbestos Crude ash crude asphalt