credit crunch

There has been a huge increase in the number of people interested in becoming teachers since the start of the so-called credit crunch.

Consumers in the wealthiest nations are struggling with the consequences of the credit crunch and with the soaring cost of energy and food.

Mining firms' shares, which plummeted in response to the credit crunch, have perked up a lot since the beginning of the year.

She made a bet that she could defy the credit crunch and live on just one pound a day for a year.

He explained to me that drug dealers are the perfect gurus for a recession or credit crunch.

It had also witnessed a surge in the number of foreigners buying properties. But how had this been affected by the credit crunch?

The company was a leader in creating and marketing some of the exotic securities that have been at the heart of the credit crunch.

It did not engineer this credit crunch to force low-wage, low-margin companies out of business. But that may be the upshot.

The credit crunch does not seem to have affected confidence in private equity in Asia.

Some of the newer houses were built just as the credit crunch began to bite, and voters are anxious.

Kiyohiko Nishimura, deputy governor of the Bank of Japan, said he feared a "widespread credit crunch" .

And a by-product of the credit crunch seems to be an overdue market re-evaluation.

There has being a huge increase in the code of men interested in becoming tutors since the start of the so-cwhichleed credit crunch.

During the credit crunch, Brazil was one of few emerging countries to enjoy continued net inflows.

When a stone falls into a pond, the ripples persist for a while. The credit crunch was a whopping great boulder.

Otherwise, he explains, the ensuing credit crunch would have blocked the project. But he says banks seem ready to lend again.

With the credit crunch squeezing hard, many of us are trying to make our pennies go a bit further.

But the credit crunch has made people like Julia Scott, 31, reevaluate how much she's comfortable owing a mortgage company.

Peter Kendall, the NFU president, welcomed recognition of the pressures on farmers, which he said had increased during the credit crunch.

The clean-technology business, which slumped following the credit crunch, seems to be recovering.

ALMOST a year has passed since the credit crunch burst into the public consciousness.

It could have been Credit Crunch Round Two. There was bound to be relief at avoiding that.

I realize it seems odd to say that of events characterized by panic, a credit crunch, slowing growth and falling stock markets.

But the credit crunch sucked the wind from its sails, sending spreads soaring and triggering a round of cancellations among issuers.

Until this week the politicians trying to tackle the credit crunch had done little to restore this essential ingredient.

Financial innovation has a bad reputation at the moment, because exotic derivatives were one of the causes of the credit crunch.

Some women are trying to make sure they divorce before the credit crunch bites to save their homes from debt collectors.

The credit crunch has undoubtedly had an effect onconfidence but so far it has not been catastrophic.

But in his own way, Mr Cameron has been a victim of the credit crunch and the downturn too.

China is one of the few large economies whose banking system has not been crippled by the global credit crunch.

This month many players will be dusting off their clubs for a new season for the first time since the credit crunch began to bite.

The credit crunch is now approaching its most dangerous moment for ordinary businesses up and down the UK.

The other is the credit crunch which means an end to cheap loans for an economy that had become used to a flood of petroroubles.

'There are growing concerns that we are going back into a credit crunch, ' he said.

The International Monetary Fund (IMF), the fireman in previous financial crises, has been a bystander during the credit crunch.

So far Europe's economies have proved surprisingly resilient in the face of the credit crunch and an American recession.

Thus the growth in US household indebtedness that led to today's "credit crunch" is a direct result of the global imbalances.

The direct result of these scrambles is a credit crunch and a squeeze on aggregate demand that is forcing Europe into recession.

But, just as Napoleon's run of victories ended at Borodino, Mr Greenspan's ran out in the credit crunch.

Global banks have lost more than $300 billion from write-downs since the housing slump evolved into a full-blown credit crunch.

The credit crunch, weakening economic conditions and tighter visa rules add up to a terrible confluence of bad news .

FOR many left-wingers, the credit crunch was proof that markets do not always know best.

Although they tended to buy AAA-rated paper, that designation is not as reliable as it used to be, as the credit crunch has shown.

So why are global stockmarkets, after a wobbly January, acting as if they had barely heard of the credit crunch?

But now this place like New York and London is grappling with the worldwide credit crunch, and its economy is in a technical recession.

He said Britain would now endure 18 months of falling output as it felt the full impact of the credit crunch.

Mr Abdelnour believes that the credit crunch will serve to benefit the bank's regional expansion strategy.

The access to Wall Street capital provided a ? nancial jolt to an industry that still had not fully recovered from the credit crunch.

Now that the fallout from the credit crunch had spread worldwide, the researchers said, there has been a "flight to safety" .

Around the globe, major stock markets are suffering from the credit crunch arising from the sub-prime mortgage crisis in the United States.

I wrote my own book on how to survive the credit crunch, The Long and the Short of It, published this year.

Fewer new projects, as a result of the credit crunch, are also expected to reduce order intake on the mills as the year progresses.

When fuel prices started falling back to earth in the second half, a credit crunch and economic slump hammered sales of any kind of vehicle.

The credit crunch brought to a halt some of the country's biggest new casinos and large parts of the new Cotai strip are silent.

IKB, one of the first lenders to collapse in the credit crunch, was largely the author of its own misfortune.

A year ago, few people had heard of the term credit crunch, but the phrase has now entered dictionaries.

Surveys of lending officers by central banks show that on this level, the credit crunch is no longer intensifying.

That companies are nonetheless seeking cash deposits highlights the extent to which the credit crunch has hobbled fund-raising.

Shares of Wachovia slumped early and ended down 27% as investors looked at it has the potential next victim in the credit crunch.

However, China did not suffer a liquidity shortage and credit crunch. Its monetary multiplier has been more or less stable.

Anda by- product of the credit crunch seems to bean overdue market re - evaluation.

"Overall what you see right now is not a credit crunch, " says Carola Schuler of Moody's, a rating agency.

August: the credit crunch. America's housing-lending crisis emerged during the summer and is still unfolding.

What explains this combination of a "credit crunch" in the US with soaring commodity prices and rising inflation across the globe?

In the run-up to the credit crunch, there was some appallingly stupid and greedy behaviour by bankers in Britain and elsewhere.

Hungary was the first European Union member state to receive international financing to avoid bankruptcy during the global credit crunch.

This could be the beginning of a massive global credit crunch.

The move comes as Islamic banking continues to see strong growth, in defiance of the credit crunch.

And if you think the credit crunch is bad, then just wait for the impending 'climate crunch'.

Equally worrying is the fragile state of consumer spending, a drag on the economy ever since the credit crunch began last summer.

Rich-world trade has recovered from the trough too, though it has not yet made up all the ground lost since the credit crunch began.

as it looks like the credit crunch may be around for some time.

The financial-services giant was, of course, one of the first to be hurt when the credit crunch arose.

So many Britons are seeking advice on how to tighten their belts, as it looks like the credit crunch may be around for some time.

New York's authorities estimate that the city might have lost some 140, 000 finance-related jobs to the credit crunch.

To understand the problem, you need only look at the UK economy before the credit crunch began to bite in the summer of 2007.

Plunging housing markets and the credit crunch have put paid to all that.

China raised its reserve ratio on a day when global markets, including China's, fell sharply amid concerns of a global credit crunch.

During the credit crunch, they have had more flexibility with capital and liquidity than their private-sector counterparts.

Credit crunch prevent the potential state run enterprise buyer from get loan from the bank.

However, two decades ago there was nothing like the current global credit crunch.

That would be lower than recent overnight borrowing rates of more than 5% for many issuers during the worst days of the credit crunch.

If the credit crunch continues, the residents of Jefferson county won't be the only ones holding their noses at the stink.

Bespoke money management solutions have become increasingly appealing for investors that have been hit by the credit crunch.

It would then use the capital to lend to businesses that have been unable to get the funds they need because of the credit crunch.

The endpoint would be a banking system more intent on shedding assets than assuming them, an event commonly termed a credit crunch.

The Republican candidate for the American presidency thinks that "fair value" rules may be " exacerbating the credit crunch" .

Many are smaller companies hurt by the credit crunch as they continue to have difficulty obtaining loans.

The ECB's auction may make a credit crunch less severe, but it is not enough to avoid one.

And big studios and independent outfits are sharply trimming their film output in response to the credit crunch and a faltering DVD market.

They have been woefully short of it since the credit crunch.

At best, the result may be a credit crunch that leaves businesses unable to get loans and invest.

A more controversial argument on energy's role in the credit crunch could go like this.

"A lot of near-market scrap has already been recycled during 2009 during the recession and credit crunch, " he said.

Today, some sources of funding that might help you and your Baby Boomer business through the credit crunch.

To put these moves into context, before the credit crunch European triple A mortgage-backed debt was yielding spreads of less than 10bp.

The credit crunch coincided with new restrictions on Chinese tourists to Macao, the only part of China where gambling is legal.

This growth is not likely to be seen at discount stores; their customers are feeling the credit crunch.

The credit crunch would have made it hard for BHP to service Rio's debts in addition to the ones it would acquire during the takeover.

And though its financial system remains largely insulated from the credit crunch, China clearly has problems of its own.

WHEN the credit crunch hit a year ago, the pessimists predicted a global recession.

The fall-out of the credit crunch saw big banks disappearing or forced into panicky mergers with erstwhile rivals.

Silverstein, hit by the credit crunch, recently asked the Port Authority for help in financing the towers, and was rebuffed.

Newspapers are full of stories about which of the big economies will be first to dip into recession as a result of the credit crunch.

In America the consequences of this credit crunch are being mitigated, at least for large firms, by the ability to tap the bond market.

The figures confirm growing fears that the housing market is starting its second slump since the credit crunch struck three years ago.

Governments need to counteract the effects of the credit crunch using public spending to help domestic economies.

Perversely, the most accurate forecasts were made about 2007, despite the fact that the credit crunch was a surprise to many.

But economists say a credit crunch will affect all regions of the country. Even an economy buoyed by a booming energy sector is not immune.

U. S. exports fell at the fastest pace in seven years as the credit crunch slowed economies around the world.

Nevertheless, so far they have been hit less hard by the credit crunch than rich nations were.

That change in attitude, more than anything else, will be the legacy of this credit crunch for the corporate world.

growth, a surge in commodity prices, and against the head winds of a credit crunch.

China is a case in point: far from experiencing a credit crunch, it has more liquidity than it knows what to do with.

All this came to an end with the credit crunch and the associated collapse of bank lending.

Back in the credit boom, most bankers and macro economists forgot that basic point but the credit crunch has rammed it home.

With debt burdens lifted, it was hoped that banks and other financial institutions would be strengthened, and the credit crunch would ease.

Despite massive injections of taxpayers' cash to restore lenders' balance-sheets, it will be a while before the credit crunch ends.

If falling prices raise the rate of default, that could in turn worsen the credit crunch, putting yet more pressure on prices.

War is expensive and during the credit crunch everything to do with war has got more expensive, with the possible exception of fuel.

The funds' collapse, which cost investors $1. 6 billion, was the one of the first public signs on Wall Street of the looming credit crunch.

He told bankers not to return to the practices of two years ago, before the credit crunch began.

Too many voters now believe that the credit crunch has proved that globalisation is bad for you.

It was first announced in June 2007, at the tail-end of a private-equity boom and at about the time that the credit crunch started.

The credit crunch has had a less dramatic impact across the euro area than in either Britain or America.

For most of the last year, as the credit crunch squeezed economies around the world, China seemed to be sailing through almost unharmed.

ANZ, one of Australia's biggest banks, observed that the "credit crunch in Europe is spreading to Asia and it will spread here too" .

In the meantime, a domestic credit crunch and the prolonged global economic slowdown are about to throw the eurozone back into recession.

The extra funding came as the interest rates at which banks lend to each other rocketed - as they did at the start of the credit crunch.

The likelihood of a credit crunch, though not its exact form, was in fact well forecast by the regulatory community.

When international borrowing seized up last month, the region found itself stuck in its own credit crunch.

The last thing you want to do in a global credit crunch is go around and basically tell people to tighten, tighten, tighten.

The glut of industries on the block, coupled with a global credit crunch that limits the resources of prospective buyers.

But with so much volatility , experts say the final curtain is unlikely to drop on the global credit crunch any time soon .

Just as the collapse of Lehman Brothers deepened the credit crunch in the west, it also seemed to cause a sharp jolt to confidence in China.

The housing bust, the credit crunch and a weakening labour market have dragged down domestic spending.

And right now these issues are becoming critically important for Wall Street and the City, as the credit crunch deepens by the day.

And if Europe's crisis leads to another credit crunch, then that could be a serious short-term blow to the market.

For the moment this is compensated for by higher trading volumes, but a credit crunch might put an end to those.

Like plenty of other investors, executives at financial firms haven't been good at calling bottoms during the credit crunch.

In a vicious temporary slump, driven by a credit crunch and the collapse of global spending, such subsidies make short-term sense.

The credit crunch and the global slowdown's hit to oil prices have left the economies of the Persian Gulf looking unusually shaky.

It was the credit crunch that ushered the funds into the limelight.

Economists say a global credit crunch helped push the United States and much of the world into recession.

The credit crunch stopped all that.

I don't think any club is feeling it (the credit crunch) immediately but I think we all will feel it in the relatively near term.

But a more important feature of the recent credit crunch has been the pressure on banks.

Last month it raised benchmark interest rates, after keeping them at post-credit-crunch lows for nearly two years.

The credit crunch is in part the consequence of a flawed regulatory system.

Bankers have blamed lax regulation in the Madoff case and for the wider problems of the credit crunch.

However, in the aftermath of the credit crunch we have entered into an era in which global systemic risk is high and unpredictable.

Yet in many ways Turkey has weathered the credit crunch better than other emerging economies.

From a low base, these microfinance providers have boomed in Britain since the credit crunch.

How about finding and committing to a dream relationship? How can you make the most of your life through the so-called credit crunch?

Second, due to consumer credit crunch, banks have tightened their standards for issuing credit cards and increase credit card annual fee.

Looking at the coverage of the credit crunch, I'm tempted to draw an analogy between a high-speed train crash and road accidents.

THE credit crunch may have caused a bust in the economy but it has created a boom in financial publishing.

Newspapersare full of stories about which of the big economies will be first to dip into recession as a result of the credit crunch.

Fears of a widespread credit crunch created high volatility in stock markets and credit markets.

The crisis quickly spread to other regions. It resulted in a global credit crunch and had a nagetive impact on world economy.

Captains of the automotive industry, hit by the credit crunch, are busily putting their case to the prime minister.

These events did enormous damage to financial-market confidence and contributed to a serious credit crunch.

Is the Boris Bike destined to become a token, credit-crunch version of its more urbane European cousins?

It should be remembered that the credit crunch is a crisis of confidence, and it will be very difficult to rebuild.

A key driver of the bull run in US and UK stock markets in recent years before the credit crunch is now being reversed.

As the credit crunch has intensified, central banks have relaxed the conditions for supplying ready cash to commercial banks.

Once the glory of the economy, the City of London has been hit hard by the credit crunch and its sequel.

The trend was upwards for much of this decade, except for the period when the credit crunch was biting hardest.

HSBC has a reputation for being conservative and risk-averse, and this has stood it in good stead during the credit crunch.

The credit crunch , though, put most of those firms out of business .

Germany emerged from the credit crunch with its national finances in good shape.

In some ways, 2010 has been less easy to navigate than the depths of the credit crunch.

Some commentators have blamed the MBA elite for the "financialisation" of the US and UK economies and the troubles of the credit crunch.

The "credit crunch" would then spread from mortgages to a wide range of consumer credit.

The credit crunch is causing severe pain and is generating unemployment and impoverishment at an alarming pace.

First, it is more exposed to the global credit crunch as a result of its previous reliance on large capital inflows.

In part at least because of recessionary conditions created by the earlier credit crunch.

The decline partly reflects the global sell-off in equities as a result of the credit crunch.

Throughout the credit crunch, mistakes were made, by bankers, politicians, regulators.

Is one of the credit crunch's seminal deals inspired or insane?

Chinese commodity importers are feeling the impact of a European credit crunch.

German finances, like others in the eurozone, have been adversely affected by the credit crunch.

The package designed to head off a feared credit crunch proved to be grotesquely oversized.

It will go down as one of the biggest -- and most popular -- bailouts of the credit crunch.

In particular, the impact of the credit crunch, by restricting the availability of mortgage finance, is having a negative effect on demand.

Minsky's reputation has soared since the start of the credit crunch.

That debt spiral is now unraveling, and the ensuing credit crunch could crimp spending for years.

This means they, too, might see a boost to profit from declines in the value of their debts during the summer credit crunch.

The Liv-ex 100 Index, which charts bottled-wine prices, has shrugged off the credit crunch and outperformed global stockmarkets.

Consider the three ingredients for recession: a credit crunch, tighter fiscal policy and a dearth of confidence.

The credit crunch also laid bare a conflict in central banking that goes back to the days of the gold standard.

The collapse of Lehman Brothers on September 15 was the signature moment of the credit crunch.

US households cannot continue to spend more than their income as they have in recent years, even if the credit crunch eases.

Many investors in private equity were alerted to that reality rather sharply in the recent credit crunch.

Before the credit crunch it used often to be said that the Right had won the economic argument and the Left had won the cultural one.

The foreign banks, mainly Swedish, that own most of the financial system seem largely untouched by the credit crunch elsewhere in the world.

The malign effects of the credit crunch are now clearly visible in the euro area's biggest foreign markets, Britain and America.

A global slowdown, dearer oil, a strong euro and the credit crunch all start to bite.

POLICYMAKERS and academics are still grappling with the causes and consequences of the credit crunch.

The plunge in exports has been exacerbated by the global credit crunch, which made it harder to get trade finance.

Yet the central bank with the greatest influence on global monetary policy is the one confronting the post-bubble credit crunch.

Wall Street's hi-tech Nasdaq exchange has wheeled out its confetti machine for the first time since the credit crunch .

After more than 13 months of a global credit crunch, the rules of the marketplace have changed.

After all, there's a credit crunch on in New York too, where few have ever heard of the BBC's inimitable business editor.

As the credit crunch bites, Britons may be turning to sex as a cheap way to pass the time, a charity says.

Without making any formal declaration, since early September the Fed has expanded its balance-sheet rapidly to counter the credit crunch.

It does not mean we have to cancel all parties and talk in hushed credit-crunch tones.

Walker argues that exposing pay structures for highly paid staff would discourage the excesses that fuelled the global credit crunch.

Since early September, without any formal declaration, the Fed has radically expanded its balance sheet to counter the credit crunch.

Once again, Lehman's management has been caught flat-footed by the severity of the credit crunch, pessimists might say.

Western banks, thanks to the credit crunch, are short of it.

The credit crunch has brought back a sense of reality for me.

But in the context of the increasingly tight credit crunch, declining prices can race toward dreaded deflation.

Half of that gain has come in the past two months, while the credit crunch has inflicted severe distress on other world markets.

As long as the credit crunch lasts and companies are starved of funding, China's window of opportunity will remain open.

It's a very highly leveraged market and probably the most severely affected by the credit crunch in this region.

The market- failure school had been gaining strength even before the credit crunch struck .

Whatever the country's leaders did in Washington, the credit crunch was always going to cause a lot of suffering.

For one, while the credit crunch will prove punishing for the U. S. , the prospects for the U. K. are increasingly worse.

Those who believed that the Bear Stearns collapse in March marked a turning point in the credit crunch were disappointed.

To make matters worse, many suppliers have also been hit by the credit crunch and are in need of more cash themselves.

But with bank balance sheets stretched by the credit crunch, that's not likely to happen quickly.

The Australian dollar's sharp downturn in recent months, a side effect of the global credit crunch, has left Citic badly exposed.

A credit crunch in some parts of China prompted the State Council to unveil tax breaks and financial support for small businesses.

Despite the shadow cast by the credit crunch and America's housing bust, firms had sustained their capital spending.

The push to allocate more resources to the risk function started in the wake of the credit crunch but no end is yet in sight.

In normal times, wage subsidies would be frowned upon. But in a credit crunch they can be a smart use of fiscal resources.

I read the other day that the credit crunch had affected the dress-procurement strategy of the Queen.

There is no silver bullet to deal with the impact of the global credit crunch.

Bankruptcies are rising amid signs of a corporate credit crunch.

Most banks have already scaled back the fixed-income businesses most directly affected by the credit crunch.

Now, the ravages of the credit crunch have Western banks exiting their investments with unseemly haste.

Serious though the conflict between corporate advice and retail financial services is, it was not at the centre of the credit crunch.

Sarkozy told French bankers on Tuesday he was "scandalised" that lessons from the credit crunch were being forgotten so easily.

Since then, investors have shunned the securities, which has caused a severe credit crunch and delayed a recovery in the housing market.

Emerging markets have proved largely "decoupled" from the Western credit crunch but inflation is proving a global problem.

Pain which the year-long credit crunch has inflicted on the economy is becoming more apparent as house prices tumble and job losses mount.

The credit crunch is quite likely to accelerate this process.

Even so, the credit crunch points the way for the next regulatory push.

As the credit crunch deepened, the Fed had set up a new lending facility for investment banks.

The initiative follows another major government effort to end a credit crunch that could further stifle economic growth.

Homeowners in the US and some other rich nations will begin to pick up the bill for the global credit crunch.

What does the great credit crunch do to the case for competitive capitalism?

And firms have been unusually quick to slash payrolls. Some may be husbanding cash more carefully because of the credit crunch.

Having been burned by the credit crunch, many have opted for the safe haven of US Treasury bills.

Whereas most economies are being squeezed by a credit crunch, Chinese bank lending surged by 21% in the year to January.

In 2008, a credit crunch was in place until the global economic crisis led Beijing to release a deluge of credit into the economy.

However, all three have seen their reserves rise and debt shrink since the credit crunch began in 2007.

Nevertheless, his Texas-based Franklin Bank Corp went bust in November due to the credit crunch.

The credit crunch has caused the cost of insuring against bank defaults to rocket.