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On Sept . 9 , Bair decided that she had to call the CEO of Washington Mutual to warn him of a disagreement over the bank's ratings .

Ms. Bair said the FDIC has the resources to implement the plan, although it would be overseen chiefly by Treasury.

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Sheila Bair, the head of the Federal Deposit Insurance Corporation, said there was "ambiguity in the word" .

FDIC Chairman Sheila Bair has said the banking industry's recovery is expected to lag the improvement in the overall economy.

Ms. Bair said the incentives could make servicers ' decision to modify a loan 'more powerful.

Ms. Bair said her agency was prepared to handle the problem banks, after an extensive staffing increase.

"We've been saying for a long time that the number of troubled banks will go up, the number of failed banks will go up, " Ms. Bair said.

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"We expect that banks and thrifts will keep building up reserves for the next several quarters, " Bair said.

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"Let's face it, women in the financial-services industry are outsiders, " explains Warren when asked what unites her with Schapiro and Bair.

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FDIC Chairman Sheila Bair, an outspoken critic of the nation's giant banks, on Friday raised concerns about moves to hamper bonus pay.

Sheila Bair , the boss of the FDIC, has said regulators should act as a bridge as firms are wound down.

Sheila Bair, its chairman, insists that she has the legal power and the resources to shut down any financial institution, no matter how big.

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MICHAEL BAIR: "The novels they're reading now, for lack of a better phrase, they're very manly novels. "

Bair and Bernanke said tougher rules and market pressures will lead huge firms to voluntarily shrink themselves.

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The face she lighted on belonged to Bair, a fellow regulator and colleague who knew exactly what she was going through.

Though the program was still in its early stages, more than 3, 500 borrowers have agreed to modification proposals from the FDIC, Bair said.

Ms. Bair warned about the housing crisis before many of her colleagues.

In 1990, Dole encouraged Bair to run for an open House seat in Kansas.

That she has done. This year Bair's agency has quietly taken over 68 more banks, though she believes the wave of failures will peak in 2010.

The program is run by Michael Bair, who's been at Boonsboro for 20 years and has taught single sex classes of both genders.

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Mike Bair, in charge of developing Boeing's 737 business, says a new aircraft ordered today might not be delivered until 2015.

That failure is having a genuine impact on our economy, in Ms. Bair's view.

FDIC Chairman Sheila Bair harbored reservations about a bailout because it exposure her agency to big losses.

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"My favorite is when you are at a meeting and you say something, and it's just dead silence, " Bair says.

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Last year's winner was Merkel, followed by Sheila Bair, chairman of the Federal Deposit Insurance Corp. Obama ranked No.

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