cred·it rat·ing
noun/ˈkredɪt reɪtɪŋ/
/ˈkredɪt reɪtɪŋ/
- a judgement made by a bank, etc. about how likely somebody is to pay back money that they borrow, and how safe it is to lend money to them
（银行等作出的）信用等级评定 - He has a bad credit rating.
他的还款信用很差。
- He has a bad credit rating.