Human societies are so run by the bankers that unless a citizen is up to their neck in debt obligations, they are not considered to have a high credit rating!
人类社会就是被银行家们如此运作着，以至于一个公民直到被债务埋到了脖子，他们才会考虑增加信用等级。
2
Moreover, societies generally lack credit morals and consciousness, the real social credit relationship is very poor.