Financial Plan: Include profit and loss, cash flow, balance sheet, break-even analysis, assumptions, business ratios, etc.
财务计划：包括利润和亏损，现金周转，资产负债表，损益平衡分析，前提条件，商业配比。
2
The bank wants to use cash from its IPO to open new branches, but about $3 billion is needed just to repair capital ratios depleted by a lending surge this year.