We then created an ATM permanent virtual circuit (PVC), assigned it to the variable bit rate non-real-time ATMservice category, and configured a sustained cell rate of 6 Mbps.
ATM machines reduce the need for bank tellers, virtual assistants can answer the phone 24 hours a day, and self-service machines are reducing the need for checkout clerks.
AT M机减少了对银行出纳员的需求，虚拟助理可以1天24小时接听电话，而自助服务机减少了对结帐员工的需求。
3
Bank fees (service charges, ATM fees, NSF fees - don't include interest).