The survey reflects an upward trend in the percentage of women in management roles in most economies, but only the Philippines has achieved true parity in male/female management.

The long-term trend in profitability (claims and operating costs as a percentage of premiums) for America’s non-life insurers shows no obvious correlation with the economic cycle.

Most economists expect them to fall by a further 5-10 percentage points, to their long-term trend line at roughly 40% below their peak, and not to reach bottom until some time in 2010.