Chapter II mainly carries on a more detailed discussion to the traditional credit risk assessment method including traditional credit analysis as well as multi-variables credit model.
第二章主要是对传统的信用风险评估方法进行了较为详细的讨论，包括传统的信用分析以及多变量信用模型。
2
Methods: The variables were subjected to SPSS11.0 for Windows by multi-factor analysis of variance and cluster analysis.
方法：运用s PSS11。0统计分析软件对所取变量进行多因素方差分析和聚类分析。
3
And then discusses the competencies how to affect the two variables: employee organizational commitment, employee self-efficacy by multi-regression analysis.