It may be a smart choice to opt out of having an escrow account on your home loan because it's non-interest-bearing.
在房屋贷款中选择一个托管账户或许是一个明智的选择，因为这是无息租借。
2
If the credit card issuer applied the payment to the interest-bearing balance first, the customer would pay less interest overall.
如果信用卡发行人能够优先冲减有息债务，消费者支付的利息总额将大大减少。
3
Instead, put that money into an interest-bearing acount that will buy you the freedom you'll need five years down the road when it's time for a change.