If the insured must ask the insurer' s leave to convey a policy, it would cause detriment to the security of transactions or to the consumers' interests.
财产保险合同的转让普遍要求保险人“同意”的做法，不利于交易安全和保险消费者利益的维护；
2
In this paper we investigate the optimal investment for an insurer in the security market with jumps.