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External sources (not reviewed)

[...] [...] volatilities and interest rates used in valuing [...] [...]

[...] [...] the valuation rate of interest due [...]

[...] low, fixed interest rate.

(g) some form of incentives (e.g. extra interest concessions or refund of RAF/administrative fees) may be offered to loan borrowers who repay early or timely.

We continued to fund investment in high priority growth markets, particularly in front line staff, from sustainable cost savings achieved through the implementation of our global business model which have contributed to an improved cost efficiency ratio.

The additional requirements are due primarily to: (a) the cost of providing residential security for military observers, military staff officers, United Nations police personnel, Government-provided personnel and United Nations Volunteers, which were not fully budgeted in 2009/10; (b) a 16 per cent increase in the electricity rate; and (c) higher requirements for petrol, oil and lubricants owing to the increase in the number of generators and the daily consumption rate based on recent consumption patterns, partially offset by the lower price for diesel fuel.

(iv) the dividend (or that part of the dividend in respect of which a right of election has been accorded) shall not be payable in cash on shares in respect whereof the share election has been duly exercised (“the elected shares”) and in lieu thereof shares of the relevant class shall be allotted credited as fully paid up to the holders of the elected shares on the basis of allotment determined as aforesaid and for such purpose the Board shall capitalise and apply out of any part of the undivided profits of the Company (including profits carried and standing to the credit of any reserves or other special account, share premium account, capital redemption reserve other than the Subscription Rights Reserve) as the Board may determine, such sum as may be required to pay up in full the appropriate number of shares of the relevant class for allotment and distribution to and amongst the holders of the elected shares on such basis.

[...] [...] Interbank Offered Rate per annum and [...] [...]

[...] [...] market prices, interest rates, exchange rates for trading [...] [...]

Any interest rate, exchange rate, price and information offered by us for the purpose of the relevant transaction shall be binding on you and, where applicable, the Authorized User upon your acceptance irrespective of any different interest rate, exchange rate, price or [...]

Weighted average interest rate of the Borrowed Capital associated with the total M&E costs of the Additional Unit up to 8% per annum x the average of the opening and closing balances of the Excess Capacity Expenditure.

[...] [...] foreign exchange rates and interest rates; volatility [...] [...]

(h) Subject to the Ordinance, a Director may hold any other office or place of profit under the Company (other than the office of auditor) in conjunction with his office of Director for such period and on such terms (as to remuneration and otherwise) as the Directors may determine and no Director or intending Director shall be disqualified by his office from contracting with the Company either with regard to his tenure of any such other office or place of profit or as vendor, purchaser or otherwise, nor shall any such contract, or any contract or arrangement entered into by or on behalf of the Company in which any Director is in any way interested, be liable to be avoided, nor shall any Director so contracting or being so interested be liable to account to the Company for any profit realised by any such contract or arrangement by reason of such Director holding that office or of the fiduciary relation thereby established.

As a result, the Retail & Distribution Division’s operating profit increased by 15.0 percent to HK$384 million and its operating margin widened by 0.4 percentage points to 8.7 percent in 2007.

[...] [...] petrol, oil and lubricants, as a result [...] [...]

This will bring down the mortgage costs and result in negative real interest rates, which will further boost property and other local asset plays.

[...] [...] depends on the assumed level of future fees, as well as components related to mortality, lapse and expense.

(b) Of those loan applications approved in 2007 and 2008, how many were interest-bearing loan cases?

Overall gross profit margin dropped from 15.1% in the first-half of 2006 to 11.3% in the first-half of 2007, which was mainly attributable to: (i) copper fabrication accounted for a higher percentage of the Group’s turnover than before; however, its gross profit margin [...] [...]

Receivables collected are periodically recognized as rental income during the lease contract.

However, the fact that we were able to achieve same store sales growth of 12.1 percent post-conversion plus an overall 2.5 percentage point gross margin expansion and a 13.2 percent increase in average selling price during this early transitional stage is indicative of the potential of this rebranded line.

If the whole of the sum payable in respect of any call or instalment is not paid on or before the day appointed for payment thereof, the person or persons from whom the sum is due shall pay all costs, charges and expenses that the Company may have incurred by reason of such non-payment together with interest on the unpaid amount at such rate not exceeding twenty per cent. per annum as the Board shall fix from the day appointed for the payment thereof to the time of the actual payment, but the Board may waive payment of such costs, charges, expenses or interest wholly or in part.

These factors were partially offset by a lower cost of funds which was driven by a combination of lower interest rates in Latin America, maturity and repayment of older debt at higher coupons in the US and lower interbank and repo funding rates in Europe.

[...] [...] respect of the shares with interest at the rate at which interest was payable on those moneys [...] [...]

[...] [...] such interest) at such rate not exceeding 20% per [...] [...]

(b) deduction of interest on Borrowed Capital swapped into another currency calculated at the swap exchange rate and swap interest rate, provided that the amount so deducted in respect of each swapped loan shall not exceed an amount corresponding to interest calculated at 8% per annum on the swapped loan principal outstanding from time to time

[...] term deposit interest rates for deposits over [...] [...]