| 单词 | 次级房屋信贷危机 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 释义 | 次级房屋信贷危机 —subprime mortgage crisisSee also:信贷危机—credit crisis 次贷危机—subprime mortgage crisis
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加拿大的金融体系相对较好地逃脱了 全球金融危机的冲击；它们的银行避免了发放大量 的 次级贷 款 ，并有更严格的关 于举债及证券化的规定。 daccess-ods.un.org | The Canadian financial system escaped from the [...] global financial crisis relatively well; their banks had avoided making extensive subprime-type loans and [...]had faced stricter regulations [...]regarding leverage and securitization. daccess-ods.un.org |
在面对美利坚合众国次级房贷崩溃 点燃的全球金 融 危机 面 前，大多数发展中 国家屹立不倒。 daccess-ods.un.org | The majority of developing countries were [...] resilient in the face of the [...] global financial crisis ignited by the collapse of the subprime housing market [...]in the United States of America. daccess-ods.un.org |
我相信房屋委員會經這次後，㆒定會很詳細㆞去評估居民對這售賣計劃的反應，然後 才決定檢討的結果，以及日後的取向。 legco.gov.hk | After this [...] exercise, I think the Housing Authority will definitely [...]assess the tenants' response to this scheme very carefully [...]before arriving at a conclusion on the review and deciding what course to take in the future. legco.gov.hk |
与此同时，政府已加强房屋开发和融资公 司，通过房屋开发 和融资公司，为那些无法进入房地产市场的人提供亟需 的信 贷，开始就建立低息住房贷款机制进 行工作。 daccess-ods.un.org | At the same time, the Government has commenced work on establishing a low interest housing [...] loan scheme carried out [...] through the Housing Development Finance Corporation to provide much needed credit for those unable to enter the real estate market by strengthening of the Housing Development and [...]Financing Corporation. daccess-ods.un.org |
试验性可偿还种子资金业务循环贷款方案下的当前业务将导致在巴勒斯坦 [...] 修建新的经济适用住房单位、在坦桑尼亚联合共和国平整有公共设施的地块、乌 干达贫困人口获得新的和整修的住房、尼加拉瓜通过小 额 信贷机 构 提供 住 房 小额 贷款的次级放贷 、向尼泊尔的储蓄和建造信用合作社授信和在老挝人民民主共和 国创建抵押贷款市场。 daccess-ods.un.org | Current transactions under the experimental reimbursable seeding operations revolving loan programme will result in the construction of new affordable housing units in Palestine, the creation of serviced plots in the United Republic of Tanzania, new and upgraded homes for the [...] poor in Uganda, [...] secondary lending for housing microfinance loans through microfinance institutions in Nicaragua, credit extension to save-and-build [...]credit cooperatives [...]in Nepal and the creation of a mortgage market in the Lao Peoples Democratic Republic. daccess-ods.un.org |
人居署提供了 100 万美 元的贷款，以针对负担得起的房屋贷 款 帮助建立一个新 的 次级 基 金。 daccess-ods.un.org | UN-Habitat provided a $1 million loan to [...] help create a new secondary facility for affordable home lending. daccess-ods.un.org |
(b) 在区域一级，委 员会建议，秘书处应进一步推动各方就各 自国家为应对此次金融和经济危机的 不利影响而正在采取的相关措施的 成效进行交流，并为此建议在《2010 年亚洲及太平洋经济社会概览》中 介绍和阐述旨在缓解此次危机的不 利影响的各种政策选项。 daccess-ods.un.org | secretariat strengthen its efforts with [...] regard to the sharing of experiences on the effectiveness of measures being employed to deal with the adverse impact of the financial and economic crisis and, in that regard, suggested that the Economic and Social Survey of Asia and the Pacific 2010 include policy options to mitigate the adverse impact of the crisis. daccess-ods.un.org |
该基金在 50 个国家开展业务，向参 [...] 与的金融中介提供资金，而这些中介又向数以百万计的人提供各种金融服务，包 括储蓄账户、信贷、房屋贷款和保险。 daccess-ods.un.org | Active in 50 countries, Massif offered financing to participating financial intermediaries which, in turn, [...] offered a variety of financial services, including [...] savings accounts, credit, mortgages and insurance [...]to millions of people. daccess-ods.un.org |
亚太区域各经济体应做好准备，应对欧洲经济体公共债 务 危机 可 能 带来的溢 出效应。2 近几个月来，对希腊、爱尔兰和葡萄牙的救助以及对西班牙情况的担 忧导致信贷等级下调 ，从而增加了偿债费用。 daccess-ods.un.org | The economies in the Asia-Pacific region should prepare for [...] possible spillovers [...] from the public debt crisis in European economies.2 In recent months, the bailouts of Greece, Ireland and Portugal, as well as concerns about Spain, have led to credit downgrades that [...]have increased the costs of debt servicing. daccess-ods.un.org |
在这方面，本月初主持了支持巴勒斯坦经济和加 沙重建问题的国际会议的埃及再次呼 吁 以色列确保 立即、无条件和持续地开放通往加沙地带的过境点， 允许人员流动和让货物及重建物资进入加沙，结束不 断升级的人道主义危机和重 建被摧毁的一切。 daccess-ods.un.org | In this connection, Egypt, which hosted the International Conference in Support of the Palestinian Economy for the [...] Reconstruction of Gaza [...] early this month, renews its call for Israel to ensure the immediate, unconditional and sustained reopening of its crossing points with the Gaza Strip in order to allow for the movement of people, goods and reconstruction materials into Gaza, put an end to the continuously escalating humanitarian crisis, and rebuild what was [...]destroyed. daccess-ods.un.org |
这些渠道是在次贷危机后建 立的，由于近几个月来本区域的经济增长迅速恢复， 它们正被逐渐关闭。 daccess-ods.un.org | These channels, which were established in [...] the wake of the subprime crisis, are currently being [...]wound up in response to the region’s [...]rapid growth recovery in recent months. daccess-ods.un.org |
这些资金的投资可望产生以下结果：在巴勒斯坦建造新的经济适用型居住 单元、在坦桑尼亚联合共和国平整有公共设施的地块、在乌干达为穷人建新房和 改造旧房、在尼加拉瓜通过小额 信贷机 构 提供 住 房 小 额 贷 款 的 次级 放 贷 、在尼泊 尔对储蓄和建造信用合作社进行信用展期。 daccess-ods.un.org | Investment of the funds is expected to result in the construction of new affordable housing units in Palestine, the creation of serviced plots in the United Republic of Tanzania, new and upgraded homes [...] for the poor in Uganda, [...] secondary lending for housing microfinance loans through microfinance institutions in Nicaragua and credit extension [...]to save-and-build credit cooperatives in Nepal. daccess-ods.un.org |
斯 里兰卡的一项调查---询问受访者更愿意让救 灾 机 构 建 房，还是愿意接受 住 房信贷 或 者 接 受建筑材料----表明，48%的家庭更愿意让救 灾 机 构 建房（受访者没有住房补助这一选 择），但是，商人、少数民族社区、租房者、收入较高者、没有受过教育的人，所失去 的房屋比平 均数略大或略小的人，他们更愿意自己建房（IPS, 2005a, pp.27-28）。 alnap.org | However, traders, minority communities, tenants, those with higher incomes, the non-literate, and those who had lost a house that was either smaller or larger than average, preferred to rebuild themselves (IPS, 2005a, pp. 27-28). alnap.org |
所以在這方 面 ， 我們相信房屋署 是可以進行有 效 的 監管和監察工 作。 legco.gov.hk | Therefore, we believe that the HD should be able [...] to conduct its supervision and monitoring work effectively. legco.gov.hk |
尽管向风险资质较高的债权人发放了贷款，但是 在 次级 金 融业务高额利润的 驱动下，各类金融中介机构， 尤其是大银行 将 房屋贷 款 的 供应推到利率很低的地 步(甚至低于给予优质债务人的贷款利率(即优惠利率)。 daccess-ods.un.org | Motivated by high profits in [...] those secondary financial operations, financial intermediaries of various types, in particular large banks, pushed the supply of loans for housing until interest [...]rates were very low — even lower than the loan rates offered to high-quality [...]debtors (i.e., prime rates), although loans were being granted to creditors with higher-risk qualifications. daccess-ods.un.org |
我相信如果房屋問題 是主因的話，我 們當然會配合有關的部門，看看如何處理此問題。 legco.gov.hk | I believe that if housing problem is the [...] main cause of domestic violence, we will certainly resolve it with the co-ordination of the relevant departments. legco.gov.hk |
因此，进一步加强危机贷款设 施的努力应侧重 于加强金融安全网的不同层次，以 及加强不 同 级 别 机 制之间的协调和一致性。 daccess-ods.un.org | Efforts to [...] further strengthen crisis-lending facilities should therefore focus on enhancing the different layers of the financial safety net as well as strengthening the coordination and consistency between the mechanisms at different levels. daccess-ods.un.org |
埃及重申，在当前全 球危机的影 响尚不能充分确定的背景下，并鉴于哥本哈根气候变化会议遭遇失 败，希望所完善的标准和次级实施 标准能够反映和应对在国家和国际两级实现发 展权的这些挑战和制约因素，并采取一种平衡的方针处理国家责任和国际责任的 作用。 daccess-ods.un.org | Egypt reiterated that, in the current [...] context of the global crises, the consequences of which are yet to be fully determined, and in the light of the failure of the climate conference in Copenhagen, it expected the refined criteria and operational sub-criteria to [...]reflect and respond [...]to these challenges and constraints to the realization of the right to development, at both the national and international levels, and also to adopt a balanced approach to the roles of national and international responsibilities. daccess-ods.un.org |
而欧洲央行撤回了其将可接受抵押品最 低 信贷 评 级 恢 复 到 危机 爆 发 前水平的决 定，也部分降低了危机的可能性；若不是有这一变化，希腊银行的流动性和偿付 能力则已进一步减弱。 daccess-ods.un.org | The potential for a crisis was also partially diminished when the European Central Bank reversed its decision on reverting to its pre-crisis minimum [...] credit rating for acceptable [...]collateral; without that change, Greek bank liquidity and solvency would have been further reduced. daccess-ods.un.org |
事实上，具有讽刺意味的是，住房问 题 竟是 界定本次危机的关 键要素之一：对于人口持续增长的 发展中国家而言，必须通过建设体面的可负担住房来 减少贫民窟居民的人数，而对于一些发达国家来说却 恰恰相反：兴建住房过剩是引发危机的决定性因素之 一。 daccess-ods.un.org | Indeed, it was ironic [...] that the issue of housing should be one of the key elements defining the crisis: for developing nations [...]with growing populations, [...]there was a need to reduce the numbers of slum-dwellers by building decent and affordable housing units, but for some developed nations, the opposite was true: the excess building of residential units had been one of the determining factors creating the crisis. daccess-ods.un.org |
金融状况，特别是在金融危机之后获 得信 贷的状 况，也可能决定对于石油和碳氢化学工业投资的速度，从而决定在今后一 些年中的供应能力。 daccess-ods.un.org | Financial conditions, and in [...] particular access to credit in the aftermath of the financial crisis, will also likely [...]determine the pace of [...]investment in oil and other hydrocarbon industries, and thus supply capacities, in coming years. daccess-ods.un.org |
政府目前的資助房屋 政策是要為未能負擔租住私人房屋的 人士提供租金低廉的 租住公屋，而我們相信，這亦是房協 的主要目標之一。 legco.gov.hk | The Government's existing housing policy is to assist people who cannot afford private rental accommodation by providing them with PRH, and we believe this is also one of the main objectives of the HS. legco.gov.hk |
为了提高劳动市场的竞争力，提供实现经济独立和享受就业权的条件，提 供了劳动中介服务、专业意识和协调服务、启动创业活动的咨询与援助、职业培 训和指导、高级信贷，以及劳动力流动的刺激、对雇主雇用高等教 育 机 构 年 轻毕 业生的激励等。 daccess-ods.un.org | In order to improve competitiveness of the labour market, offer conditions to attain economic independence and enjoyment of the right to employment, labour mediation services, professional awareness and conciliation services, consultancy and assistance to initiate an [...] enterprise activity, [...] vocational training and guidance, advantageous crediting, as well as stimulation of workforce mobility, motivation [...]of employers [...]to employ young graduates of higher educational institutions etc is offered. daccess-ods.un.org |
在巴勒斯坦宣传了这些建议书，途径是：促使与高级决策者就这些建议书进行 高 级别 讨 论，以动员在正在进行的教育改革中支持通过这些文件；组织 一 次信 息 研讨会以宣传《建 议书》并证明其对高等教育机构、 教育院校和教师工会的有用性；在执行《建议书》方面， 向负责制定国家教师职业标准的国家标准委员会提供建议。 unesdoc.unesco.org | These Recommendations were promoted in Palestine by: [...] leading of a high level discussion on these Recommendations with senior policy-makers in order to mobilize support for the adoption of these instruments in the ongoing education reform; organization of an information seminar to promote [...]the Recommendations [...]and demonstrate their utility for higher education institutions, faculties of education and teachers' unions; advising of the National Standards Committee tasked with developing national professional standards for teachers on applying the Recommendations. unesdoc.unesco.org |
我相信房屋委員會經過這次的售 賣過程，以及再聆聽過很多居民的 意見後，必定會將這些意見納入檢討範圍內。 legco.gov.hk | The Authority therefore further cut the prices to 45% of the market value. After this exercise and having listened again to the opinions of the tenants, the Authority will, I think, definitely take their views into consideration in the review. legco.gov.hk |
支助办事处的活动和经费集中在为非索特派团提供口粮、获 取关键的基础设施(如发电机、预制 房屋 、 膳 食设备、轻型和重型车辆)，以及采 购通信和信息技 术设备以满足特派团的迫切需要。 daccess-ods.un.org | UNSOA activities and funding concentrated on providing rations to AMISOM, acquiring key infrastructure and [...] ground transportation items [...] (e.g., generators, prefabricated buildings, catering equipment, light and heavy vehicles), and procuring communications [...]and information technology equipment to meet the Mission’s urgent needs. daccess-ods.un.org |
在繁荣时期，次级抵押贷款业 务有了扩展，但投资者对有关风险却不够了 解 ， 监 管和监督者缺乏应有注意，金融机构 建立 了过多的杠杆能 力 ，出现 了住房 投 机和建筑 过多。 daccess-ods.un.org | The expansion of the subprime mortgage business was accompanied by inadequate appreciation of the risks by investors, the lack of due diligence by regulators and supervisors, the build-up of excessive leverage by financial institutions, and housing speculation and [...] overbuilding during the boom period. daccess-ods.un.org |
在 12 个案例研究国家中可以发现四种（往往是相互关联的）政府应对措施：(i) “反经 济周期”措施，主要见诸于财政能力游刃有余的中等收入国家，这类措施使它们能够通过借 贷或利用累积储备金保持或增加支出（埃及、泰国和略逊一畴的亚美尼亚）；(ii) 有针对性 的社会保护，有些国家采取或强化了有针对性的措施，这些措施往往保护最脆弱的群体（阿 根廷、加纳、墨西哥、蒙古和泰国）；(iii) 以改革为导向、旨在抓住危机带来 的机遇提高成 本效益和针对性、改进施政的措施；(iv) 削减预算，一些国家均衡削减各个教育部门的预 算。 unesdoc.unesco.org | Four (often interlinked) categories of government responses can be distinguished in the 12 case study countries: (i) “counter-cyclical” measures, mainly observed in middle-income countries with manageable fiscal capacity, allowing them to maintain or [...] increase expenditure by [...] borrowing or drawing on accumulated reserves (Egypt, Thailand and, to a limited extent, Armenia); (ii) targeted social protection, with some countries taking or reinforcing targeted measures, which often protected the most vulnerable (Argentina, Ghana, Mexico, Mongolia and Thailand); (iii) reformoriented measures aimed at seizing the opportunity of the crisis to improve cost-efficiency, [...]relevance and [...]governance; (iv) budget cuts, which some countries have evenly distributed across all education sub-sectors. unesdoc.unesco.org |
为协助 各国对付针对粮食生产的恐怖主义而开展的活动包括：(a) 进行关于食品安全、 动植物健康问题的能力建设(培训班、各种项目),包括促进风险分析和加强基层 [...] 能力，以确保国家能够监测、诊断、报告和应对病虫害和疾病的爆发；(b) 食品 标准法典委员会和国际植物保护公约制定有关标准；(c) 设立一个食物链管理框 架以便对跨界动植物病虫害和疾病造成的食物 链 危机 、 粮 食安全威胁和紧急情 况，以及对核放射性威胁级紧急 情况，进行预防、预警、防备和应对工作；组织 国际论坛讨论与粮食和农业相关的生物风险管理问题。 daccess-ods.un.org | Specific activities that assisted countries in relation to terrorism targeted at food products included: (a) capacity-building (training courses, projects) concerning food safety, animal and plant health, including promotion of risk analyses and developing base-level capacity to ensure national ability to monitor, diagnose, report and respond to pest and disease outbreaks; (b) the standard setting work of the Codex Alimentarius Commission and the International Plant Protection Convention; (c) the establishment of a Food Chain Crisis Management Framework for prevention, early [...] warning, preparedness and [...] response to food chain crises caused by transboundary animal and plant pests and diseases, food safety threats and emergencies, as well as nuclear [...]and radiological threats and emergencies; and the organization [...]of international forums to discuss biological risk management in relation to food and agriculture. daccess-ods.un.org |
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