In the sixth chapter, it considers the application of Viatical Settlement in China. 第六章是保单贴现在中国的应用。就制度层面谈解决重疾险的一种补充方法；
Furthermore, in order to supplement the application of new actuarial methods, it is necessary to introduce Viatical Settlement. 文章共七章，第一章是绪论，探讨了问题的由来，研究的目标和方法；
She cashed in her life insurance for a viatical settlement.
她通过她人寿保险的离世前结算来付现。
英语百科
Viatical settlement
（重定向自Viatical）
A viatical settlement (from the Latin "viaticum") is the sale of a policy owner's existing life insurance policy to a third party for more than its cash surrender value, but less than its net death benefit. Such a sale provides the policy owner with a lump sum. The third party becomes the new owner of the policy, pays the monthly premiums, and receives the full benefit of the policy when the insured dies.