Even when he was flat broke after a major financial setback, he continued to refer to himself as a rich man.

尽管他在一次财政挫折之后变得身无分文。可他依然把自己当作一个富人。

He can't afford to go out to eat because he's flat broke.

他没钱出去吃饭，因为他一文不名。

And they are the phrases, to be flat broke, to be hard up, and to live paycheque to paycheque.

他们就是这样的短语，一文不名，穷困潦倒，靠薪水过日子。

In fact, he was often a cheapskate. He did not like to spend money. The worst times were when he was flat broke and had no money at all.

事实上，他是个小气鬼，最艰难的时候他身无分文，一分钱也没有。