In both America and Britain, mortgage lending is running at post-financial-crisis highs.

在美国和英国，抵押贷款都处在金融危机后的最高水平。

Bam - new regulations on mortgage lending.

Bam - 关于抵押贷款的新规定。

Different accounting standards and the high quality of German corporate and mortgage lending explain some of this gap, but not all.

不同行的会计准则，高质量的德国企业和德国抵押贷款只能解释这些差距中的部分原委，却无法解释全部。

The global financial crisis of 2007-09 exposed fraud and negligence in mortgage lending.

2007-09 年的全球金融危机暴露了抵押贷款中的欺诈和疏忽。

In Britain lenders briefly paused some new mortgage lending, owing to volatile interest rates.

在英国，由于利率波动，贷款机构暂停了一些新的抵押贷款。

In Sweden, such loans rose to more than 14% of new mortgage lending in 2021.

在瑞典，此类贷款在 2021 年上升至新增抵押贷款的 14% 以上。

In 2007, as market participants began to doubt the quality of collateral backed by mortgage lending, repo rates jumped as lenders hoarded cash.

2007年，由于市场参与者开始怀疑由抵押贷款支持的抵押品的质量，回购利率随着银行囤积现金而飙升。

So you have the people you would expect, right, like real estate agents, mortgage brokers, people who work at the banks that do mortgage lending.

所以你能预料到的人，比如房地产经纪人、抵押贷款经纪人，在从事抵押贷款的银行工作的人。

In America banks have stepped back from the mortgage market, with non-banks now providing more than half of new mortgage lending.

在美国，银行已经退出抵押贷款市场，非银行现在提供超过一半的新抵押贷款。

In Canada, mortgages with a debt-to-income ratio of four-and-a-half times or greater—the measure Canada's central bank employs to assess risk—made up 27% of new mortgage lending at the start of this year.

在加拿大，债务收入比为四倍半或更高的抵押贷款（加拿大中央银行用来评估风险的指标）占今年年初新增抵押贷款的 27%。