Well, some great advice there for both mortgage holders and the chancellor.

好吧，这里给抵押贷款持有人和财政大臣一些很好的建议。

They can offer to switch out of what's called an interest-and-capital-repayment loan, which is the standard for a residential mortgage holder.

他们可以提出放弃所谓的利息和资本偿还贷款，这是住宅抵押贷款持有人的标准。

Is it any surprise now that not only the public but many of their own backbenchers are demanding that the government step in to help mortgage holders?

现在不仅是公众， 而且他们自己的许多后座议员都要求政府介入帮助抵押贷款持有人， 这有什么奇怪的吗？

Only the United States has such an extreme system of winners and losers, in which new buyers face borrowing costs of 7.5 percent or more while two-thirds of existing mortgage holders pay less than 4 percent.

只有美国有这种输赢很极端的体系，在这个体系中，新购房者面临着7.5%或更高的借贷成本，而三分之二的已经买房的人的利率不到4%。