An improved spreadsheet containing market information, including treasury rates, saved time, became a great internal resource, and helped the bank communicate better with clients.

改进后的包含市场信息（包括国债利率）的电子表格节省了时间，成为重要的内部资源，并帮助银行更好地与客户沟通。

The difference, in my opinion, is that those who successfully transition see themselves as more than capable of overcoming the obstacles in their path. Their internal resources like focus, desire, and self-discipline compensate for their lack of external resources.

在我看来，不同之处在于那些成功转型的人认为自己完全有能力克服他们前进道路上的障碍。他们的内部资源，如专注、渴望和自律，弥补了他们缺乏外部资源。