banks is.

One of Malaysia's fastest-growing banks is RHB's Easy, which is open seven days a week and has no forms for customers to fill in.

One of the priorities for the banks is ensuring top earners are not hit with a tax liability for the retention element of their bonus.

The previous requirement, which still applies to foreign banks, is for investing institutions to have at least $10bn in assets.

'A very substantial amount of borrowing from the banks is interest-rate sensitive, ' he said.

One of the main functions of commerce banks is to provide short-term funds to the production and circulation of commodities.

The notion that there could also be some down sides to a wholesale government takeover of America's big banks is given short shrift.

All this suggests that an essential part of shoring up Europe's banks is to restore faith in government bonds.

For a sovereign to destroy its own credit, to save creditors of its banks, is plainly wrong.

Credit extended by these banks is in practice (though not legally) backed by the taxing power of the federal government.

THE identity of the people who run the world's banks is not just a matter for boards and shareholders.

A run on Greek banks is possible. So is a "sudden stop" of capital to other weaker euro-zone countries.

The point, for the investment banks, is to limit their exposure to civil suits.

The challenge, for the government and for the banks, is to do this against a background of a sharply deteriorating global economy.

The only way forward for private banks is to grow the active rather than the passive wealth management arms of their businesses.

And as the core department of a country's development, the normal running of banks is of great importance.

However, none of the banks is willing to take a risk by further lending money to it.

The immediate task facing governments and central banks is to pull the world economy out of its tailspin.

To this end, the article which makes study on operational risks in commercial banks is of great significance both in theory and in practice.

The existence of credit risk in commercial banks is inevitable as a result of asymmetry information and incomplete contract.

The basic task for the applications of DEA efficiency evaluation to commercial banks is to determine the input and output variables.

The relative decline of the UK banks is perhaps the most striking transformation among the advanced countries.

UBS, like other banks, is struggling with the desire to sell bad debt and the belief that those assets at some point will reclaim value.

How to insure safety, soundness and efficiency of banks is an unavoidable task for supervisory authorities all over the world.

For many Americans, clamping down on banks is almost as big a concern as jobs, says Ted Kaufman, a Democratic senator.

But now ICBC, along with other Chinese banks, is beginning to flex its muscles in the world market.

Second, state banks do have certain efficiency in transition economics, which suggests that the reform on state banks is not so urgent.

The occurrence of M&A of banks is not accidental; it has both external as well as internal factors.

Flexible regulation that does not impair the primary functions of banks is the prerequisite to achieving the right equilibrium.

Another factor hanging over Chinese banks is the potential for an increase in bad loans if the economy deteriorates.

One of its most famous fishing regions, the Grand Banks, is near Newfoundland.

The secret to the exhaust manifold, which sits in the valley between the two cylinder banks, is a convoluted plumbing system.

Anywonder, then, that today's huge run-up in loans -- and bad loans -- byChina's banks is making some critics nervous?

The effort to preserve a wide variety of plant genes in banks is particularly urgent because many farms now grow just one or two crops.

One of its most famous fishing regions , the Grand Banks , is near New-found land .

It's now clear that rescuing the banks is just the beginning: the nonfinancial economy is also in desperate need of help.

The future of Goldman Sachs and Morgan Stanley, the last two independent investment banks, is now an open question.

What's true for our community banks is also true for small businessmen and women like the ones I met in Buffalo.

If you look around the world today, it is clear that almost every institution, from the army to the banks, is becoming increasingly complex.

One difficulty in dealing with complex banks is their tendency to spawn hundreds or even thousands of subsidiaries.

Undeniably, currently, the implementation of "going out" strategy for Chinese-funded banks is still a long way.

What if one of those home banks is in already in trouble?

The Fed decided that a money market "strike" against investment banks is the equivalent of a run on deposits in a commercial bank.

Financial stress testing of banks is becoming a widely used tool to assess potential vulnerabilities in a financial system.

Often, public confidence in banks is as much a matter of perception as reality.

A key issue in the unfolding legal fight between the three banks is an 'exclusivity agreement' between Citigroup and Wachovia.

It could be a horror movie sequel: "excessive risk-taking" by banks is coming back to haunt us.

Facing the unprecedented pressure, the foreground of the rural commercial banks is especially remarkable.

The Grand Banks is one of the most famous fishing areas in North American.

The good news about British banks is that in the run-up to the crisis, their position looked savvy rather than criminal (see chart).

However, loaning from the banks is risky. Substantive debt has been a key restraining factor to the development of universities.

Indeed, it must be particularly unlikely when the capitalisation of banks is so small.

He argued regulationfocused mainly on banks is obsolete and that it should include private equity firms and hedge funds.

The BIS, the central bank for the developed world's central banks, is customarily cautious in its language.

Even in developed countries with many investment channels, savings in banks is indispensable for the national economy.

The supervision department ratifies that the interest rate of Chinese banks is 2% while the loan rate is a bit more than 6%.

As the expansion of assets rapidly, the commercial banks is facing great pressure from risks and capital shortage.

The contradiction between interest and liquidity of commercial banks is the deep-rooted reasons for the liquidity risk.

The firepower of central banks is not unlimited, especially in a monetary union.

The nervousness surrounding many European banks is rooted in fears about losses they face, particularly on their sovereign debt holdings.

The leverage degree of investment banks is getting higher and financial risks are accumulated continuously.

And here's the thing: The continuing weakness of many banks is helping to perpetuate that economic distress.

The language of most companies, especially banks, is now based on the notion that everyone is outstanding, even the tea lady.

The plan could reveal that the liquidity risk premium was large and the capital hole in the banks is not as great as feared.

What started out as a series of pragmatic ad hoc responses by governments and central banks is moving the boundary between state and market.

Repackaging loans identified, priced and managed by the banks is, therefore, a waste of their talents.

The expansion ambition of overseas banks is easy to see in Shanghai.

Another important point of these sand banks is that when it rains the rainwater soaks down into the soil. So, it's gone.

The rise of China's banks is stunning and a little frightening.

The leadership of central banks is committed to the institutions' expanded role; so, for the most part, are governments.

The best Europe can do for banks is to subject them to credible stress tests and force more capital on the weakest.

In contrast, the benchmark lending rate from formal banks is 6. 56 per cent a year.

Inflation remains low, so the liquidity pumped out by central banks is flowing some where else, namely into global financial markets.

Universal banks is such a kind of bank which can supply all financial service.

The safety security legal system of foreign banks is an important part of Chinese bank supervision law.

But exactly what the commission's findings mean for the banks is still unclear.

Consider the UK, where the combined assets of the big five banks is four times GDP.

Money-service firms play an important role, serving poor urban, often immigrant, customers whose access to banks is limited.

The Economist has previously argued that the capital surcharge on the largest banks is inadequate.

Therefore, establishing and perfecting the corporate governances of Chinese commercial banks is the key to raising their profitability.

Cracking the American market has proved beyond many foreign banks. Is Canada's TD different?

La Caixa, one of Spain's largest savings banks, is pioneering the use of land for affordable housing.

"The relationship between government and banks is a positive one, " says Minister of Finance Jim Flaherty.

Mr Haldane shows that the implicit insurance to huge banks is bigger than to smaller ones.

The scope of business operation for foreign banks is getting larger, state-owned banks also speed up reform and IPO process.

If the losses are large, then the solvency of the banks is in doubt.

Designing a system of stress tests for European banks is also complicated by the range of problems faced by banks in different countries.

The message from US and European central banks is loud and clear: don't expect official interest rates to budge anytime soon.

The politics of allocating government funds to recapitalize banks is not easy.

To manage the operational risk on the whole and to build a good risk management framework for the banks is particularly important.

In this paper, whether and how foreign equity participation has an impact on the performance of China's commercial banks is studied.

Goldman, like other banks, is having to hold more capital and run with lower leverage.

A tangle of - unpayable? - claims against the banks is, like some modern-day Jarndyce and Jarndyce case, stemming that flow.

Like Ms Sparacio, he says that the first task of Chinese banks is to catch up with Europe and the US, particularly in new areas of business.

The two-year financing plan announced by the three development banks is aimed at lending for small and medium-sized businesses.

But bashing banks is good politics: a majority of Americans say Wall Street should not have been bailed out.

Does this mean that the regulatory framework for banks is fundamentally flawed?

The four major state-controlled commercial banks is the mainstay of Chinas commercial banks.

The faith that Messrs Johnson and Kwak put in merely capping the size of banks is misplaced.

The panic engulfing Europe's banks is no less alarming.

The problems of the Spanish cajas show that a financial system with lots of small banks is not necessarily safer.

The prudent response by China's banks is to write down the value of most, or all, of the principal they're owed.

The Customer Relationship Management of the commercial banks is one weak point in the Chinese banking industry.

Bank of China - most fragile of the big state owned banks - is trading at below book value.

Handing over hundreds of billions of euros to the banks is akin to political suicide, no matter how you do this.

Small wonder, then, that the option of buying stakes in Chinese banks is back on the agenda.

But the euphoria that surrounded previous IPOs of Chinese state-owned banks is absent this time.

Drawing a similar inference about investment banks is not as easy.

The peculiarity of the banks is not some arcane matter.

first , the overall profitability of state - owned banks is markedly lower than the joint - stock banks.

GE, whose giant finance arm GE Capital is bigger than many traditional banks, is a case in point.

But agreement about the regulatory role of central banks is not widely spread.

Another option for banks is to offer recourse loans to certain staff.

The cross-regional operation of city commercial banks is regarded as a new revolution.

New investors will be unwilling to risk private capital until losses are transparently recognized and the future of the banks is clarified.

Participation by servicer banks is not assured.

That may explain why deposit growth at the banks is slowing dramatically.

"Liquidity for many banks is getting shorter-term or is reliant on government measures. "

The overall principle to establish correspondent banking relationship between two banks is on the basis of mutual benefits.

The question for banks is: do you want to keep paying high interest rates knowing that Trups are going to lose their status as tier one?

Splitting up banks is one solution, as is far higher capital ratios.

The contact with other central banks is thus very much part of our routine, and rarely a signal of extraordinary happenings.

Based on the daily load curve and economy analysis, an optimization grouping method for parallel capacitor banks is proposed.

The status of the nationalised banks is another sore point.

The final problem for the banks is an indirect one.

State control of some banks is sadly unavoidable. Don't run away from it; focus on doing it well.

In contrast, the new $100bn of lending by multilateral development banks is much closer to reality.

But concern about asset quality at China's banks is front and center for investors.

But, the problem with stripping toxic assets from failing banks is their prices.

One simple savers' tactic vexing the banks is to withdraw money and then to re-deposit it in order to claim the higher rate.

In any case, the business of banks is to borrow short and lend long.

The level of nonperforming loans acknowledged by the banks is currently low.

Among other things, it argues that a new generation of small investment banks is needed to support venture-backed offerings.

Its rate for overnight loans between banks is currently at two percent.

Agroup of banks is bullied into rescuing an ailing lender when it suddenly reveals vast losses.

But the success of underground banks is also partly down to the returns they provide.

To the right of the Outer Banks is the Atlantic Ocean.

Similarly, the idea that regulators know the optimal size of the financial sector, or are good at running banks, is a fantasy.

Considering that virtually all lending by the banks is SECURED in some way on property.

The current public anger at banks is understandable.

The onslaught on European banks is unremitting.

Some may see this is a risk worth taking, but to overlook the policy role of Chinese banks is folly on the part of investors.

Full privatization of the three banks is valued at more than 37 trillion won ($29 billion), according to a KDB estimate and market prices.

The benchmark required reserve ratio for most banks is now 18. 5%.

One small consolation, say the commercial banks, is that Spain's unlisted savings banks, or cajas, are generally doing even worse.

The task for banks is to clean up their balance sheets and rebuild for the future.

The number of bad banks is actually going up.

The second Greek problem for the banks is the collateral issue.

" State-owned banks is higher than the joint-stock bank loan because the former state-owned enterprises to assume more credit " obligations.

Optimists argue the anti-inflation credibility of central banks is stronger than in the 1970s.

One key measure of the humbling of British banks is that their profit has slumped 58% from its peak four years ago.

Yet banks are also thinly capitalised: the core "tier 1" capital of big UK banks is a mere 4 per cent of liabilities.

Abstract: Firstly, the present situation of accounting risks in commercial banks is not optimistic in china.

The question for Canadian banks is whether they can mine China's interest for sustainable advisory fees.

A big problem for banks is putting a value on the mortgage-related securities that they hold.

It trades for just three times the cash coming in this year, and the debt it is buying from banks is cheaper than ever.

Its rate for overnight loans between banks is currently at 2%.

The ATM for Chinese banks is sputtering.

The capital base of China's banks is less solid than it looks.

The position for the banks is more precarious.

Multi-scale edge detection based on over-sampled filter banks is studied.

The government in Beijing, which controls the banks, is alert to such criticism.

The story among European banks is similar.

Another hard lesson from the credit crunch is that deftly regulating banks is easier said than done.

Demand from foreign central banks is especially important because they are a major customer for U. S. debt.

The ratio at other banks is similar.

A better reason for refusing to bail out banks is its dire effect on incentives.

But the future of hundreds of small banks is under big question . . .

Its basic flaw is that participation by the banks is voluntary.

The consolation for banks is that they, too, have buyers of last resort.

The role of banks is central.

The 860 troubled banks is the highest number since 1993, during the savings-and-loan crisis.

The 888 troubled banks is the highest number since 1993, during the savings-and-loan crisis.

The loan-to-deposit ratio for Chinese banks is about 68 per cent, according to CLSA.

This is hyperbole, to be sure, but the threat of political meddling with independent central banks is genuine, and not just in America.

One thing about banks is that they are always too serious!

With the fast growing economics and the flourishing markets, personal banking in commercial banks is more and more important.

How to measure systemic risk of banks is very important to China whose financial system is composed of banks.

The problem of term structure mismatch in the assets-liability management of China's commercial banks is becoming more and more serious.

The main problem facing German banks is that there are too many of them.

The information disclosure of joint stock banks is getting more and more attention in the field of world banking.

Because last year's efforts cost hundreds of billions of dollars, some may conclude that saving the banks is wasteful and pointless.

The RRR for small banks is currently 17. 5%, versus 19. 5% for their bigger brethren.

China's benchmark one-year lending rate is currently set at 5. 31 per cent and the required reserve ratio for banks is 13. 5-14. 5 per cent.

The reform of state-owned commercial banks is a key point in the in-depth financial reform of our country.

But if their chief financiers are just three Wall Street banks, is this dispersion more apparent than real?

To expand private banks is an important tendency of banking reform in our country.

The biggest concern for Hong Kong banks is that there is almost no demand from customers to take out renminbi loans.

thirdly, the necessity of personal banking service optimization in Chinese commercial banks is discussed;

First, the regulation of CBRC gives to capital adequacy ratio of banks is not flexible enough;

The strategy of such banks is largely defensive