underwriting

The bank made money from its Investment Banking arm, which includes financial advisory services and equity underwriting.

Due to its participation in underwriting subprime loans, Bear Stearns was one of the first casualties of the current financial crisis.

in the main , the eisenhower administration did not try to inveigle kennedy into underwriting it ' s policies.

The bank also plans to pull out of fixed-income proprietary trading in the US and combine its equity and debt underwriting operations.

MBIA sued Credit Suisse, alleging the bank fraudulently sold securities backed by loans that did not meet underwriting standards.

The cost of that service will indicate the extent to which Nokia is underwriting the free CWM service.

The result of good underwriting is to have the insurer's actual experience closely match the expected experience.

The companies have since been trying to force lenders to buy back mortgages that failed to meet certain underwriting requirements.

Everything about this deal is big, even the $200 million in bank underwriting fees up for grabs for global investment banks.

However, the Swiss bank's share price soared after it confirmed it had secured underwriting for a SFr15 billion ($15 billion) rights issue.

He said: "London and the Lloyd's market is the leading home of underwriting culture, of capability, experience and capacity. "

The bank 'made mistakes' in its own underwriting, Ng said.

The name of the underwriting organization as well as the relevant agreements.

An underwriting group is made of at least two underwriting organizations.

reserves for bad debts led to a corresponding increase in the amount of extract, which affects an underwriting profit.

So far, Berkshire Hathaway's underwriting standards, and estimates of potential loss, have been strong.

KKR said as much in its prospectus: underwriting deals allows the firm to "capture certain financing fees otherwise paid to third parties" .

One of the most important reasons was the lack of risk management and risk-distinguish methods in underwriting, pricing, and reserving.

An important part of underwriting is deciding what price to charges for the insurance, a process known as premium rating .

Gross Spread The difference between the underwriting price received by the issuing company and the actual offering price to the public.

The business permission of a Securities Joint Venture (SJV) is limited to underwriting and distributing securities.

offering The making available of a new securities issue to the public through an underwriting. also called public offering.

But the core of the problem was the same as in every other banking crisis: sloppy underwriting at mainstream lenders.

As a result, Goldman would seem to have an inside track to underwriting Facebook's public offering.

The most obvious culprit was the extraordinary laxity of America's mortgage-underwriting standards in the later stages of the boom.

If everything goes as planned, that will make it the only foreign bank besides Goldman Sachs to manage underwriting in the local market.

Once the loan application is complete, the next step is to validate and process the application, along with underwriting it.

Neither could the models take account of falling mortgage-underwriting standards.

Households with nontraditional credit histories, irregular incomes, and related divergences from conventional underwriting guidelines.

Unlike other risks, the threat of terrorism cannot be forecast in time or scope, making a mockery of insurers' underwriting models.

Lloyd's of London has always been synonymous with insurance-underwriting expertise and the sober assessment of risk.

its principal activities are the provision of brokerage services , underwriting services and securities margin trading to retail clients.

So insurance rates and underwriting performance display cycles, just as share prices do.

Mortgages that meet strict underwriting standards, known as qualified residential mortgages (QRMs), are exempt from the risk requirement.

Leakage circuit breaker of the Company by the Chinese People's Insurance Company of Foshan branch underwriting.

The part of the financial markets that purchase and sell securities for money management purposes, rather than for underwriting purposes.

Warburg was always queasy about profits made from punting the firm's own capital, preferring income from advisory and underwriting fees.

A second category involves alleged violations of federal underwriting laws that are expected to grind through the courts over many years.

Insurance costs can be less than 1% of the price of the art work, according to Nick Brett, underwriting director at AXA Art Insurance.

Your supervisor sometimes permits you to infringe the underwriting guide line.

Meanwhile, underwriting activities should be closely regulated to avoid vicious product replacement.

Investment banks, meanwhile, face a slowdown in a number of businesses, from advising on mergers to equity underwriting.

But a clutch of British insurers, including Hiscox and Omega Underwriting, have recently moved to Bermuda to minimise tax.

The report said the officer was called 'Dr. Doom' and issued a 2004 memo that said poor underwriting 'will come back to haunt us. '

The latest Fed survey of loan officers, in July, showed them continuing to tighten underwriting standards across the board.

Banking supervision in the territory is widely admired throughout the Asian region and loan underwriting standards are carefully monitored.

Executives running investment banks are facing some of the same dilemmas, especially in underwriting.

Bond underwriting generates fewer fees than stock underwriting, as well.

It may be hard to prove in court that losses stemmed directly from poor underwriting, not economic turmoil.

Determining the insurance premium rate of breakwater construction is a problem in both underwriting and engineering.

This year's underwriting wave hasn't translated into a follow-on explosion in trading, say analysts and bankers.

University graduate plus at least 3-5 years insurance underwriting experience, particularly related to Accident and Health underwriting.

GM and the banks underwriting the deal are pushing for the biggest possible investor pool to increase the size of the offering.

Or China Asset Management's funds can participate in the rights offerings, while Citic Securities gives up on much of the underwriting.

Automated underwriting enabled lenders to screen borrowers more efficiently (and also reduced the opportunity for racial discrimination).

These markets have enhanced their technological platforms, while maintaining lower underwriting spreads and listing fees than New York.

As usual the wine is aromatic with a significant tannin structure underwriting its ageing potential.

Regularly report collection progress, take thoroughly analyses on overdue customers, guide the adjustment of underwriting policies.

We welcome the fact that China will soon allow foreign-invested banks to conduct bond underwriting business.

The sales may also prove a boon for the Wall Street firms that win underwriting business.

This first example shows a front-end underwriting filtering condition to accept or reject an application based upon a driver's history.

But strong balance-sheets gave commercial banks the chance to muscle investment banks out of the underwriting of securities.

Their underwriting abilities are simply superb, their loss reserving is conservative, and their investment policies make great sense.

Before Gramm-Leach-Bliley was passed, the distinction between making loans and underwriting securities was proving hard to make.

Slack lending, thanks to both lack of demand and tighter underwriting, could prove a more persistent problem.

Primary insurers can control their exposure in certain areas through underwriting measures, but reinsurance companies cannot.

The main categories of insurance underwriting period internal fires, hail, heavy rains caused damage to housing risk.

It does not help that the investment banks underwriting IPOs continue to gouge investors.

The Chinese are underwriting the huge U. S. national debt our leaders have been ringing up for the past decade, an economy once on steroids.

These guarantors played the same role as an investment bank lead underwriting a securities issue.

There are enough banks to ensure that competition in underwriting deals ought to be vigorous, says the OFT.

A fully automated underwriting service, which chains validation, scoring, eligibility and pricing.

Atradius Shanghai Provide full technical support in risk underwriting, policy management, claims & etc.

Foreign banks, via their local joint ventures, have taken an ever-smaller share of the country's underwriting income in recent years.

The latest Fed survey of bank loan officers, in July, showed them continuing to tighten underwriting standards across all categories.

Over time, most insurers experience a substantial underwriting loss, which makes their economics far different from ours.

Chinese banks are apparently underwriting the cost of turbines and other electrical equipment.

Mortgages: Would establish new national minimum underwriting standards for home mortgages.

Fourth, it would grant joint-venture securities firms a full licence instead of the present one which allows only underwriting.

The principal underwriter should sign an underwriting group agreement with other sub- underwriters .

It follows a similar decision in December against plaintiffs looking to sue banks over their underwriting of public offerings.

Government underwriting of deposits should be matched by assets of comparable quality.

The underwriting of commercial, business insurance is a much more complicated and involved task.

Produced by the "singular love" brand products by the China People's Insurance Company underwriting.

She simply knows German voters will never accept underwriting the debts of southern Europe on a permanent basis.

Began to issue bonds by Syndicate underwriting in 1991.

securities underwriting and other relevant businesses approved by the Competent Authority.

Equity capital markets data includes underwriting of initial public offerings, follow-on offerings and other equity-related securities.

But this looks like a revival of the old Fed tactic (much in evidence in the 1980s and 1990s) of underwriting the stockmarket.

Citigroup offers a broad range of financial advisory and underwriting services to enterprises.

Secondly, I focus on the economic capital allocation model of underwriting risk of property insurance company.

Why weren't they given the underwriting reports by the originators who knew what exceptions were given and why?

These loans are originated using traditional loan underwriting techniques.

They accuse all three governments of underwriting many films that promote youth smoking with public subsidies.

Article 22. An issuer who publicly issues securities has the right to select an underwriting securities company.

JV securities firms to be granted a full license (access to secondary market) instead of the present one which is limited to underwriting.

Investors are unwittingly "underwriting this transfer to trading profits on Wall Street, " it says.

That business includes securities underwriting, stock and bond trading and merger advice.

Bad lending, driven by poor underwriting standards and awful risk management, created and drove the crisis.

Wasn't it the fault of barely legal mortgage underwriting, overpaid investment bankers and the intoxication of easy credit?

This will ensure that there will be no follow-up questions during the underwriting process.

Mr. Mitchell's firm is underwriting three deals but is cautious about the market, saying rich investors are shunning the offerings.

As central banks have turned to quantitative measures and printed money, they have needed government underwriting.

According to the regulations, The maximum duration of the securities' sales agency and underwriting period shall be 90 days.

Quality of products by the China People's Insurance Company underwriting.

The money underwriting the rescue was coming from the Fed, which was also bearing the risk of the loan.

Taiwan taxpayers are not now underwriting a Western European-style welfare state, but they may need to move in that direction.

First, I will discuss the condition of the banking system, credit conditions, and bank underwriting standards.

Grant JV securities' firms a full license instead of the present one which allows only underwriting and distributing.

Pretax underwriting profit at Berkshire Hathaway Reinsurance Group, which sells catastrophe coverage, dropped 95 percent to $29 million.

But loosening underwriting standards now to recapture market share lost three years ago is a risky approach.

In June, a hard underwriting agreement for the IPO of iron-ore miner Newton Resources Ltd. came back to bite one Chinese bank.

The underwriting deluge alone can't lift Wall Street firms' profits, say analysts and bankers.

Pressures on lenders to supply more "paper" collapsed subprime underwriting standards from 2005 forward.

The fall was due to a 61 per cent plunge in underwriting revenues to $258m while advisory revenue rose slightly to $523m.

Unlike the S&L crisis of the 1980s, the mortgage lenders of today aren't taking their own balance sheet risk when underwriting loans.

This isn't like underwriting a public offering where, if the stock goes up, everyone feels good.

Underwriting the debt by issuing Eurobonds would end the panic in financial markets.

Some lenders also fret that if underwriting becomes too prescriptive, borrowers are relieved of taking responsibility for their own actions.

Proceeds from global equity capital markets underwriting activity have fallen to $496. 14 billion from $544. 96 billion so far this year.

The Greeks invited a host of investment banks to pitch for the underwriting role.

The maximum period for underwriting the stock issue on a commission or sole agency basis shall not exceed 90 days.

Securities underwriting and distribution to the 20 investment banks has brought huge profits.

Gerald: It's not that. It's Rhonda, the vice president of underwriting.

Slack lending, thanks to both lack of demand and tighter underwriting.

Investment banks also expanded into the underwriting and selling of complex financial securities, such as collateralised debt obligations.

At present, the Corporation has major source of profits is underwriting, brokerage, self-.

The Chinese had accumulated so many dollars that they lent money to the United States at low rates, underwriting American consumption.

But even amid write-downs, the third-largest U. S. bank generated stronger than expected results, helped by underwriting and bond trading.

Decision processes of financial intermediaries become distorted when they reward underwriting staff based on volume .

Trading and underwriting volumes have soared amid a five-fold rise in China's benchmark stock index over the past two years.

In 2007, UBS ranked third and Goldman Sachs was sixth in underwriting domestic Chinese listings, state media said.

The job outlook often fluctuates with the economy, which dictates the funding available for underwriting the arts.

There are two types of underwriting arrangements: best efforts and firm commitment.

The downside is that the licence is purely for primary underwriting; Credit Suisse cannot, for now, engage in secondary trading.

Underwriting domestic currency A-share issues is nice work.

Nowadays, a bank will pocket an underwriting fee and get the loan off its books within weeks.

Every company sets those underwriting rules.

An over- reliance on unseasoned risk models is also partly to blame for bad underwriting.

Assist the manager to prepare underwriting training materials based on counterpart needs.

They will provide sound underwriting standards and some restraint to speculative development.

writing business regardless of prospective underwriting losses in order to obtain funds to invest at current high interest rates.

First, for years firms such as KKR, Apollo and Citadel have been providing billions of dollars in underwriting fees to Wall Street.

Optimists note that loans are now souring less because of poor underwriting than unemployment, which is not a reason to demand repurchase.

This has worked at AIG because there is complete separation of underwriting and asset management.

If underwriting picks up, fee income also will increase.

The embedded value is a proper noun in the domain of underwriting.

the industry's annual gain in revenues (premiums) pokes along at 4% or 5%, underwriting losses are sure to mount.

It controls about 8 per cent of the secondary broking market and about 20 per cent of equity underwriting.

Banks can continue to offer investment-banking services to clients, such as underwriting securities and making markets.

For starters, it's ashared failure of parenting and loan underwriting.

Profit from underwriting insurance policies fell 70 percent to $181 million.

The fourth method, negotiated underwriting, is used by business firms to issue both bonds and stocks.

Last year Merrill led the underwriting of a bond issue for a government-owned Thai bank launched hours before the military coup.

For the leading financial centres insurance remains a big industry and the underwriting cycle is on the turn.

A ratio below 100 indicates an underwriting profit, and one above 100 indicates a loss.

Of course, underwriting issues in China is less remunerative than in many other markets.

LLOYD'S of London is hardly a stranger in America, where it has been underwriting risks for more than 150 years.

The lion's share of the $435m in costs will go to advisers, lawyers, accountants and the 23 banks underwriting and selling the listing.

There is little time to act on deals packaged in 2005, the first year of really poor underwriting.

Over time, ICBC may begin underwriting bonds for all kinds of companies.

They may also occur in business: for example, in insurance calculations for underwriting risk.

HSBC's top ranking in underwriting euro market bonds this year, for example, is unfamiliar territory.

Total debt and equity underwriting in China is gaining 36. 7 billion U.

Berkshire's insurance arm lost $821m, compared to an underwriting gain of $226m in the same period last year.

The following shall be included in the underwriting or sole agency agreement signed between a securities company and a stock issuer:

Preparation of required documents (prospectus, financial statements, underwriting agreement)

Guiding Opinions on Relevant Issues Concerning Securities Companies to Engage in the Main Underwriting Business for the Issuance of Stocks

if losses are caused to other securities underwriting institutions or investors, it shall be held liable for the losses pursuant to law;

Canvassing any underwriting business by any means of unjust competition; or;

calculation of the underwriting expenses, and the method and time of payment therefor;

Companies include: securities underwriting and listing recommendation;

Securities underwriting and listing recommendation of the business;

whether fees in respect of an underwriting contract relating to the sales of properties located in the prc were taxable ;

For discounting of bills, the issuance of financial bonds, agency distribution, proxy cashing and underwriting government bonds;

The Impact of Mixed Operation on the Stock Underwriting Market-the case of America

The payment method and payment date for the securities underwriting on the commission and sole agency methods;

The fees and settlement method for the securities underwriting on the commission and sole agency methods;

Measures for the Administration of Securities Issuance and Underwriting

Group underwriting insurance against liabilities

We do not expect our underwriting earnings to

Understand the wide gamut of underwriting methodologies in both the Asian and international markets;

Underwriting and recommendation of securities;

Tax Incentive for Underwriting and Managing International Securities I

Comparison of Tax Systems in Relation to Underwriting Income from Non-life Insurance Companies

Inadequacy And Innovations of Credit Underwriting in Commercial Banks

Insurance Company Underwriting System Design

Questionnaire for Basic Nuclear Plant Underwriting

On the Incentive Problems of Underwriting Activities by Commercial Banks

note issuance and revolving underwriting facility

underwriting and reinsuring the risk , and processing claims

During the underwriting period for shares in question

Research on investment of insurance funds with underwriting risk

Plan of distribution and underwriting agreement

Calculation of VaR in Securities Underwriting

Underwriting and Calls of Convertible Bonds

The Prevention and Control of Underwriting Risks

Risk Assessment Methods about Contractors'All Risks Underwriting Risks Based on Fuzzy Sets Theory

Risk Analysis Model Based on Probabilistic Neural Network in Underwriting Area

SURVEY OF ANALYSTS PROJECTS SLOWER PREMIUM GROWTH, BUT UNDERWRITING PROFIT IN 2007 AND 2008

The Study on Underwriting Business Appraisal System of Securities Firms

In Hong Kong, China and Southeast Asia, underwriting bankers get between 2. 4% and 3. 5% of the deal value, while in Japan they get 3%.