the housing market

Second, would stability in the housing market be enough to turn around the economy?

Housing Secretary Shaun Donovan said the overhaul was "only one piece of a broader strategy to help the housing market. "

Every time he opened his mouth this summer he said we need to fix the housing market and buy mortgage-backed securities.

"It does not fix the housing market, though, but it might be the beginning of the end of the crash, " he said.

The housing market in many -- though not all -- Chinese cities seems to have nearly ground to a halt.

But then the bottom fell out of the housing market and Simmons, with its large debt, stumbled.

A notable development over the course of 2004 has been a turnaround in the housing market and a slowing in household credit growth.

But it is difficult to see policy makers pushing sales quickly since the housing market is still on shaky ground.

Another unknown factor that will determine how much the economy grows in the second half of the year is the housing market.

"Overall my consensus is to wait another year to see how the housing market settles and see how capital gains plays out, " says DeRose.

This feature led to massive losses and would have done so, according to one CDO investor, even if the housing market had not collapsed.

Despite a year of government effort, a tentative recovery in the housing market appears to be on the verge of stalling.

The administration's prayer was that the housing market would be healing by now; the prayer wasn't granted.

Key elements of this forecast are our assessments that the housing market is beginning to stabilize.

He also forecast a recovery in the housing market "within a year or so" and that "America's best days lie ahead. "

Home-builder Lennar Corp also struck cautiously optimistic note on the housing market and said it was on track to make a profit this year.

Thanks to this demand, the ultraluxury market in select cities is looking healthier than practically any other corner of the housing market.

It plans to use the proceeds to expand residential construction as a surge in bank lending drives a pick-up in the housing market.

"We're starting to get a mixed picture, which suggests to me the housing market might be reaching for a bottom, " Gendreau says.

One of the key factors for the economy will be a recovery in the housing market, although there are few signs of that yet.

The housing market continues to be very fragile and could be threatened further by rising job losses.

But an article in the bank's latest Monthly Bulletin shows that it is the housing market that the ECB is watching most keenly.

However, he adds, it's hard to see financial stocks rallying without some sign that the housing market is stabilizing.

Higher unemployment would be one possibility: it might turn the housing-market correction into a rout.

Director of the PIBA mortgage-brokers group, Rachel Doyle, said the squeeze on bank lending was hindering a recovery in the housing market.

The housing market remains weak and the overhang of vacant or foreclosed houses are weighing on home prices and home construction, he said.

'So far we are seeing, at worst, an orderly decline in the housing market, ' he said.

We have got to get the balance right between serving home owners better and encouraging responsibility in the housing market.

For that, you need the baroque superstructure of mortgage-backed derivatives that enabled investors to bet on the housing market.

China and others have introduced measures to take the heat out of the housing market.

We need to see stronger job growth and reduced uncertainty before households will be ready and willing to jump back into the housing market.

They did not have sufficient capital to cope with a severe setback in the housing market or markets generally.

This 'search theory' has since been applied to a host of other topics, from the housing market to the search for a spouse.

When the housing market collapsed, Citigroup suffered billions of dollars in losses that dwarfed the fees it had collected.

Even Republicans who dislike Fannie and Freddie talk of a careful transition and of not damaging the housing market.

It would be the second straight day a report showed weakening in the housing market following the expiration of the homebuyer tax credit.

The housing market is also slowing. Sales fell by almost 12% in October, compared with a year earlier.

The current fear is not so much that the housing market could drive America into recession, although that could still happen.

In south London, Brixton, Streatham and Camberwell continue to move up in the housing market.

In general, the housing market in San Francisco has not been hit as hard as many other areas of the United States.

Deflation across the economy is not a problem (yet), but deflation in the housing market is the source of many of our present difficulties.

Those efforts appear to have had the intended effect of braking the housing market's plunge.

But Beijing must strike a fine balance in its bid to kick-start the housing market.

Unemployment has continued to rise, and the housing market is unlikely to show a sustained recovery until job growth resumes.

The greatest potential, however, is tied up in the housing market.

But even in Guangzhou, the housing market is in an embryonic stage and is subject to immense fluctuations.

how the hyper-optimism of the housing market jumped, like a social contagion, to the financial markets?

Critics worry that this will only delay a necessary correction in the housing market, but they will almost certainly be ignored.

For this reason, the housing market is likely to determine interest-rate decisions, not the other way round.

Job growth is strong, manufacturing is on the mend and, by some measures at least, even the housing market is showing signs of life.

Today, nearly two years after the recession officially ended, the housing market is still in trouble.

But the carmakers have been completely taken by surprise by the meltdown in the housing market and, above all, by the soaring cost of fuel.

If people could afford current home prices on current incomes, the word crisis wouldn't be used in conjunction with the housing market.

High unemployment and continued weakness in the housing market are two of the primary reasons the Fed has been able to keep rates low.

Younger families, struggling to get into the housing market, or younger people, aghast at the lack of proper jobs, are in a worse position.

However, he said that lending conditions in the housing market meant sales could pick up.

The housing market is showing new life after three years of falling prices and too much supply.

The statement said "economic growth has slowed over the course of the year" , partly reflecting a "cooling of the housing market" .

The housing market has served as a reminder of the potential impact of removing federal support in a fragile economy.

The resilience of the housing market owes much to these exceptionally benign credit conditions.

However, its unsavory dealmaking should not obscure that in betting, correctly, against the housing market, it helped mitigate the crash.

But a stronger RMB, and the higher interest rates that might accompany it, would throw more water at the housing market.

The housing market has dropped off more sharply than we had expected since the end of the homebuyer tax credit.

but I think it's gonna take a while before the stimulus package kicks in, before the housing market can begin to recover.

For the US economy, the collapse in confidence in the housing market is perhaps more important than any of those panics.

Meanwhile, the housing market has shown some signs of stabilization but sales continue to be under stress and construction remains muted.

Prices were supported last spring by a tax credit, but the housing market has struggled since the credit expired.

The figures confirm growing fears that the housing market is starting its second slump since the credit crunch struck three years ago.

Were they to say that, the mortgage market and the housing market would almost surely crash.

She really was on the ball about the housing market and bought the house at the lowest possible price.

This came as additional evidence emerged of a slowdown in the housing market, heightening fears that house prices may tumble further.

The rate cut is at best a temporary palliative. It will not revive the housing market.

Mr Frey puts much of the blame on the housing market. If you cannot find a buyer for your home, you cannot move to a new one.

But yields at that level would be too high for the health of the housing market, the stockmarket and for other governments worldwide.

Through the rest of the summer economic trends will be mixed and the housing market may shift unexpectedly bringing worries about loss.

Luxury real-estate sales are booming, say real-estate agents, even as the rest of the housing market craters.

The market haeen a significant laggard, but this may turn around if there is a pick up in the housing market and domestic consumption.

A rise in inflation also means that declines in real house prices translate into less negative equity, freeing up the housing market.

For instance, John Paulson, a hedge-fund boss known for his lucrative bet against the housing market, will soon offer a UCITS III product.

And we've initiated, through the Treasury Department, a number of programs like that to help support the housing market generally.

It is not only first-timers stepping back into the housing market. Signs that prices have bottomed have attracted other buyers as well.

"The housing market here won't be growing for that reason but it won't be dropping either, " he says.

She says for now, the goal must be to help the housing market, and the economy, recover.

In fact, during normal operation of the U. S. economy, the housing market relatively low job creation capacity.

Also on Tuesday, a report on home sales that are under contract showed that buyers were flocking back to the housing market.

In contrast, when Mr. Paulson bet against the housing market in 2006, his was an outlier view.

A big part of this prediction is based on signs that the housing market is beginning to improve.

Home sales in the United States dropped between April and March, evidence that the housing market's problems are not over.

The aim is to unblock the flow of credit market markets now, then sell the securities later, when the housing market improves.

Stabilizing the housing market, the main trigger of the current economic slump, is crucial for the economy's recovery.

And even as the housing market faltered again, real- estate stocks did slightly better than U. S. equities overall .

RMBS investors bear more scars from the crisis than most, for one thing, and the state of the housing market remains fragile.

Given how ugly the housing market looked the past couple of months, this might seem like a tall order, but it stills possible.

The big unknown, however, is whether the housing market slowdown will spread more deeply into the overall economy.

If the housing market is an accurate indicator, the population of this town is growing rapidly.

The aim is to unblock the flow of credit markets now. Then they sell the securities later, when the housing market improves.

"The housing market is not as crazy as it seems, " said Huang Tao from Centaline Property Agency.

Government interventions to shore up the housing market add an extra element of unpredictability.

The financial crisis originated from the housing market bubble and was preceded by the dotcom boom.

Most prominently, the housing market is still awful, and state and local government budgets are still a mess.

Just as bargain financing couldn't save the housing market, analysts say, a gradual rise in rates won't necessarily crush it.

Just months after showing signs of leveling off, the housing market has thrown off conflicting signals in recent weeks.

The lower mortgage rates can be forced, the better the chances of reviving the housing market.

Mr Obama's hunt for a fix for the housing market may be a fruitless one.

With all the turbulence in the housing market, this is no time to play politics with such a critical appointment.

Economists contend that the economy might not emerge from its slump unless the housing market stabilizes.

The report says falling home prices as a result of the collapse of the housing market caused most of the drop in wealth.

These measures acted as a strong brake on the housing market.

But even as the overall economy has slowed, the government has remained adamant that restrictions on the housing market cannot be lifted.

This provides discipline to the housing market and a cushion of reliable earnings for banks.

The rate cuts came at a time when the housing market was already booming.

He spoke of how the housing market is 'stabilizing, ' retail sales are resilient and corporate profits climbing.

Household debt remains very high and is expected to constrain retail spending and the housing market for some time.

Just as with the housing market, the good times ended when the economy fell into recession and the credit markets froze.

Spring is the first good news directly lifted, it was described as the gateway to the housing- market "semi -open " .

The housing market represents about half the total construction work.

Especially when the housing market is crammed with huge bubbles, international hot money must be prohibited from entering China.

The housing market is in turmoil: construction has plunged, house prices are falling and there seems no end in sight.

Like the economy, the housing market seems on the threshold of recovery.

But he was worried about the state of the housing market, crucial for any home furnishings retailer.

On the other side of the Atlantic the obstacle to recovery is the the bombed-out state of the housing market.

The recent defaults in the subprime mortgage market may be affecting other bond investors and cutting off credit to the housing market.

The housing market is showing new life after 3 years of falling prices and too much supply.

With the housing market in turmoil, even the asset many had come to count on -- the value of their homes -- is threatened.

Large market share in mortgages could act as a drag if the housing market languishes after government support recedes.

People getting pushed out of the housing market include Jiang Yun, a 38-year-old marketing executive in Beijing.

Joblessness is a drag on the housing market, with many people no longer able to afford their homes.

For another, more money may be required to address the problem in the housing market by providing relief to subprime and marginal borrowers.

The housing market, which helped push the economy into recession in 2008, is still mired in a slump.

He says underlying strength in the housing market is being hidden by the number of foreclosures on the market.

All areas of the economy from the housing market to the high street suffered, raising pressure on politicians to take urgent action.

Illegal immigrants often work as builders and landscapers, two trades that have collapsed along with the housing market.

Cleaning up the housing market would help cut America's unemployment rate, by making it easier for people to move to where jobs are.

We do not expect mortgage markets to recover before the housing market stabilizes.

In many ways, the housing market was a Ponzi scheme run by financial institutions and government.

In these countries, consumers remain over-leveraged and the housing market continues to be weak.

Historically, recoveries in the housing market are slow, and most experts expect the prices to stay low for some time.

One oft-cited sign of the housing market's top: when dinner parties are dominated by stories about fast profits on flipped condominiums.

"Signs of a bounce in the housing market kept the pressure on bonds, " said Carley Garner, senior analyst at Alaron Research in Las Vegas.

Another worry: Recent data on Australia's own economic growth, retail sales and the housing market have been weaker than expected.

Contract signings are usually a reliable indicator of where the housing market is headed.

As the housing market cratered, companies laden with securities backed by home mortgages were teetering.

Mr Rosenberg says government incentive schemes have been behind the housing-market rally and the jump in car sales.

The housing market has been a particular source of worry.

The government's efforts are the primary reason the housing market is functioning at all, economists and housing experts say.

The volatility of housing demand underlines the fragility of the Housing market. This will halt any sustained recovery.

He overestimated the reliability of the dizzying tax revenues from finance and the housing market. He overestimated himself.

Despite the signs of improvement, the housing market is still a shell of what it was during headier times.

This provided even more available funds for the housing market at a time that demand was very high after 2001.

The builders and buyers know, if the Fed does not, that the housing market "correction" will last a lot longer.

It Kinda looks like the curve just before the internet bubble collapsed, or the housing market, or etc, etc, etc.

But he also believes the financial authorities may be applying the wrong remedies to the housing market.

One thing weighing on the economy is the housing market, which, after stabilizing, is weakening again as government support disappears.

Vitner says the housing market began to recover in 2012, helped by steady job gains and record-low mortgage rates.

He failed to do anything about the dangers arising from the housing-market bubble and the build-up of private debt.

Earlier, signs of a new crunch in the housing market gave the stock market another pummelling.

Next week, market watchers will look at fresh data on the housing market for any sign that the sector is getting closer to a bottom.

The government ought to take the GSEs out of limbo and use them more actively to stabilise the housing market.

Investors again largely brushed aside reports Wednesday that showed inflation remains tame and the housing market continues to sputter.

The price in unemployment and distress in the housing market would be too great.

It also said it would maintain its mortgage-related holdings at current levels to support the housing market.

The housing market is starting to recover. Prices are rising. Sales are increasing. Home builders are clearing lots and raising frames.

Sentiment in the housing market in England and Wales recovered to its strongest level in 13 months in March.

Also, modestly higher long-term rates have slowed mortgage-refinancing activity and tossed another challenge onto the housing market.

While the housing market is slowing more rapidly than expected, consumption has not weakened, buoyed as it is by jobs and wage growth.

GROWING evidence the housing market is refusing to cool has put mounting pressure on the Reserve Bank of Australia to raise official rates.

In Shanghai, local housing authorities on Saturday revealed the details of measures meant to curb speculation in the housing market.

Chinese housing developers are throwing in a lot of incentives, including gardens and basements, to keep the housing market humming along.

They were set up (see article) to provide liquidity for the housing market by buying mortgages from the banks.

This unfinished business has damaged the housing market and slowed growth, while also hitting state and local governments.

But trouble may be coming anyway. The housing market's malaise is deepening all the while.

Problems have spread from complex debt markets tied directly to the housing market into plain-vanilla corporate bonds.

Household finances and attitudes also bear heavily on the housing market, which has generally remained depressed.

China's real estate market is in the ascendant in the current era of the housing market.

Third, stabilising the housing market will require doing something about the large and growing inventory of foreclosed properties.

In both Japan and Germany the housing market is drifting even further below fair value: homes were already cheap and are growing cheaper.

Since then, investors have shunned the securities, which has caused a severe credit crunch and delayed a recovery in the housing market.

Beijing is hoping that these measures will help restrain the animal spirits in the housing market, without prompting a damaging bust.

The housing market suffers from a historically high overhang of supply, and prices must inevitably come down further.

testified that Goldman "didn't have a massive short against the housing market, " he seemed to be spinning the facts.

A second factor in the sluggishness of the economic recovery is the housing market.

There's still a lot of problems with mortgages, the housing market in general, as well as the banking sector.

An upbeat report on the housing market, also released Tuesday, offered more evidence that the real estate market was showing signs of life .

This will allow the government to ease up a bit on the credit controls and the housing market.

However, with the vacancy rate for housing rising, the blind construction of the housing market has become deep trouble.

If the housing market is turning, Zillow is going to miss it.

It is probable that the credit squeeze and associated correction in the housing market will weaken consumption sharply this year.

Continued weakness in the housing market is undoubtedly the biggest factor suppressing relocation.

The latest news on the housing market has not been encouraging.

Many real estate investors realize that the housing market in many areas has probably bottomed out.

Lower petrol prices have helped US consumers but persistent weakness in the housing market will continue to weigh on sentiment.

In the same vein, some wholesale alterations to the framework of mortgage lending could help to liquefy the housing market.

Fannie and Freddie's credit problems are largely a reflection of the overall weakness in the housing market.

The Federal Reserve could support demand and the housing market by again expanding purchases of mortgage-backed securities.

The story we expect to emerge is the lagged effect the housing market and reduced credit availability will have on consumer spending.

It might have a better feel for the housing market's intrinsic strength by then.

Future housing data will confirm or refute whether the housing market's pain is starting to fade.

U. S. traders braced for another disappointing report on the housing market later in the day. Overseas markets tumbled.

The root cause is not the fall of the housing market.

The recent problems that spread from the housing market to credit markets have even effected (affected) student loans.

Some see good signs in the mad dash into Treasuries: American mortgage rates will drift lower, supporting the housing market.

The first is the claim that resolving the mortgage mess quickly is the key to getting the housing market back on its feet.

The bonds fell in value when the housing market collapsed and left the investors with losses on $424 billion worth of mortgages.

As the housing market has slowed, fewer people are buying property, choosing to rent instead.

"The noise associated with the credit has made assessing the housing market difficult, " D'Antonio said.

Lenders are guilty of having 'manipulated' the housing market during the boom by accepting dubious appraisals, Mr. Figg says.

When the housing market crashed in 2008, David Llewellyn's construction business went with it.

The housing market remains under pressure from record rates of home foreclosures and high unemployment.

In others, he frets that the housing market might crash before Goldman could close the transaction.

New figures this week suggested that the housing market's troubles are having a wider impact on the economy.

Susan Lindsey, a San Diego software programmer, was once eagerly waiting for the housing market to crash.

Sorry, but the case that letting banks off the hook would help the housing market just doesn't hold together.

Based on the above advantages, steel structure is bound to have a good prospect in the housing market.

But this long-term demand need not translate into an improved outlook for the housing market any time soon.

In America rising employment and pay have done exactly that, pushing the economy along even as the housing market has faltered.

Banks have belatedly tightened credit standards, particularly for first-time buyers, who lubricate the housing market for everyone else.

Why is the recession not affecting the college market, the way it has the housing market, consumer spending and other economic sectors?

Analysts said reducing this stock of unsold homes was critical for the housing market's recovery.

But the figures offered no sign that the housing market had returned to health.

A recovery in the housing market is dependent on improvement in the labor market and broader economy, analysts said.

as the housing market stalls , most economists are expecting output to slow.

Given the state of the housing market, that happy day is a long way off.

Even if home prices do weaken further amid fading government support for the housing market, it doesn't necessarily spell disaster.

The hope is that cheaper homes will make it easier for the Chinese to get into the housing market without having to save quite so much.

Since taking office, President Obama has searched for ways to get the housing market back on its feet.

The housing market remains weak, and another sustained drop in prices could badly undercut the economy.

A stabilization in the housing market in recent months also provided support to domestic demand, they added.

An alternative is to "micromanage" the housing market by using unconventional means instead of monetary policy.

There is an emphasis on long-term growth rather than flipping assets, and boom-busts in the housing market are unknown.

The recent problems that spread from the housing market to credit markets have even affected student loans.

Many potential home buyers are still on the fence, waiting for the housing market to reach rock bottom.

Government efforts to prop up the housing market also threaten the apartment sector by making it easier for some renters to buy homes.

Mr. Nazari also argued that the findings should reassure U. S. consumers in the housing market.

However, the flow of losses caused by the housing market shows no sign of slowing down.

But without the Fed's buying the housing market's recent stabilization might not continue, analysts said.

Then they took their money and skedaddled as the housing market collapsed.

A fully normalized macro policy stance is key to address the macro risks with respect to inflation and the housing market.

Only through the joint efforts can we realize the healthy development of the housing market.

But it came on the same day that the housing market became enveloped in yet more gloom.

Why did foreign money gravitate to the low income segment of the housing market?

Some analysts say the Fed should do more to push the economy along because the housing market is still so fragile.

Meanwhile the banking crisis has cut the supply of credit, hastening a collapse in the housing market.

The fourth part is analysis of property taxes in the influence of the housing market.

The weak labor market is keeping much of the housing market in the dumps.

Already, the agency's reserves have been heavily eroded by risky loans it tookon in 2008-09 to shore up the housing market.

There were some indications of stabilization in the housing market before the credit crunch moved into full swing in October.

"The economy is in the dumps, the housing market has hurt a lot of people, and people are looking for a way to find liquidity. "

In the housing market, September was a watershed.

Another government survey showed the housing market remains in the doldrums.

There are troubling signs already, especially in the housing market which has supported consumer spending over the past few years.