savings rate

As you know , our regular savings rate changes periodically in accordance with the interest earnings rate allowed for commercial banks .

And a higher savings rate translates into a higher tax base as well.

The savings rate fell to 5. 9% from 6. 2% in June, which had been the highest level in a year.

The data are in sharp contrast to the United States, with its consumer-focused economy and meager savings rate.

Yet by December the US savings rate as a percentage of disposable income stood at 4. 8 per cent, more or less unchanged from a year before.

What we're seeing is an uptake in the savings rate. In fact, 11 straight months of savings have happened since the beginning of the crisis.

To see how, let's check back in with the savings rate.

India, with a more closed economy and far lower savings rate, depends heavily on domestic consumption to sustain growth.

Productivity has accelerated thanks partly to China's high savings rate, which pushes down the cost of capital investment.

So, what happened though, over the course of the last 20 years -- we went from a 10 percent savings rate to a negative savings rate.

Income transfers might not trickle very far given China's historically high personal savings rate and a recent dip in consumer confidence.

These efforts should continue to help boost consumer spending by reducing the excessively high savings rate.

It's a good sign the U. S. personal savings rate is now running at over 6% after flatlining for years.

That equates to a breathtaking annual savings rate of 6%, compared with the pre-recession norm of less than 2%.

But since the U. S. consumer savings rate is so high and so low, why China for trade imbalances bear more responsibility than the U.

Ultimately, we want to end up with a significantly higher savings rate in the U. S. than we have seen recently.

In recent years, the savings rate in the U. S. turned negative, meaning consumers were spending more than they made.

'In East Asia we tend to be frugal and thrifty. This contributes to the high savings rate in the region, ' he told the conference Saturday.

That's in part because China is still a relatively poor country, with a high savings rate.

Rarely if ever does a country's savings rate collapse quickly after reaching such a high level.

At 4%, the household savings rate has jumped sharply from its low of near zero, but it is still far below its post-war average of 7%.

The lack of a viable health care system other than cash payments has kept the savings rate elevated, and there is food inflation in spades.

But Japan's household savings rate has collapsed due to an ageing population which no longer saves.

With incomes up slightly more than spending, the personal savings rate edged up to 5. 8 percent of after-tax incomes in August.

T; How come the rate is so much higher than the regular savings rate?

Government bonds were steady, if you picked a country with no trade or fiscal deficits and a high savings rate.

China has also lowered the bank savings rate, but the move has little effect in the past.

Since Brazil's savings rate remains low, foreigners will have to pay for most of the projects.

We still have innovative entrepreneurs, a hard working and flexible workforce, a very high savings rate, and openness to trade and ideas.

But as Mr Cooper writes: "A depressed savings rate leaves the economy precariously positioned to deal with future adverse shocks. "

S. savings rate. For China, the savings surplus is a result of structural distortions in the financial, corporate and resource sectors.

Nationally, low household savings coupled with huge federal budget deficits means that the country's overall savings rate is negative.

C: I can't give you an exact figure , Miss Taylor , as it fluctuates depending on the regular savings rate.

Some critics partly blame the crisis crisis on the American Americans' low savings rate and high personal debt.

The supers have not pushed up the savings rate, but nor have they increased unit labour costs.

With a high savings rate, the Mainland has a huge amount of funds that can be channelled into investment.

Like other Asian nations, China has historically had a high savings rate, so its financial system was flush with cash.

The increase of savings rate was mainly due to the rapid decline of the load of raising children.

China's gross aggregate savings rate now tops 50 percent of gross domestic product, by far the highest of any big economy.

Moreover, the savings rate has yet to adjust fully to the vast destruction in household wealth, argues Lombard Street Research.

Rarely ifever does a country's savings rate collapse quickly after reaching such a highlevel.

China's high savings rate and negative real interest rates are seen as facilitating and encouraging an investment-led growth model.

Lack of a savings rate is a better word for it. We are basically spending; we aren't saving.

China is seeking to boost consumption, in part to lower the high savings rate that fuels the contentious current account surplus.

Anyone expecting private consumption to bounce back is dreaming; the savings rate is almost certain to rise further.

The decline of the dollar is mostly a reflection of the ballooning fiscal and trade deficits and the low savings rate.

Their study hypothesized that the strict 30-plus-year old one-child-per-family plan is the primary driver of the high savings rate.

Still, the U. S. should care what China does even if a rising U. S. savings rate forces the necessary rebalancing.

They point to China's still-robust economic growth, moderate public-debt levels, high savings rate and big trade surplus.

After all Italy also has a high savings rate, and it even enjoys a primary surplus, but it was not spared market contagion.

Indeed, after years in negative territory, the national savings rate jumped to more than 3 percent during the holidays.

The ageing of China's working population from mid-decade, which will erode its savings rate, will be more of a watershed.

These young workers will drive the economy, adding to the savings rate and fuelling investment.

The personal savings rate as a share of disposable income dropped to a four-year low of 3. 6 per cent in September.

Fragile consumer sentiment, a rise in the household savings rate to 10% and weakening credit growth are other concerns Westpac cites.

The key is to lower the persistently high savings rate that is the main cause of its trade surplus and over-investment.

But in 2009, it looks like the savings rate in essence went no where.

Indeed, the fourth-quarter savings rate ticked up to 4. 6%, from 4. 5% during the previous period.

The US household savings rate has risen, driven by the need for US households to rebuild wealth.

Can say, now with twenty years ago compared to China, China 's savings rate is quite high.

Debts have been reduced or eliminated; the savings rate has recovered to a 5 percent to 6 percent range.

Now its savings rate is approaching 30 per cent, and exports are rising as a share of gross domestic product.

The US thinks the opposite and rails against other countries criticising its low savings rate.

This imbalance is also influenced by a culture of thrift that has produced the world's highest personal savings rate.

Both tend to lead to excess liquidity due to a high savings rate on incremental income growth.

All these countries except Australia had before the economic crisis a higher personal savings rate than the United States.

Other things being equal, the gross savings rate and current account surplus would fall.

Most economists expect the savings rate will move back to the 4 to 5 per cent range consistent with the consensus weak recovery scenario.

The savings rate declined alongside modest gains in disposable income.

Whether or not this is the case, it is likely that China's savings rate will fall more than its investment rate.

Some critics partly blame the crisis on Americans' low savings rate and high personal debt.

Since the mid-19990s, China's urban household savings rate has increased to 30% of disposable income from 19%.

It's a negative savings rate, we've had a negative savings rate in this country now for 23 months.

And for a century after 1520, the Chinese national savings rate was actually negative.

In Vietnam, by this measure, the savings rate is some three times ours.

My savings rate is around $4, 000 a year.

But if the savings rate rises quickly when incomes are not growing, all bets are off.

Disposable income as a percent of GDP is low, and the savings rate is high, around 40 percent of GDP.

Its overall savings rate grew over the decade.

Not having a husband or children may have also helped her savings rate.

Factually no "rising savings rate" in the US savings rate has occurred.

The link sounds plausible: take China's regular 9-10% annual growth and its high savings rate.

China has a high national savings rate and enjoys social and political stability.

In addition, US citizens have a dismally low savings rate and a huge amount of credit card debt.

Echoing the increase in the national savings rate, 63% plan to save more money in 2010.

The national savings rate is essentially zero .

Increasing savings rate and slack demand ?

US growth will slow as the savings rate needs to rise.

S. calls for exporting nations to spend more, there is no easy way to get Chinese consumers to cut their 30 percent savings rate.

Other factors do influence savings, but sex ratio imbalance explains about half the increase in China's savings rate nationally.

Meanwhile, Japan has the highest savings rate among the high-income countries, at 30 per cent of GDP.

Why is the savings rate more important than the withdrawal rate?

Maybe you've started saving - the annual savings rate by Americans has risen from almost nothing to 6. 9% in 2009.

The personal savings rate has been rising over the past year.

China's savings rate rose steeply over the 1990-2007 period, eventually reaching 50% of GDP.

Just how far the government is to blame for a surge in China's national savings rate last decade is controversial.

In fact, the increase in the private debt to GDP ratio steepened starting in 1996, and the savings rate has been falling since 1992.

While the nation's collective savings rate rose, incomes dipped.

For example, it has, by deliberate state fiat, a savings rate close to 50%, while America's is close to zero.

This is why high growth and a high savings rate are vital.

On a quarterly basis, the savings rate had been rising before levelling off towards the end of last year.

It would likely cause another drop in the personal savings rate, which fell to 4. 6% in June from 6. 2% a month earlier.

Germany has a high savings rate but pension-fund assets of just 14% of GDP.

Consider: From 1985 to 2005, the personal savings rate dropped from 9 percent of disposable income to almost zero.

In 2007, the personal savings rate (the share of after-tax income devoted to saving) was 2 percent. Now it's about 6 percent.

Zhou Xioachuan is wrong to urge a higher savings rate in the US.

If necessary the savings rate or the retirement date may have to change.

Before the crisis the country's gross savings rate had hit 36 per cent of GDP (see chart).

The savings rate for people over 60 has fallen to zero.

The investment rate would have to rise to 40 per cent of GDP, and the savings rate rise from 35 per cent to 37-38 per cent.

For years, capital in China has arguably been too cheap because of imposed limits on rates and a high savings rate.

Poddar expects India's savings rate to rise to 40 percent of GDP by 2015.

This is a consequence of the same increase in the savings rate that is shrinking China's trade surplus.

Over the same period, however, its gross savings rate rose from 35. 4 per cent to 48. 4 per cent.

We must take measures to lower savings rate and expand domestic demand in order to solve the problem of trade balance.

'People outside China need a better insight into the high savings rate in China, ' Mr. Zhou said.

The savings rate averaged 2. 1% in 2007 prior to the recession.

Incomes climbed 0. 4 and the savings rate increased to the highest level in eight months.

The median personal savings rate has jumped to 5%, up from 2. 9% a decade ago, according to CLSA.

In March 2009, the personal savings rate reached 5. 7% of disposable income, a 14-year high.

Another is that there's some evidence that the savings rate is up again in China.

Consumer spending, after plummeting late last year, is up slightly this year, despite a continuing rise in the savings rate.

But it is mainly because of China's high savings rate.

Chris says the savings rate should be 15% by the time you are 45, but I personally think that is too low.

Indeed, the household savings rate in China went from about 16% of disposable income in 1990 to over 30% today.

Second, the Chinese have a high savings rate because the old social safety net has disintegrated.

The pain tolerance threshold of the Hong Kong economy is traditionally high given the high savings rate.

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