saving

'Nokia continues to seek savings in operational expenses, looking at all areas and activities across the company, ' it said Tuesday.

I use ING Direct for that purpose - they're my primary bank, but they let you set up multiple savings accounts with just a few clicks.

So far, I'm reluctant to put my savings goals up for everyone to see, but I'd like to hear your decisions.

All of his world is his daily life and his savings in the bank. He draws a circle around himself and stays in it the rest of his life.

She is living from check to check and is burning through a little bit of her savings.

If it is a year, Mr. Sam said his severance will cover him, but after that he would have to dip into savings.

If you can cut out the stupid stuff, you may have the money you need to start a serious savings program or to pay down your debts.

The bank enables Tumaini account holders to start their business by providing loans of up to 110% of their savings.

And that argues for parking at least a modest portion of your savings in foreign currencies with more solid fundamentals.

The teller can see how much money is in my checking and savings accounts.

Opportunity International is one of the few organisations offering secure and accessible savings accounts to the poor.

The boy looked destroyed. Silently, he put his savings book in a rear-pocket and walked out of the bank.

Banks know how much you save each month, and often exactly how those savings are invested.

While it might not seem like much saved, over time and with a heavy load, this adds up to a critical savings.

He went up to the teller's window and asked to withdraw thousands of dollars of his savings, which the teller handed over in $100 bills.

With no savings from his monthly take-home pay of as little as $700, he said, he faced certain homelessness.

Huge savings have come as the company has broken down the barriers between its various operations.

That's why I've submitted to Congress a plan for a three-year budget freeze, and I'm prepared to offer additional savings.

As long as you are out of debt and putting money into savings each month, you're going to be just fine.

Don't all your savings on fixing up your place. Save enough to get out of town.

One reason, he said, was that he could squeeze out some $4 billion in cost savings from the two firms.

"Even cutting the F-35 entirely would not yield" the kind of savings it takes to retrench to a $500 billion annual defense budget, he said.

Savings: Try to put aside at least 15% of your income for savings.

Virtually all of her savings goes to pay for tuition for an expensive school for her fourth-grade daughter.

And with the world awash with savings, banks ought to be able to raise new capital privately and continue lending.

Letter volumes were falling by just a few percentage points a year, allowing sufficient cost savings to be found to maintain profit margins.

There do seem to be potential links between changes in exchange rates and changes in the savings and investment balance.

Because, our resources are wired, if we still do a bit of savings do not know, we are faced with extinction.

It is also easy to see the virtual memory savings when running the example program in more than one JVM.

Thanks to its low thickness, the CDL can end is able to boast material savings of up to ten percent compared to conventional can ends.

Squeezing out cost savings has long been a Toyota hallmark but the company has intensified its efforts this year.

Paying off the house is a terrible savings strategy if it's all that you're doing.

How much harder did I make it on myself by waiting to begin my retirement savings until I was nearly 40 than starting at age 20?

Construction of convenience: easy to install and maintain, with tiles the same installation procedures, construction cost and time savings.

He did, though, have enough savings to keep him going for a few months and a burning desire to make a short movie with some friends.

To fund the research and the various drafts of his chair, Li sold his house in Beijing and took out his life's savings and pension .

Such a comparison partly reflects the fact that much of China's vast domestic savings is kept in the bank.

He used the last of his savings to open a small restaurant opposite the train station near his apartment.

The Western Savings Bank was an institution peculiar to the foreign colonies in American cities in the early part of the century.

He did not heed the warning signs as household savings fell, a current-account deficit persisted and a budget shortfall emerged.

In many parts of the world, twice a year, our bodies are given a sudden jolt in the name of energy savings.

the young man was very miserable. he had no mony about him. all his savings had been stolen.

Many now have the safety net of savings and can spend a few months figuring out their next move or waiting to hear of an opening.

Mary Kay with FAITH took her life savings to make it a reality.

How much they work, what they buy, how much they save, and how they invest their savings.

Therefore, as a phenomenon, the majority of "80 after" Parents will come up with savings to pay back the principal for the children.

Savings have been achieved through 'reduced corporate overheads and a simpler corporate structure, ' he said, not by economizing on safety.

To understand why demand is so resilient, one needs to consider the poor savings alternatives available to Chinese households.

But after a decade in which Washington ran up the country's credit card, we've got to find more savings to get out of the red.

Yet household savings remain high at over a quarter of income, which constrains how much faster consumer spending can grow.

Yet poor Nigerians fear that corrupt officials will pocket the savings. The subsidies at least benefit us a bit, they say.

We do not need to be rich in order to share in God's work or to put savings into heaven's bank.

But he admitted at a conference in New York this week that he does attempt to beat the market himself with a small chunk of his savings.

Confirm that some of your regular income is going to a savings account on a monthly basis.

This month you seem to be on a mission to settle debts, raise capital, and reorganize your savings and investments.

Stuart Scott has lost his savings passbook. He is reporting the matter to the manager of his bank's Savings Department .

Back to monetary rewards, productivity incentive plans should be evaluated to see the bottom line impact on costs and savings.

My mother carried on something awful. She wanted me to put it away in the savings bank out of reach of temptation.

At a time like this their savings can spare them a great deal of suffering and help to see them through the hard time.

Some people will tell you to invest your savings on the stock market or to put up your own business.

A portion of the investment profits is returned to depositors in the form of services and of interest on savings accounts.

Once you take a job, you decide how much of your income to spend, how much to save, and how to invest your savings.

Instead of trying to use up all their savings before they die, most prefer to leave substantial bequests.

Mr Pandit said the savings the technology offered would be more pronounced in commercial vehicles that had high mileage rates.

These activities seem to be far more profitable than the humdrum business of managing payments and channelling savings towards investment.

Sign Up for Prescription Savings Programs: Just about every store out there right now offers some sort of prescription program.

Unless the United States were starved for capital, savings and investment would balance just as easily without a trade deficit as with one.

That means whenever you get a paycheck, you need to put a set percentage of it into a savings or retirement plan.

Finally, depending on the sort of problem that you're experiencing, the fix itself can result in direct savings.

Of course, conditions must be checked to ensure that the savings account in question has enough money in it to make up for the overage.

How much money do your parents have available to support you? How much savings do you have in the bank? Show me the statements?

Save every cent you can and by the end of the year your savings will bulk up to a handsome sum.

Even those shrewd enough to stick their money in a savings account have had to worry about the safety of the banks.

If he invests his savings, the matter is less obvious, and different cases arise.

You may have been saving up for something you really wanted, Libra, when an unexpected expense compels you to spend some of your savings.

Until recently, he says, he had much of his savings in a bond fund, and after corporate bonds took a hit, he moved the money into CDs.

He also recommends putting at least one-third of every pay raise into savings.

She had a mechanic who built an air-conditioner compressor by hand at a substantial savings to buying a new one.

"The culture of endless money that has taken hold must be replaced by a culture of savings and restraint, " he said.

AS IF North Korea's people did not have enough reasons for gloom, on November 30th their savings were wiped out by government decree.

Even as a lad, selling bags of firewood he had chopped himself, he kept all his savings on him in his trouser pocket.

"In the South, I can buy a big house with a garden compared with the shoe box my retirement savings will buy me in New York, " she said.

In Britain auto-enrolment is at the heart of a new national pension scheme, the National Employment Savings Trust (NEST).

He fought an elevated-railway company and he campaigned for savings banks to be allowed to provide life insurance for poor people.

She was shattered wto learn that her mother had banked all her savings in that most traditional of hiding places.

Do you think it se ible of him to donate all his savings to the quake area ?

The second important part of your new budget is allocating savings to go toward those dreams you wrote down in step five.

That might feel like a bit of sacrifice, but you could always use the savings for a yearly family vacation.

The details of these savings, which will total 11 billion pounds, will be set out in next month's budget, he said.

The European Union followed up in July 2005 with its savings tax directive designed to catch funds being held offshore by taxpayers.

She was shattered wto learn that her mother had banked all her savings in that most traditional of hiding places.

Do you think it se ible of him to donate all his savings to the quake area ?

The second important part of your new budget is allocating savings to go toward those dreams you wrote down in step five.

That might feel like a bit of sacrifice, but you could always use the savings for a yearly family vacation.

The details of these savings, which will total 11 billion pounds, will be set out in next month's budget, he said.

The European Union followed up in July 2005 with its savings tax directive designed to catch funds being held offshore by taxpayers.

As you know , our regular savings rate changes periodically in accordance with the interest earnings rate allowed for commercial banks .

Note that all savings are estimates based on prices in my area and how much we typically buy. Your costs may vary.

Another reader said he and his wife paid for the entire $47, 903 cost of their 1999 wedding out of their savings.

If each of us learned how to conserve just a little more water, it could add up to big savings.

Just imagine how much you can save over your lifetime if you increase your savings amount for each raise!

Well, after a brief burst of virtue (relative at least to years of mindless splurging), Western savings ratios are creeping lower again.

He decided to put the money in a savings accounts.

Someone investing their savings conservatively should certainly be able to earn about 3% a year over inflation.

But it also has a political class focused on addressing its real problems, as well as a mountain of savings with which to do so (unlike us).

Do you think it sensible of him to donate all his savings to the quake area ?

"Quantitative easing is the whipping boy, but it is not clear how much it is to blame for the reallocation of savings, " he said.

So let's answer the question: how much savings do we need to retire?

With interest rates at a measly . 001%, it seems silly to leave your savings sitting in the bank.

How much is the minimum original deposit for a savings account?

Even the $917 billion in savings that have already been agreed by Republicans and Democrats are not guaranteed in the long term, he said.

The young man was very miserable. He had no money about him. All his savings had been stolen.

At 56, he said he had got beyond status, and as he had a small pile of savings, he was ready to be a manual worker.

Calculate exactly how much you're saving by brown baggin' it, and deposit that much extra into your savings every payday.

Dominic Ambrosino, an ex-prison officer, said he and his wife Ronnie Sue had their "entire life savings wiped out" by Madoff.

Thousands of employees who lost their jobs and savings were certainly exposed to risk, and had little choice in the matter.

The only proven way to make one and one add up to two or more in this industry is through cost savings.

The bank manager gave her her account number for her new savings account.

Mrs. Black has a savings account with a nearby bank. She recently began to receive statements not in accordance with her books.

But U. S. savings -- like that of any open economy -- must automatically respond to changes in the global balance of savings and investment.

It should be easy to put the money in your savings account and relatively difficult to get out.

If I'm going to have a savings deposit every week, I need to know how much is necessary for each deposit in order to reach my goal.

How much labour and how much capital (in the form of savings) to supply, and.

The problem is, you don't have as much as you think, so be careful. You could go over your budget and into your savings in no time.

Moving and equipping the house has been a vast expense and, after splitting our savings, X and I haven't talked about money at all.

Savings are a great source for tuition, but many unemployed don't have savings or have it tied up in retirement accounts.

How good, though, depends as much on where people put their savings as on how much they put aside.

My mother used to live off the interest from her savings.

Have to ask ourselves if the crisis continued a year, you have enough savings?

He said the price of the app would be greatly offset by energy cost savings.

He said he had withdrawn his savings and placed them in a bank safe deposit box "for security. Who cares about interest right now? "

He then says that the U. S. should tend to its own business, which should be encouraging savings.

When Mr. Cabo runs out of money, she said, she is ready to step in with her modest savings and perhaps sell her car.

So what exactly is the president proposing to help him realize hundreds of billions of dollars a year in savings?

Pete D'Arruda has a simple way of deciding how much of your retirement savings should be at risk.

If he merely puts his savings in a stocking, like the proverbial French peasant, it is obvious that they do not give employment.

People close to the company said it had already reinvested $400m of the savings in the salaries and bonuses of new staff.

Sales of the stakes the savings banks hold in Spanish companies and takeovers of laggards by the healthier ones could fund some of that.

He made a fortune swindling old ladies out of their life savings.

Put 10% of each paycheck, and all of any bonus into savings. Use it to help with "early" retirement.

Decide how much you'll save each time you are paid and take out that money as soon as possible and put it into savings.

These savings are a direct result of the system's ability to help formulate inks with accuracies that were previously impossible.

Peace of mind is critical to happiness, so use the money to pay down your debts or to add to your savings.

Despite years of hard work, he says, without adequate savings, Mr. Fox "still felt he had nothing to show for it as he went into his 50s. "

He said he had come to suggest that Bank of America pay higher interest rates on savings accounts.

He said there was a "deep moral obligation" to protect consumers in choosing mortgages, investing savings and planning for retirement.

He wisely put most of it into a savings account, but he did spend some of it on computer games, a basketball and a brand new football.

And let me add that this does not count some of the longer-term savings that will come about from health care reform.

It looks at the huge amount of Chinese national savings and concludes that much of it does not seem to be captured by the banks.

He said that Fitch wants to see whether the congressional "supercommittee" set up to find further savings by this autumn can deliver.

Considering that this quintile contributes almost 93% of aggregate savings, food inflation will have no impact on it.

Applicant(s) must maintain at least a HKD Savings Account or HKD Current Account with the Bank.

Italso depends on how much of China's huge reserves and huge base ofpersonal savings are available to offset the debt.

That would depend on what caused it: a revival of inflation, say, or a shift in the balance between savings and investment.

Patience is often the difference between creating savings and being in debt.

People who DO not take advantage of these tax savings offered legally are missing a great opportunity to build their asset columns.

German savings bank association and clearing paper said that the rate cut will no doubt help ease the pressure on the currency market.

The couple soon spent all their savings as he could not find another job with a salary decent enough to pay for baby milk and diapers.

This means that serial processes can be run in parallel, with time savings and a significant gain in terms of flexibility.

But in bleaker circumstances, a small pot of savings may be all that stands between homeownership and foreclosure.

If you keep your money in the bank for a certain period of time , you can get a higher interest rate by buying a savings certificate .

Over the decades, her savings -mostly dollar bills and change - grew to over 1500000. "More than I could ever use, " McCarty said.

Tools may be able to automate the conversion of some part of your application code, which could translate into significant time savings.

After all, insurance is a long-term savings business like banking. And banking tends to be highly protected in Asia.

Enable simplifying the queries, the extra coding required to get the data in and out of the database would have eaten up all the savings.

And a higher savings rate translates into a higher tax base as well.

The man of the twentieth century can satisfy his needs with a much smaller capital and can, therefore, set aside savings.

She abandoned his wife and went away with all their savings.

If we add government and corporate savings, China's rate has been close to 50 percent, almost five times that of the U. S.

It had plenty of scope to do so, for savings ahead of the downturn accounted for more than half of GDP.

Think of it as the penalty you pay for not having enough savings to cover a catastrophic loss, and buy only what you need.

Sanjay has no savings left for retirement and does not get a pension or social security.

Mom used to live off the interest from her savings.

As her savings dwindled, the single mother had to move into a motel with her three daughters.

You can use it for any purpose, but if you're in a position to enjoy some of your savings now, make the goal something fun like a vacation.

Mr. Obama said once again that the White House has already identified $2 trillion in potential savings over the next decade.

The directive defined "savings" so narrowly that it was easy to find ways around it.

The rate of savings being low, the rate of investment in turn is bound to be low and the rate of capital formation is low.

The old lady told the policeman that she had been cheated of all her savings .

One or two coupons will not save much money. But hundreds of them can add up to quite a savings.

The vast amount of debt at every level also raises the question whether the pool of savings is large enough to absorb it all.

A calculator which analyzes the total cost and savings of your refinance transaction as well as principal balance when you sell your.

If you start slow and only do a couple, you will see savings and you will begin to make it a habit.

This excess of savings over investment in the rest of the world is not the result of high US or global real interest rates.

The movement of the best lending rate quoted by major banks matched that of the savings deposit rate.

The White House said that the bill would be deficit neutral, with increased costs to be offset by savings and the new taxes.

Mrs. Black has a savings account with a nearby bank, and recently she started to receive statements not in accordance with her books.

Savings insurance functions as an effective measure of preventing the bank management risks.

Retirement Savings: How Much Do You Need?

Taxpayers in effect stand behind such schemes, just as they eventually had to stand behind America's savings and loan industry.

Yes, but another way of looking at it will be that you may die before you can enjoy your savings.

One third for the future. Put a second third immediately into some sort of savings or investment.

You'd probably be wise to follow the trend by making every attempt to live on less than you earn while building up some savings.

Or: You are an American inventor with a product you think has "green" potential for household energy savings.

If it cost no more to sail through the Arctic than anywhere else, yes: the savings per voyage would be huge.

As I said, banks went wild, in a scene strongly reminiscent of the savings-and-loan excesses of the 1980s.

My wife was going to spend 40, 000 yuan of her savings on it. But I would have been ashamed to let my wife buy her own diamond ring.

North Korean middlemen, whose savings were confiscated during the redenomination of the currency, have been forced out of business.

Its simple design makes it easy to express a cost savings for an IT problem area that can benefit from process improvement.

The goal is to ramp up to a point where the tangible savings is funding the Six Sigma program.

The plunge has slashed the savings of millions of Chinese investors who jumped into the market as it rose six-fold in two years.

Old yao savings with half opened a restaurant, years of his father and mother, hard as raising three daughters grew up and became a man.

So what, I hear you say, the extra savings in not needing battery storage or charge regulators can be used to give accurate load regulation.

Money in a savings account and a certificate of deposit (CD), which pays a bit higher interest, are examples.

Among your New r's resolutions include a savings goal that is a function of your regular income, even if it's not a large amount of money.

Sometimes savings accounts will give you interest on your money, meaning you will get some money back on your money, as like an investment.

I had a little savings, just enough to decorate my apartment in a simple style.

You could get a great deal on your new car but lose all of the savings--and more--on your trade-in.

The savings by freezing won't even pay the interest costs for the first three years of deficits that he's going to run.

Lloyds TSB has also been able to close one of its 11 manned call centres, reaping "very attractive" cost savings, says Ms Jones-Evans.

And one of Hannah's closest friends, Blaise, pledged half of her baby-sitting savings to an environmental charity.

If the savings ratio is going to jump, it is most likely to be driven by the reluctance or inability of consumers to borrow.

Savings on taxi fares plus a 99% punctuality rate are usually enough to push people on to the train.

A reasonable application of these characteristics may be able to use the cost savings in the process of reducing the fault.

To be sure, most of any increase in national savings will come from a reduction in budget deficits.

In accordance with the contract energy management company agreement, each year from savings in electricity tariffs, share some of the money.

Hopefully, we are all putting a little money into a college savings fund and a retirement fund.

So far, the U. S. has won few high-profile cases, compared with the aftermath of the savings-and-loan crisis and the dot-com bust.

The savings will more than make up for what you'd pay to have the stone put in a setting.

Transferring money occurs if the savings account balance is large enough to make up for the overage .

complete purchase of the office supplies, registration, keeping etc, timely view inventory, maintain office supplies, try to make savings.

One significant idea was to abolish flextime hours, which led to a massive savings on electricity and transportation costs.

Big energy savings can be found if you purchase one of these new energy efficient dishwashers .

During the 1980s savings banks were in a great state of flux, and many began to provide the same kinds of services as commercial banks.

Promising his fellow goblins safe passage off of the island, he took their life savings and sent them on their way -- to slavery.

Woman: Well, it's not going to be possible to keep it running as it is now, but your idea for making savings might work.

President Obama might be tempted to reduce higher federal contribution rates as part of his $100 billion savings.

From a development costs perspective, the XQuery approach turned out to be a significant savings.

To see how the technology works , options and savings, select appropriate buttons from the left .

Unless it restructured, made cost savings and generally shook up its management style, there was no future.

Inflation and national savings rates are also likely to be considered as part of the range of possible indicators.

"We're just about able to pay the bills each month, " he said. "Food and gas is when we need to start to dip into savings. "

Maybe you'll find that the volatility is too much for you and you'll move the money to savings.

This time, surplus savings were, in their words, "recycled to a developing country that exists within the US" : the subprime borrowers*.

Is a sum of money which is in a bank account or other savings account, especially a sum which will be left there for some time.

Initial manufacture might be cheaper, but savings were reduced once costs from the rest of the supply chain were included.

If you want to maximize your savings, take some risk with at least some of your money.

These investors seem to regard money market funds as another option to savings accounts in banks and savings and loan institutions.

On this view America's credit boom and bust owed as much to a savings glut in Asia as to laxity at home.

I shall have to break into my savings to pay for the holiday.

Cost savings of a standard desktop, including a standard set of applications, is realized through the savings in support and licensing.

This dramatic rise in savings thus seems to be directly related to China's investment and export growth model.

Thirdly, bank corporate governance is usually negatively affected by savings insurance.

The drive chain features thin inner links and a slight weight savings relative to typical designs to help boost acceleration.

And again, factors other than the currency are important here, such as the extent to which corporate savings are not paid out in dividends.

He said that the savings deposit Shunde is a large part of the " notional savings" in fact is a large part of the enterprise deposits.

These bubble activities are supported by real savings that have been diverted from wealth generators by means of pumped money .

Making regular monthly savings helps you benefit from short? term stock market plunges, through a process known as pound? cost averaging .

These same techniques can be applied to your organization using a little creativity to spot cost savings opportunities.

At least you can see a doctor to savings give you of the woman bought a few cosmetics.