retail investors

In recent months, US retail investors have continued to put money into government and investment grade bond funds.

But over three out of every four buyers of the Goldman deal were retail investors.

"In the past, one of the barriers to retail investors getting organised was that they had no way of finding each other. "

Then investment banks found a way to sell commodity futures to retail investors by creating exchange-traded funds to hold them.

Thompson gave an overview of the gold market, and a pitch for why the moment was ripe to attract retail investors. By the end, Mr.

'Forget about retail investors, all the pros are scared, ' says one broker. 'People have no idea where to put their money. '

Indexation began to become an orthodoxy for retail investors and for big institutions about a decade ago.

Mr. Gorman of Morgan Stanley said, "I would hope retail investors don't pile into the market at this point, but step in cautiously. "

Retail investors seemed dazzled by the prospects for equity markets given China's rapid economic growth, of more than 11 per cent a year.

And a few more Indians are now retail investors, encouraged by a small discount on the share price.

'For many retail investors, it's a case of once bitten, twice shy, ' he said.

Consortium members have had to offer higher rates of interest to borrowers and turn to docile retail investors for funds.

'I don't see retail investors and fund managers putting money into the market, ' he said.

Billions of dollars in corporate bonds sold to retail investors come with an unusual provision that could be used to generate a fast profit.

"The migration of retail investors from China will be very beneficial for the market, " says Robin Geffen, manager of Neptune's China fund.

In other words, the retail investors will be assured of getting the best price that institutional bidders are able to get.

From the official sector through to retail investors, there has been a structural shift in the demand side.

Many retail investors shrug off the inherent disadvantage they face, with so many insiders privy to so much information that they are not.

"It looks like a pretty risky place to put your money, especially for retail investors. "

Retail investors, who have been piling into the small silver market for months, scrambled for an exit to protect their gains.

Some retail investors complain that they have neither Mr Buffett's wealth nor his ability to stay in for the long term.

Favaloro, meanwhile, noted that there was plenty of scope still left for retail investors to move into risk.

Even so, Merrill Lynch says retail investors have still been flooding out of China this year. Hartnett says this may be irrational.

Millions of application forms were printed for retail investors and an allocation was made to everyone who requested shares.

thanks partly to such efforts , the portions of our issues which have been reserved for retail investors have all been fully subscribed.

Allow me to conclude with a commercial targeted at retail investors .

The main force of the recent strong retail investors may also want to help Lock, non-firm elements changing hands.

For retail investors, products "became too complex, and it was difficult for people to understand the different types of risks" .

But this time around, retail investors have had no choice if they wanted to earn income.

Regulators asked for 20% of the offering to be reserved for retail investors, double the usual amount, ahead of anticipated strong demand.

The new breed of Chinese retail investors had already piled into the Shanghai and Shenzhen stock exchanges, inflating share prices.

Bank of China appears to be the first to offer U. S. retail investors the ability to speculate on renminbi appreciation against the dollar.

If retail investors in Iowa want their money back, fund managers have to sell something and that may mean Brazilian or Chinese equities.

A low-cost form of investment, hugely popular with retail investors, is becoming more exotic. Not everyone is happy about that.

Second, although specialised funds are very useful for professional investors, they may tempt retail investors into taking too much risk.

The PEMGroup case is the only time that local regulators have prodded banks to cover 100% of retail investors' losses, officials have said.

Everyone, from small retail investors to top fund managers, appears to trade on tips from contacts who claim to have "inside" information.

And for retail investors, most commercial banks offer "paper gold" online trading products, which are typically not backed by physical gold.

That will be music to the ears of the army of retail investors who surfed the wave of Mr Mott's prior incarnation as a fund manager.

However, by the time the market was launched, retail investors' participation was allowed.

However, although domestic retail investors have lost money as well, they are still buying equities, say fund managers.

"Retail investors I think are more easily scared, and they expressed concern, " he said.

As the market develops, retail investors will decide for themselves whether they wish to invest.

There are good indications that the Issue will be welcome by a wide range of institutional investors as well as retail investors.

He points out that the average number of retail investors subscribing to initial public offerings is only 450, 000.

Retail investors are usually a lagging indicator, reacting to past performance rather than predicting future gains.

"What is happening here is a very strong signal to retail investors that they should be careful, " said another person close to the process.

Yet when markets flounder, local retail investors are often the most vociferous in seeking government intervention.

The hugely aspirational psychology of Chinese retail investors, who are notoriously willing to gamble, added fuel to the fire.

They package up bank loans into structured products that are then sold on, usually by the banks themselves, to wealthy retail investors.

However, the prospect of a new bout of panic selling by over-extended retail investors will alarm the authorities.

Some critics say cornerstone investors create a shortage of stock for retail investors that artificially inflates the price when it debuts.

Retail investors are advised to make early application to avoid congestion nearer the closing date of the offer period.

"The selling has not come from retail investors so much, " he says.

About $6 billion worth of the debt is in the hands of tens of thousands of retail investors.

Any earnings disappointments, compounded by fickle Chinese retail investors, could see ICBC slip down the rankings again very quickly.

Clawback clauses mean that if the demand from the public is strong enough, retail investors will receive a much higher proportion.

Ian Harnett of Absolute Strategy points out that bubbles are normally fuelled by retail investors pouring borrowed money into the market.

The government will launch a "super bond" to retail investors, with investment in the carbon-free economy as one of its themes.

The group is considering following up with a UK property offering for retail investors.

Increasingly, retail investors are getting out of stocks, intent on preserving what they have left.

As the major indexes approach their landmarks, some worry that retail investors are only now jumping on the bandwagon.

But if analysts are indeed swayed by chief executives' largesse, how could investors, especially retail investors, trust their calls?

A lot of retail investors got out of the game in the last half hour.

The remainder is owned by flighty retail investors and shadowy government-linked bodies, whose investment objectives are anyone's guess.

Easy access to broadband services has also contributed to the active participation of retail investors by reducing trading fees.

Mr Haik says that institutional and retail investors remained keen to provide capital to companies with good earnings visibility.

To be sure, retail investors are not required for incremental liquidity.

There ought to be a better way to handle popular IPOs that attract a lot of bids from retail investors as well as institutions.

Having more products available will widen access for retail investors, something that might keep some doubtful foreign managers in the game.

However, it also demonstrated the continuing fervour among Chinese retail investors for initial public offerings.

'Most retail investors think the market is a sham, ' said Michael Bechara, an accountant and director of Granite Consulting Group Inc.

Later, when private bankers began marketing the product to retail investors, the Asian market proved a lucrative source of new business.

In the latest variation on the "carry trade" theme, both companies and retail investors are borrowing dollars and investing in renminbi.

It is possible that, upon completion of the exchange, retail investors with Par Bonds will start selling their holdings.

Regulators eventually banned retail investors from participating in the offering out of concern about its $14. 9bn debts.

Inflows are coming from institutional and retail investors, sovereign wealth funds and central banks, experts say.

Retail investors, disappointed with measly returns on savings accounts, are piling into corporate-bond funds.

Retail investors remain extremely cautious on equities, preferring to flock to high-quality corporate bonds.

The Placing Banks will also, on best efforts basis, offer prices to retail investors throughout the life of the notes.

AgBank's IPO drew far less interest from institutional and retail investors than its peers did in their earlier offerings.

The HKMC debt securities were well received by financial institutions, as well as institutional and retail investors.

The practice may even spread to Britain, where issuers have been warier of retail investors.

Across Asia, retail investors have been enthusiastic buyers.

Exotic foreign-currency products sold to retail investors reinforce the currency's upward trajectory.

It was not the preserve of retail investors.

Retail investors now account for about 10% of the global spot market, the BIS said earlier this week, aided by electronic trading.

By contrast, retail investors sent a net $138 billion into bond mutual funds during the same period, Strategic Insight said.

The objective is to provide retail investors with convenient on-line access to information on bond products and bond prices.

At the same time, retail investors are advised to continue buying Enron stock, prices will continue to go on a long endless.

Ms Ho said Temasek was "working towards a framework" that could include both institutional and retail investors.

For retail investors, the recent correction has presented an opportunity to increase exposure at lower cost.

Naturally these dedicated mutual funds also receive inflows from retail investors.

In addition, retail investors can subscribe for the notes by telephone or Internet banking facilities provided by certain Placing Banks.

China's stock market has witnessed a surge of interest from retail investors over the past year.

"I don't see much appetite for this deal [among retail investors] in the A-share market, " said a bank analyst.

Mr Neilson sold 25 per cent of Platinum in an initial public offering limited to retail investors, raising A$561m from the share sale.

This would enable them to sell their wares directly to retail investors, who account for 36% of the buyer base for municipal bonds.

The mainland markets saw record turnover yesterday as nervous retail investors sold stocks.

Retail investors, mainly through mutual funds, own a much larger part of the stock and bond markets than ever before.

Furthermore, retail investors haven't been bingeing on long-term bonds, which stand to lose the most if interest rates rise.

Retail investors can buy gold from metals traders selling bars and coins in specialist shops or on the Internet.

This will ensure that retail investors can efficiently liquidate their holdings.

The trillion dollar question for the market is: Does the flight of retail investors matter?

Not least because ETF's (unlike CDOs) are often sold to retail investors.

However, if the new retail investors end up with heavy losses, it could push back reform several years.

For the past year and a half, most retail investors have been piling into bonds simply because they weren't stocks. Stocks were scary.

Regulators have become concerned because foreign exchange brokerages can offer retail investors leverage of as high as 400 times.

The second refinement is the enhancement of price attractiveness for the retail investors.

The suspicion is that Beijing doesn't want to see its retail investors shouldering large losses if its actions caused the market to plunge.

Retail investors applied for almost 800 times the stock available, among the highest-ever subscriptions.

If governments really want a scandal to attack, it is the way the finance sector enriches itself at the expense of retail investors.

Which issues of Exchange Fund Notes are available for subscription by retail investors?

This will ensure that retail investors can liquidate their holdings in the secondary market.

First, he recommends avoiding the overheated A share market, which has been fuelled by local retail investors.

Critics believe this cheats retail investors who later buy post-IPO shares at inflated prices.

But retail investors may also be needed.

Retail investors need only specify the amount they apply for in their application.

If the stock trades well, retail investors will complain about being excluded.

Inside China, internet polls suggested retail investors were less keen.

The number of retail investors is rising as people become richer.

"By and large you can say it is very hard to pick winners and for retail investors practically impossible. "

That has led to the creation of ETFs aimed at US retail investors.

Heavy speculation by retail investors pushed Ping An Insurance's shares up 38 per cent yesterday on their first day of trading in Shanghai.

Analysts argue that retail investors should access China by buying funds, and not individual stocks.

This raised the risk that retail investors in other such funds could panic and pull out their money.

This will ensure that retail investors can liquidate their holdings at any time.

How can retail investors purchase and sell Exchange Fund Notes in the secondary market?

Chief Financial Officer Chris Liddell said that some $4 billion of shares were sold to individual, or 'retail, ' investors.

In other words, retail investors have the wherewithal to get things working.

"It is clear retail investors are not using the futures as a hedging tool against their stock portfolios. "

And there is probably more in the gigantic "dark pools" of off-exchange trading inaccessible to retail investors.

Conversely, only about 30 per cent of the shares on the Hang Seng are held by retail investors, HSBC's Mr Sun says.

Retail investors have close to $13, 000bn sitting in money market funds and bank deposits.

to reach out effectively to retail investors , the number of placing banks will be increased from 14 to 19 for this new issue.

Daily trading is dominated by retail investors with access to lots of liquidity.

Retail investors were particularly keen to get their hands on the stock.

Domestic markets are still dominated by retail investors, who account for about 70 per cent of daily turnover.

Dao Hai is not very much, the main venue of the number of retail investors.

Retail investors will find a host of investment tools including calculators, stock quotes and interactive charts.

A separate $3 billion slice of two-year bonds reserved for retail investors will yield a slightly more generous 1. 6%.

To reach out effectively to retail investors, the 12 Placing Banks have designated 525 bank branches for handling subscription.

But that is in spite of concluding this year that offerings that shut out retail investors were a bad idea.

He wonders whether retail investors may again prove to be ahead of the curve in China.

Indeed, many retail investors thought that they could count on the government to prop up share prices as a matter of national pride.

They are treating it as a short-term blip and we certainly have not seen any panic selling from retail investors.

This will improve the chances of retail investors winning allocation in EFN tenders.

The oversubscription level will trigger an automatic reallocation giving retail investors 20 per cent of the IPO instead of 5 per cent.

ETFs allow retail investors to behave like hedge funds.

There was big demand for BBMGfrom retail investors, who applied for 775 times the stock available, or HK$460bn.

Even so, a return of retail investors argues for caution.

The coming issue will be divided into two tranches, of 3-year and 5-year maturity, for selection by the retail investors.

Retail investors certainly don't have a good track record when it comes to buying bond funds en masse.

Now, most auction-rate securities held by retail investors will be repurchased.

Since early September, such retail investors have poured about $2 billion into these funds, which have taken in about $8. 4 billion.

If there is a symbol of China's stock market boom, it is the novice retail investors who have rapidly developed a passion for equities.

"If the SFC doesn't think retail investors should buy it, then they shouldn't let it list, " said one committee member.

But underneath the triumphalist statements and the quick profits lies a system that has cost retail investors dear in the past.

The HKMC will accept all valid applications from the retail investors.

Many retail investors were attracted to Argentinean bonds because of the high coupons.

In addition, the mainland market is dominated by retail investors.

News that Bank of China is allowing retail investors in New York to open yuan bank accounts is raising eyebrows back in Hong Kong.

It not only makes it impossible for retail investors to compete on equal terms but imposes a drag on the real economy.

At the same time, there was some initial buying by local retail investors.

In 2001, the HKMC introduced a new mechanism of issuing bonds to retail investors through placing banks.

The Chinese finance ministry issued Rmb15bn in bonds to institutional investors, with the remaining Rmb5bn directed at retail investors.

that is , retail investors can subscribe to the notes in the primary market without specifying the bid price.

"The market is dominated by retail investors at the moment, which is something regulators and the exchange want to avoid, " says Mr Owen.

Jacoby says retail investors should invest in offerings like Blackstone only with money they can afford to lose.

Under the Programme, the HKMC has appointed 19 banks as Placing Banks to distribute its debt securities to retail investors.

That is how buying and selling a stock has come to feel for many retail investors.

For the first time in 18 years, Japanese retail investors ended the year having bought more shares than they sold.

The Distributors are appointed to facilitate retail investors participation in the Exchange Fund Notes market.

Retail investors can not directly enter the stock exchange transactions, and securities companies should be entrusted to them.

But mainland retail investors have turned cautious after the Chinese market halved in 2008.

The timing is poor as a stocks rally from last year has started to draw retail investors back into equities and away from bond funds.

That loss of faith spreads beyond retail investors.

Public funds in China target retail investors in the same way that mutual funds do elsewhere.

A growing number of funds and banks are looking to tap into the adventurous nature of Hong Kong's retail investors.

I am sure retail investors will welcome this.

Retail investors, in particular, would do well to learn that lesson, and take responsibility for their own finances.

Retail investors will receive a 3 per cent discount, meaning they will pay $10. 51 per unit.

So Hong Kong's rally is the result of the diversion of the gush of money from Chinese retail investors.

Retail investors outnumbered institutions 2-to-1 in the take-up, but Fidelity had expected a 50-50 split.

In addition, retail investors can make use of the phone and or Internet banking facilities of some Placing Banks to subscribe for the bonds.

Second, because of their inertia, retail investors tend not to buy funds; funds are sold to them.

Analysts estimated that retail investors in Hong Kong might pump in a combined capital of HK$300 billion during the subscription.

New Star and Tata Asset Management, have just launched an equity fund for retail investors.

Gordon speculated it was unlikely many retail investors would switch their focus to Hong Kong from U. S. markets.

Some 35% of Hong Kong's stock market investors are retail investors, compared with only 10% in the U. S. market.

Bankers note that Hong Kong retail investors generally know little about exploration companies and don't know how to analyze them.

The 20 per cent portion of the offering available to Hong Kong retail investors was 2. 5 times subscribed.

Key features of the inaugural issue that will bring additional benefits to retail investors are as follows

Treasury is moving to a web-based, paperless environment for all retail investors

The Issue, with the terms and conditions highlighted in Annex A, will bring the following additional benefits to retail investors

"crowdsource" slivers of equity from retail investors online

Retail investors are driving stock market capitalization: 80% driven by retail investors

It will also contain the following new features that will bring additional benefits to retail investors

Deadline for retail investors to submit non-competitive tender bids

Distributors start to accept application for non-competitive tender from retail investors

Will bring the following additional benefits to retail investors

Press Release: The Hong Kong Mortgage Corporation Limited Application For S310 Notes By Retail Investors