pension

We pay all our taxes and pensions for Chinese employees and that stuff seems to be pretty smooth.

There is certainly a space for a trustworthy, easy-to-understand pensions provider.

So you're going to see a number of pensions in a number of companies that are under-funded.

A wood is not an unsafe place to put money. I know people who are trying to pull cash out of pensions to buy their own woodland.

China may have rapidly increased outlays on welfare pensions and health, but it has barely scratched the surface.

Mr Perrier says Japanese clients want investment products that pay a regular income, which is often used to supplement their pensions.

We sat outside in the bar by the river. "I wanted to ask you about pensions, " I said. "I was going to ask you about that, " said Field.

THIS SPECIAL REPORT has shown how the cost of providing pensions is rising across the developed world as the baby-boomers retire.

In many European countries workers bow out earlier and can look forward to drawing their pensions for up to a quarter of a century.

Few of these respondents would be willing to hand over their pensions for a more efficient cleanup of the Alaskan shoreline.

He said this could be because people worried a sagging economy would eventually pull down their lifestyles, pensions or businesses.

"I wanted to ask you about pensions, " I said.

In effect, pensions are a debt like any other, and should be discounted with a bond yield.

Reda & Associates. He said non qualified pensions were not protected in case of bankruptcy.

Classes are often offered by poorly trained teachers, she says, or courses for employees might be a single lunchtime chat about pensions.

Today's step towards widespread industrial action is expected during a debate on public sector pensions at the TUC conference in London.

The contrast makes it appear as if public-sector pensions can be delivered on the cheap.

In 2006, Congress passed a new law requiring the agency to pay about $5. 5 billion a year into a trust fund for future retiree pensions.

Pensions for the poor and a universal scholarship will help to reduce inequality, which is among the worst in the Americas.

Some attribute it to a lack of a social safety net on health care, pensions, etc. as well as anxiety over future inflation.

Sure, the political system seems to be engaged in big debates about the budget, pensions and the nation's future.

I think they understand that pensions and health care are expensive, but they seem to view the last four as freebies.

And the long-term nature of pensions ensures that their reckoning is delayed.

The population is rapidly aging, with all that means for productivity and pensions and health care.

Whatever your age, right now is the time to give your physical well being as much thought as you give to pensions or insurance.

At that point the Greek state could well be unable to pay salaries and pensions and Greece would be on the brink of a disorderly default.

Your fields are in the middle of nowhere. Your village has no school, hospital or government services, certainly no pensions.

Compound interest can be overhyped, usually by people trying to sell us pensions.

Time is running short, he said. Without further aid, Greece would soon be unable to pay pensions and public-sector wages.

Raising the retirement age by a year or two can make the difference between the solvency and insolvency of pensions.

In most of the rich world ageing populations have been driving up the cost of public health care and state pensions.

Consider what was supposed to be the headline reform of Mr Bush's second term, an overhaul of Social Security (public pensions).

Do not put us in exchange for the lives of all pensions to foreign money used to create political and diplomatic Mei, sad!

The payment of wages and pensions might have stopped and banks could have collapsed.

It took a simple majority vote to increase public pensions, but it would take a two-thirds supermajority to raise taxes to pay for them.

The increase of that ratio was considered to reflect the growing burden of the ageing population on the pensions system.

Other measures provided for individuals who did not qualify for such plans, called pensions.

To avoid fiscal meltdown, public pensions and health-care provision will have to be reined back beverly and taxs may have to go up.

The approach is one of Gordon Brown's policies that have undermined private pensions and created two pensioner nations.

Safeguarding people's pensions is one of my top priorities as the Secretary of Labor.

For years the university did not provide pensions for staff, let alone dependents.

They may lose millions in shares and options if the company stumbles , but their pay-offs and pensions mean they never need work again .

and around the same time, the company agreed to give retired workers full pensions and health care for life.

Forget about a stability pact and focus instead on the long-term sustainability of public finances, including pensions.

They've worked hard all their lives, many times only to see their jobs shipped overseas or their pensions dumped after a lifetime of labor.

But look farther ahead and a much bigger gap appears, as an ageing population needs ever more pensions and health care.

Lord Turner, head of Britain's Pensions Commission, is the latest soft paternalist to recommend such a scheme .

Seeing friends and neighbours struggle with inadequate pensions can be a powerful incentive to save more.

The empirical study indicates that the affinity exists between the cash flow return of company and its pensions portfolio.

While the G. D. P. has continued to rise, wages have stagnated, pensions have shrunk or disappeared and income inequality has increased.

Migrant workers would like to keep their limited rights to education, health and pensions as they move around the country.

They're paying it in damaged pensions, higher mortgage rates, vulnerable savings and, of course, lost jobs.

Design and administer the company's benefits program, including health insurance and pensions.

Most people do not care about pensions in a Philadelphia health-insurance company.

One of the biggest problems is pensions, which will dwarf the cost of the recent bank bail-out.

This underestimates the long-term cost of state pensions and the cost of public borrowing to fund it.

Of course one department pays (Health) while another gains (Work and Pensions) but this cannot be a reasonable excuse for delay.

Greek pensions, which are thought to largely invested in governments bonds, are going to be halved of nearly so.

They do not understand why they should now pay to maintain the more generous defined-benefit pensions of public-sector employees.

The cost of providing pensions has risen over the past decade; investment returns have been poor and interest rates have fallen.

To avoid fiscal meltdown, public pensions and health-care provision will have to be reined back severly and taxs may have to go up.

Though GM is making money and has a clean balance sheet, one of its trouble spots is pensions for its retired workers.

The funding crisis in public-sector pensions is, in large part, the result of post-dated cheques written by politicians in the past.

Should the public be informed that their pensions would not be forthcoming?

One in every two euros spent next year by the Spanish government will go on pensions, welfare payments or unemployment benefits.

The oil price is high enough to sustain public spending, but may not meet expectations of rising salaries and pensions.

They hope China's looming pensions crisis will be a bonanza for businesses with a track record in selling pension services.

Let's come finally to the question of pensions.

Some promises, particularly on public-sector pensions and health care, may impose too great a burden on the next generation.

Take pensions. Brazil is a young country with the pension costs of an old one.

And the coalition might also rip itself apart over pensions, the next test of its ability to reform.

Second, employers make smaller contributions to DC schemes than to final-salary plans[2], so pensions are likely to be lower.

The retirees did not spend as freely as they might because of uncertainty over the government's commitment to state pensions.

Official retirement ages have failed to keep pace with rising life expectancy, making pensions increasingly unaffordable.

The 2 million public sector workers expected to strike at the end of this month no longer think pensions are boring.

As well as a measure to reform INDEC, Congress is discussing a bill that would raise pensions by almost 50% to compensate for inflation.

To be fair, fat-cat pensions in the public sector are far from typical.

The Pensions Regulator will help to determine whether the trustees' valuation is adequate and what must be done to plug the deficit.

The problem of underfunded pensions was first brought to my attention by a citizen at the Richmond debate during the campaign.

Any contribution paid by employer or contractor to any pensions fund or provident fund.

Demonstrators said they were the country's high housing rent, kindergarten fees, low wages and pensions expressed dissatisfaction.

With its rapidly ageing population and falling fertility rate, China is facing a pensions crisis.

More female workers could even help head off the pensions crisis and the problems of an ageing population.

By 2030, nearly 250 million Chinese will have passed the age of 65, and providing them with pensions and health care will be very costly.

Such practices impact institutional buyers like pensions and insurers, which are often restricted to buying highly rated debt.

Government investment in things like health care, education and pensions would help develop China's middle class and its domestic market.

During this time of dramatic economic change retirement and pensions are brought under scrutiny.

For older people issues surrounding pensions and inheritance are often the reason they decide to get hitched after years together.

Critics say the banks' insurance contracts are a way for companies to create tax breaks for funding executive pensions.

Outside of the price sphere, things like food safety and more stable pensions will also be a priority.

The main reasons were a large expansion in public-sector employment, pensions and income redistribution.

Today, of course, older people are the largest beneficiaries of welfare states, and pensions are the largest item of social expenditure.

But a market for longer-term debt would require a commitment to keeping public-sector payrolls and state pensions in check.

The rationale behind private-sector pensions is to reduce the burden on governments of an ageing population.

But after that "there will be big problems with meeting obligations, including pensions and salaries" , one finance ministry official said.

These five apparently demanded huge cuts in public pensions and red tape, and a spending cap for future years.

Its champions compare it to the creation of Social Security (pensions) in 1935 and of Medicare (health care for the elderly) in 1965.

As the full effect of the crisis on savings and pensions becomes clearer, consumer activism is likely to rise.

They had long been converted into wage workers and received pensions and socialized medical care, albeit of a low quality.

One element of the policy package focuses on health and education spending; another captures social security, pensions and income support.

Yet some in his own party have opposed plans to raise money to pay pensions by issuing new government bonds.

Britain is cutting government departments by as much as a quarter, and is reviewing pensions.

Hubbard is telling them they now have to take yet another hit, on their old-age pensions and health insurance, for the greater good.

Europe isn't fiscally integrated: German taxpayers don't automatically pick up part of the tab for Greek pensions or Irish bank bailouts.

Increases in wages, pensions and unemployment benefits have cushioned the impact on the middle class and the poor.

This was closely followed by failing to make any agreement on how they intended to manage their bank accounts, debts and pensions.

Nor did they ever think they would have defined benefit pensions, calculated as a proportion of salary at retirement.

Previous battles over accounting for pensions and share options were won in the face of great hostility.

Firms typically provide the main pensions of staff they jettison, as well as lump-sum severance packages.

This is the result of escalating spending projections on government pensions and healthcare that are largely left untouched in the budget.

But household saving is also kept high by the poor public provision of health, education and pensions.

In large part, it does this by denying meaningful pensions and health care to its people today.

What is more, public pensions are often protected by a state's constitution, as in Illinois.

Lai Tak Tsuen, a public housing estate home to largely low-income families and the elderly living on government pensions, is an exception.

It recommended that the state-pension age should go higher than 65 to make pensions in an ageing society more affordable.

The second guarantee is to ensure basic livelihood for all retirees and that they receive basic pensions in full and on time.

Investors expected to reign in exposure to equities, bonds, personal pensions, property, investment trusts and tracker funds.

The latest austerity measures include slashing pensions by as much as a quarter for some and scrapping holiday bonuses.

Given that sudden rush, the cost of pensions may start to look unsustainable.

It would turn the government into a miserly provider of pensions and health insurance.

The pensions regime, traditionally sacred in Greece, was relatively unaffected, consuming the lion's share of public social expenditures .

The number of elderly people living off pensions is rising as the working-age population falls.

Governments in places like Britain or the Netherlands have been able to propose paying pensions at 67 or even 70, without angry protests.

It is also difficult to see how this meets our commitment to maintain gold standard pensions.

Even if equity returns were disappointing, pensions still had to be paid.

The rising cost of pensions and health careshould also make sustaining military buildups increasingly difficult.

An ageing population makes cuts in welfare and pensions more urgent, but European countries have to tackle these anyway.

Looking further ahead, a faster pace requires reforms to reduce the cost of pensions and employment.

Prime Minister George Papandreou says the deal would involve major sacrifices including cutting public sector salaries and pensions.

The Pension Benefit Guaranty Corporation rescues pensions of failed companies or businesses that cannot meet their plan's requirements .

With parliamentary and presidential elections looming , the Kremlin will welcome the extra scope to raise pensions and public sector wages .

In its report, Swiss Re predicts a growing focus on annuities to fill the gaps left by private and government pensions world-wide.

The IMF would probably tell Greece to sack thousands of public-sector workers and cut pensions sharply.

And James Purnell, tipped as a future Labour leader when he was work and pensions secretary under Gordon Brown, has quit aged 40.

Outlays on public services and investments other than healthcare and pensions have been badly squeezed.

They live on inadequate pensions , trying vainly to catch up with the soaring cost of living .

It has a privatised pensions system and education vouchers that allow the affluent to top up state provision.

With more than 40% of German voters receiving a state transfer of some kind (including pensions), politicians tread carefully.

Greece, it told readers, is ''the land of bankrupts and luxury pensions, tax dodgers and rip-offs.

Foreign capital insurance companies with advantages in pensions should be supported to enter Liaoning.

The African Development Bank is raising concerns over the lack of health insurance and pensions.

Social care, like pensions, is a matter of inter-generational fairness; and that's a tricky issue.

It is now in everybody's interest to push China to overhaul its health care, pensions and corporate governance.

Champagne and pensions So this year, its goodbye coleslaw and slippers and into the basket for champagne and flat-panel televisions.

Mr Osborne said people would be "impressed" by the package he has now agreed with Work and Pensions Secretary Iain Duncan Smith.

In earlier time, families had to save to provide for their old age consumption since social security and company pensions were non-existent.

Britons now retiring on private pensions will receive an income 30% less than those who left work three years ago (see Buttonwood).

Peter Hain stood down as Work and Pensions Secretary in January 2008 in the face of a looming police investigation.

Generous public-sector pensions strike many as a good place to start closing the yawning budget deficit.

Remember our proud history of social justice, universal health care, public pensions and making sure no one is left behind.

Our extensive product range includes life assurance, pensions, health insurance, investment and banking.

Italian parliamentarians are the highest paid in Europe, with very generous pensions after their retirements.

It is not just pensions. Spending on health care and long-term care (ie, nursing homes) will have to rise too.

To keep both promises, she will have to trim the fat from those parts of the budget that Lula left alone, such as public-sector pensions.

No more can we count on employers to provide health care and pensions and job training when their bottom-lines know no borders.

A payroll tax imposed to pay for a 10 per cent rise in pensions this year has embroiled the cabinet and the Kremlin in another row.

If the funds are not released within two weeks, the government risks being unable to pay wages and pensions.

In other states, however, the politics of public pensions appear to be changing.

Making pensions a claim on the private sector rather than the public purse does not change the problem.

The best way of reducing the overall pensions burden, almost everyone now agrees, is for people to work longer.

But I must err on the side of caution, so our seniors can have some confidence that their pensions are safe.

The main difference is that current workers would start paying much more of the cost of their pensions.

They were not talking about property rights, environmental policy or pensions, but about airspace.

Both candidates promise free child care and school meals, as well as student grants and minimum pensions.

And he was damaged by the revelation that he ignored the advice of officials when abolishing tax relief on pensions in 1997.

defined benefit pensions are an unaffordable relic that will disappear from both private and public sectors in due course.

Followers were sacked, expelled from universities, deprived of health care and pensions, some spouses filed for divorce.

Another would be to make public-sector staff contribute more to their generous pensions.

pensions for veterans of the resistance and vulnerable old people have calmed tensions in the countryside.

On top of the welfare ministry's gross mismanagement of the country's pensions system comes a growing scandal over tainted rice.

However, says Mr Msall, the plan "will not solve Illinois's dramatic underfunding of its pensions" .

One such area is the market for voluntary corporate pensions, or enterprise annuities, as they are sometimes called.

The pensions gap between the public and private sector is greater still.

It would benefit from US private sector involvement in creating a new healthcare system and reforming pensions.

About fifteen thousand were given in pensions, and as much more to benevolent institutions.

In February Canada Post announced it needed to offer lower pensions and wages to new hires, citing falling mail volumes and revenues.

To shield the vulnerable, it urged local governments to raise unemployment benefits, pensions and the minimum wage in line with inflation.

He was chairman of the Senate Committee on Health, Education, Labor and Pensions at his death.

The sums are mostly for special executive pensions and deferred compensation, including bonuses, for prior years.

Closing international organisations down is more difficult, involving fiddly decisions on pensions and redundancies.

keeping the pay increases modest but adding to holidays and especially pensions that are already generous.

His latest, "A Brief History of the Future, " argues that governments may soon have to choose between bankruptcy and paying pensions.

Accrual rate The rate at which interest is accrued. In pensions, the rate at which benefits accrue.

Started the day mourning ceremony in Phnom Penh, families of the deceased and the injured received pensions.

From next April, Mr Osborne announced, the CPI will be used to uprate benefits, tax credits and public-sector pensions.

When, eventually, they retire will be on pensions far lower in real terms than those of their immediate forebears.

European government' efforts to raise minimum retirement ages and reduce public pensions will continue.

A year-long strike over pay and pensions by 3, 000 workers ended only in July.

The big issue is pensions: annuities are far more common in Britain than elsewhere in Europe.

Jordan is working on consolidating pensions, and Djibouti and Morocco have reformed their civil service pension.

Multinational firms typically offer their expats private health insurance and pensions.

Public-sector pensions for new employees must become defined-contribution plans, as in the private sector.

Governments have responded to this inequity by creating non-contributory pensions and other social programmes.

They live in old, squat, broken-down houses. They do not enjoy the urban benefits of pensions and welfare housing.

Most welfare costs are taken care of by a mandatory savings scheme that pays for mortgages and healthcare as well as pensions.

He believes in urgent tax reform if fading Japan is to shore up pensions, health-care and child-support systems.

eg. The Prime Minister is believed to have ruled out cuts in child benefit or pensions.

When the Greek debt crisis threatened to engulf Iberia in May, Spain went in for the kill, slashing spending and freezing pensions.

Country A is governed from the right or centre-right: fiscal conservatism, free trade and private pensions give the game away.

The one-off expenditure under these schemes comprises commuted pensions and compensation for takers of the schemes.

And we don't pay pensions for the General's daughters who sadly can't find husbands.

In many rich countries wages are on average higher in the state sector, pensions hugely better and jobs far more secure.

A hard-hearted economist might spot potential savings (especially on pensions) from people dying younger.

Greek civil servants are mobilising to defend generous pensions that most of their countrymen will never enjoy.

Pensions for enterprise retirees increased for the fifth consecutive year and registered another 10% rise per person.

Expansion of public financing for pensions, nursing care, and health insurance is therefore crucial.

Instead, it uses its members' combined buying muscle to negotiate better terms for things like health care and pensions.

But French benefits, French paid holidays, French pensions provide real, heavy-duty protection.

Not only were public pensions systems becoming unaffordable in Asia, they were also inadequate for most pensioners , it said.

Real incomes grew mainly due to the increases in wages, pensions, and social benefits.

They tended to have more retirees and therefore more anger about the pensions fiasco.

Older workers' fears are well-founded. Short of privatizing pensions, France faces limited options.

European countries would struggle to fund themselves without demand from the pensions industry.

We'll assume that you have sorted out the basics -- like mortgages, pensions, insurance and access to sufficient cash reserves.

The government said they would try to ensure that old age pensions kept up with ever increasing cost of living.

Ncube said African governments failed to take action on health insurance and pensions because they were busy with economic reforms.

When, eventually, they retire it will be on pensions far lower in real terms than those of their immediate forebears.

By this measure, Sweden is less equal than Britain, since fewer Swedes have private pensions.

The election has become a test of government competence, after revelations of chaos at the pensions agency.

But even long-estranged couples areirrefutably bound by contractual links on issues like taxes, pensions, Social Security and healthcare.

in return Canada agreed to smooth out the rough times with unemployment insurance, pensions and other social programs.

Walter Reuther, the union's captain, would have preferred that the government provide pensions and health care to all citizens.

They were often granted lifetime pensions or dining rights at public expense.

The city of Vallejo, Calif. , burdened by police pensions, recently filed for bankruptcy.

The young will be shoring up pensions systems which, as our special report this week explains, are riddled with problems.

America is not alone in having a pensions problem, as this week's strikes in France demonstrate.

A pet restaurant opened in Germany recently, offering free food for pets whose owners live on pensions and relief fund.

Formal jobs, with health and pensions benefits, are a middle-class preserve.

The social safety net of pensions, health care and education barely exists, so Chinese families save heavily.

As pensions become more common, parents grow less eager to have sons.

Italy's expenditure on pensions will soon start to shrink from its current high.

Above all, the retirement ages for state pensions need to be put back.

Voters gave that party no credit for helping create conditions for economic growth, the reform of public pensions and the like.

If they make it to old age, retirees live ever longer on their pensions.

In PAYG plans, today's pensions are covered by the wages of the current workforce.

The saving rate is likely to remain high, given concerns about pensions and other social-security provisions .

New clients, including insurance companies and corporate pensions, have also come on board, he says.

Many of us thought pensions were too boring to think about, until they started to vanish.

The committee is in the thick of raising $10m to battle the unions over salaries, pensions and benefits.

In recent years, the government has raised spending on health and education in the countryside, and is starting to introduce rural pensions.

simplify employee pension or SEP IRAS have elements of both traditional IRAS and pensions.

Defined-benefit pensions, which link retirement income to salary, are expensive promises to keep.

They will get paid for the extra years, national output will be boosted and the cost of pensions will fall.

The states are systematically underfunding their pensions.

The cost of their pensions is rising by the minute.

Promises to retired workers, including pensions and health care, will weigh more heavily than they do now.

Some have even become what Mr Yamada calls "pension parasites" , living on their parents' pensions.

Though Belgium's public debt stands at 99% of national income, Mr Di Rupo promises above-inflation spending rises on health and pensions.

Unfortunately, such pensions are probably too expensive for Tanzania.

He carried on doling out public money and raising pensions and public-sector wages while shunning reform.