nonperforming-loan

Nonperforming loan ratios may rise as cash-starved projects become unable to meet interest payments.

In the late 1990s, Chinese state lenders were all but insolvent, with nonperforming loan ratios at many banks exceeding 50 percent.

A decade ago, a mainland investment boom led to a Chinese nonperforming loan crisis even bigger than Japan's 1990s bust.

Consider the first of two versions of the nonperforming-loan doomsday scenario.

The sprees had the effect of driving down nonperforming-loan ratios by increasing the size of balance sheets.

Can't do that if doing so pushes more borrowers into default and causes nonperforming loan ratios to rise to confidence-busting levels.

Then, the nonperforming loan ratio eventually exceeded 20%.

At both Bank of Communications and Bank of China, nonperforming -loan ratios actually slipped over 2008.

China's banks had a total nonperforming-loan ratio of 1. 58% at the end of 2009.

At that time, the nonperforming loan ratio was estimated to be nearly half of all loans outstanding.

In June 1999, the nonperforming loan ratio at ICBC reached 47. 5 percent.

After all, nonperforming loan ratios in China were near 2% on average last year from about 15% in 2003.

propping up banks with historically high nonperforming loan ratios and fixed-cost pricing;