nonperforming

"But right now it seems the investment rate is too high. How much of that is ill-advised and future nonperforming loans, no one knows. "

Excess investment is likely to be wasteful investment, which eventually ends up undermining growth while building up nonperforming loans.

Thus a sharp fall in prices would produce a raft of nonperforming loans and "would have an outsized impact on Chinese banks. "

However, many believe such a lending bonanza could lead to higher levels of nonperforming loans further down the line.

It also comes out of the blue; the banks' audited accounts still show that their nonperforming loans have fallen dramatically.

Nonperforming loan ratios may rise as cash-starved projects become unable to meet interest payments.

In the late 1990s, Chinese state lenders were all but insolvent, with nonperforming loan ratios at many banks exceeding 50 percent.

The report is the latest analysis to raise the prospect of a significant rise in nonperforming loans .

A decade ago, a mainland investment boom led to a Chinese nonperforming loan crisis even bigger than Japan's 1990s bust.

Keycorp reported its first profit in more than two years; nonperforming loans fell by $362 million in the quarter.

"Particularly this year. . . China's banking sector has outshone all others, with high profits and low levels of nonperforming loans, " Mr.

Consider the first of two versions of the nonperforming-loan doomsday scenario.

And no state allowed its education department to force management changes in nonperforming schools.

Local officials saw promising projects turned into half-built skeletons, while banks saw spikes in nonperforming loans.

Many economists expect the large surge in loans to lead to a growing number of nonperforming loans.

Ifthe bubble is allowed to grow unchecked, the ultimate crash will first lead to nonperforming loans and banking crisis.

As nonperforming loans inevitably increase, the scale will quickly become unmanageable.

The biggest problem is the fairly high proportion of nonperforming loans from banks. There exists significant risk.

The sprees had the effect of driving down nonperforming-loan ratios by increasing the size of balance sheets.

Crucial details -- including revenue mix and nonperforming asset trends -- are still almost two weeks away.

Can't do that if doing so pushes more borrowers into default and causes nonperforming loan ratios to rise to confidence-busting levels.

Fitch even hinted at the possibility of another wave of nonperforming loans tied to the property market.

A significant slowdown could cause the number of nonperforming loans to tick up.

Fifth Third reported its first profit since the fourth quarter of 2007 as nonperforming loans fell by 8% from the first quarter.

A hit to earnings from rising nonperforming loans would potentially reverse this trend.

Nonperforming assets disposal to proceed, but only halfway through.

Exclude these and the DTAs, and factor in nonperforming loans, and the bank's Tier 1 ratio falls to 1. 6% from 7. 3%, Macquarie estimates.

They are confident that banks could cope with a spike in nonperforming loans, and if necessary the government could bail them out.

ICBC said Thursday that only 0. 02% of its loans to local-government financing platforms are nonperforming.

The banks report very low nonperforming loans on this debt.

Nonperforming assets leapt to $17. 5 billion from $6. 2 billion a year earlier.

That should allay the worst fears about a surge in nonperforming loans.

In 1999 Beijing created four asset management companies to acquire nonperforming loans.

They bought nonperforming loans from the banks and then either collected what they could from the loans or sold them to third parties.

The level of nonperforming loans acknowledged by the banks is currently low.

Then, the nonperforming loan ratio eventually exceeded 20%.

Earlier this year, Fitch Ratings warned that nonperforming loans could reach as high as 30 percent.

At both Bank of Communications and Bank of China, nonperforming -loan ratios actually slipped over 2008.

Analysts fret about the growing risks of nonperforming loans.

Financial institutions are also strong and trusted, with nonperforming loans extremely low at just 0. 5%.

In 2008, the Ministry of Finance spun off more than 800 billion yuan worth of nonperforming loans from AgBank's balance sheet.

It is believed that nonperforming loans in the banking system range anywhere from 40 percent of annual GDP to more than 100 percent.

China's banks had a total nonperforming-loan ratio of 1. 58% at the end of 2009.

Nonperforming assets fell by $465 million in the quarter.

At that time, the nonperforming loan ratio was estimated to be nearly half of all loans outstanding.

The report estimated that banks' nonperforming loans were just 1. 1% at the end of 2010.

Moody's estimates that 8 percent to 12 percent of China's total loan portfolio could be nonperforming: The official figure is 1. 2 percent.

Since then, ICBC has kept its nonperforming ratio for new loans to 1. 7 percent.

ICBC said its nonperforming loans fell to 0. 91%, down from 0. 95% at the end of June.

As of June 30, the official total of nonperforming loans across all of China's commercial banks was $67 billion, or 1. 3% of total loans.

In June 1999, the nonperforming loan ratio at ICBC reached 47. 5 percent.

There's still quite a way to go, though: The bank finished the quarter with $6. 1 billion in nonperforming assets

After all, nonperforming loan ratios in China were near 2% on average last year from about 15% in 2003.

The Forming Mechanism of Agricultural Development Bank's Nonperforming Loans: An Analytical Framework

propping up banks with historically high nonperforming loan ratios and fixed-cost pricing;

Probing into the Lan issue of Handling Nonperforming Assets by using Foreign Capital

Creating Mechanism of Nonperforming Loans based on Behavior Analysis of State-owned Commercial Banks

Nonperforming Loans under Property Right System: an Analysis Based on Game Theory

The Formation of Nonperforming Loans under the Property Right System of Banks

Game Analysis of Nonperforming Loans based on Property Right System