borrower

It is not all that hard to conceive of a situation in which the borrower would end up paying a total interest rate of 8 per cent.

The Grameen bank, however, does not ask for guarantees or repayment in land or other property if the borrower is not able to repay the loan.

If a borrower has not paid by this point, chances are he never will.

A substantial part of this gap serves as a cash buffer, ready to be used if the borrower defaults.

The long duration of the general housing loans, the interest payment the borrower uncertainty, and always facing interest rate risk.

For it is hard in most cases to know in advance how much a student borrower will eventually earn.

EXAMPLE: The bank did not consider personalty when assessing the worth of the borrower.

If the borrower defaulted, the Bank would first use up the money paid in by its member countries, then call on them to contribute more.

It alone is able to be a vast net borrower without risking the health of its financial system.

In such an instance , the lender looks as much to the credit of the borrower as to the value of the property , to be sure of repayment .

Paulson said the loans would likely be nonrecourse, meaning investors wouldn't have to pay the Fed back if the underlying borrower defaults.

Because the bank knows its borrower better than anyone else, it has the best idea of what the loan is really worth.

Personal housing decoration loan means a loan lent by the bank to the borrower for it to decorate a self-owned housing.

Borrower does not return more than one month, the Finance Department reported the general manager of the end of their salaries.

Both Fannie Mae and Freddie Mac require mortgage insurance when a borrower takes out a mortgage for more than 80% of a home's value.

A borrower deeply underwater on his mortgage may have no choice but to default if he loses his job, since a sale would entail a huge loss.

The actual cash shortfall is usually not that important: the borrower can simply raise the additional money at a later date.

In the old days, a bank was stuck with its loans and needed to worry about the long-term creditworthiness of the borrower.

The high-wire confrontation over the debt ceiling in the U. S. Congress raised the prospect of a default by the world's biggest borrower.

You may feel like a nice guy by not reminding the borrower that she's 30 days past due, but you're just setting yourself up for trouble.

Borrower shall return the Bank Instrument immediately upon such termination of the Agreement.

The occupying borrower mortgagors income must be more than or at least equal to the monthly mortgage instalment payment.

To avoid the over-concentration of risks on a single borrower, the bank formulates relative measures to offset the risks.

Others lend money only if borrower agrees to redeposit up to half of the loan in the same bank at a much lower interest rate.

Secured debt is backed by the borrower's assets and normally puts the lender at the front of the line for repayment.

If the borrower later finds that the company needs to raise additional money, it may do so by refinancing an existing loan.

She says research has shown that for every dollar a female borrower earns from her business, ninety-eight cents is reinvested.

The borrower tends to take more risks in the project (business), which may cause instability in generating cash-flow.

Invitation for bid shall be advertised in at least one newspaper of general circulation in the borrower 's country.

the loan account shall constitute prima facie evidence with respect to any amount owed under this Agreement by the Borrower to the Fund.

The paragraph in the mortgage which sets out the borrower's right to have the mortgage assumed by a purchaser.

The suspension or delay by a borrower of repayments of principal, and sometimes of due interest, on a loan. If it . . .

Before, mortgages were made by local savings banks, to which the borrower made payments until the loan was repaid.

The contract's contingency hinges upon the interest rate applicable to the specific borrower at the time of commitment takedown.

through the signing of an Accession letter to the Senior Facilities Agreement, the Company has become an Additional Borrower.

Not much longer, would be my guess, at least now that the US government has become the world's borrower of last resort.

He needs to convince Americans and their creditors that this country isn't becoming the world's largest subprime borrower.

That's not a bad deal for a borrower who would otherwise be almost marked for expulsion from the system.

Then the bank will look for the borrower targeted and arrange specific activities.

Require to performance by litigation or any other ways, if the borrower not pay the interest and principal as agreed in the contract .

in the United States, they said, banks lent against cash flow, the best gauge of a borrower's ability to repay a debt.

A borrower delays redemption of principal under the terms of a new repayment schedule. Interest continues to be paid and the . . .

For the ultimate safety with your bond investments, you can turn to the U. S. government, the most reliable borrower in the world.

of the borrower or mergers and acquisitions business after a major or exclusive account of the monitoring provisions; ?

Guarantee To accept responsibility for repayment obligations under a loan contract if the borrower is unable to meet the loan obligations.

CDS contracts provide a form of insurance against default by a borrower and have been blamed by some regulators for exacerbating the crisis.

She says research show (has shown) that for every dollar a female borrow or (borrower) earns from her business, 98 cents is reinvested.

A minimum average balance that a bank may require a borrower to leave on deposit in a non- interest-bearing account.

Mr Shan says that it is nonsense to argue that high profits are driving investment when business as a whole is such a big borrower.

However, unlike pawnshops, they do not take possession of the vehicles unless the borrower defaults.

Intermediation: Process whereby a financial institution interposes its names and trustworthiness between a lender and a borrower.

Given this unattractive feature of flexi-loan, a borrower would be working hard to get back to the highway to enjoy its facilities.

Find out which borrower last checked out a particular copy of a book (staff only).

The Borrower shall immediately notify the Lender in writing of any change of name, address and occupation.

Europe's power should be reduced commensurate with its transition from creditor to potential borrower status.

Mandatory prepayments made by a borrower to redeem a certain amount of an issue, thus reducing the principal amount due at maturity.

Any other events that may influence the Borrower's repayment capability happen to the Borrower.

By extension, just as every debt is a liability for the borrower, it is an asset for the creditor.

Inclusive of all debt obligations of the borrower, and any rental payments that the borrower have to make during the construction period.

She says research has shown that for every dollar a female borrower earns from her business, 98 cents is reinvested.

The borrower issues a mortgage , and is known as a mortgage , while the lender is known as the mortgage .

A written document serving as evidence of a transfer of a loan obligation from the original borrower to a third party.

In contrast, pawnshops avoid credit risk by obtaining collateral in the form of various possessions of the borrower.

Bringing the monthly payment down by 20% does not help when the borrower has no job.

Senior debt earns high priority if lenders have to reclaim funds, hence the bond issue terms can be less onerous for the borrower.

You could be a long-term borrower at fixed rates, instead of a long-term lender.

Or there is payday lending, where the borrower gives the creditor permission to take money straight from his next pay cheque.

under the mip programme , the hkmc is the insurer and the insured party is the bank not the mortgage borrower.

Appraisal fee [IFC] Fee levied under various IFC facilities ( APDF , MLF ), payable by borrower at time of signing relevant loan agreement .

George Washington did not even bother to sign his name in the borrower's ledger.

to ensure that the lender the right to information on important matters or recognized the right of the borrower's commitment to the terms.

The borrower essentially pays the sum of the EFSF's funding costs, an administration margin and a lending margin.

He did not write his name in the borrower's book. Instead, he wrote "President" to show who had taken them out.

These could reduce a borrower's monthly payments to as little as 31% of their income, and last for up to five years.

If the borrower then writes a check to someone who deposits the $90, the bank receiving that deposit can lend out $81.

Apart from Shenzhen in Guangdong Province other than banks which may not be the admissibility of the borrower applications for credit.

A securities firm shall pay interest on cash collateral it collects from a borrower at a rate agreed between the two parties.

The parties agree that this sum is a debt owed by Borrower to Lender.

Senior debt, loan Debt for which claims on the assets of the borrower rank ahead of other debts in case of liquidation.

Commitments vary in the extent to which they provided interest rate insurance to the borrower.

Even before Wednesday's downgrade, Dagong ranked the U. S. as a riskier borrower than China.

Rather than giving your money to a borrower who promises a negative return, it would be better to stick the cash in your mattress.

The goal is to reduce monthly payments for five years to no more than thirty-one percent of the borrower's monthly income.

So while mortgages are generally portable, they may not be in a borrower's specific circumstances.

In addition, the Original Borrower may assist the Company with its working capital requirements in the future.

a charge to a borrower (especially for a mortgage loan) to cover the costs of initiating the loan.

It usually means that the borrower will be able to obtain funds more easily and more cheaply because its credit risk has improved.

Also, a borrower taking out a low-interest rate loan can simply deposit the proceeds to earn a profit.

Credit Risk: The probability that the borrower will fail to pay some of the interest or principal.

Consider a borrower who expects inflation of 2% and takes out a loan with a 5% interest rate.

As I said in the previous post, there is a lender for every borrower.

A borrower can borrow money without any requirements except filling up a simple application form.

Any damage to a book resulting from negligence must be paid for by the borrower.

Debt, it turns out, can be a liability for the borrower and the creditor, especially when it goes bad.

Experience in other markets indicates that mortgage loans with a higher LTV ratio carry a higher risk of borrower default.

"Copyright Security Agreement" means the Copyright Security Agreement by the Borrower in favor of the Lender of even date herewith.

The Borrower transfers assets or has any other conducts to evade the debt.

But China's system depends mainly on top-down monitoring, where a borrower need only elicit the help of a powerful official.

VI. The Borrower shall guarantee that there is no dispute concerning private rights of estate under mortgage and pledge.

Interest rates are fixed rate where the borrower is oblige to pay through out the term of the loan.

The system can satisfy the borrower's and the manager's normal demands for the management of the books.

Any damage resulting since negligence have to be paid to by the borrower.

But the maturity periods of such loans are usually measured in days, so the pressure on the borrower to repay blunts their usefulness.

In witness whereof and acknowledging acceptance and agreement of the foregoing , Borrower and Lender affix their signatures hereto.

That at any rate is the market view, according to the price of a credit-default swap which pays out if the borrower defaults (see chart).

These swaps are used to speculate on the likelihood of a borrower repaying its debt.

The prospective borrower of personal housing loan should be a natural person having a complete civil capacity.

Lender in the morning could be a borrower at midday and a lender again before the close of business.

The term actually refers to a financial situation wherein a borrower finds financing to pay off a current loan.

By the borrower income levels, financial situation and liabilities to judge the solvency of its loans.

Require the borrower through the lending bank to reduce the size of the mortgage and cancel the insurance.

Asia may well emerge as the world's largest producer, capital lender, and capital borrower, as well as the world's largest consumer market.

It is no accident then that the US has emerged as the world's chief deficit country - its "borrower of last resort" .

The derivative instruments created to separate the credit risk of a borrower from overall market risk.

The Borrower may adopt International Shopping method for procurement of this particular contract.

If books are not returned or renewed when they are due, a fine will be imposed on the borrower.

a borrower's underlying (working capital) assets, not the borrower's overall creditworthiness.

because they are quick to arrange and put a lender closer to the front of the repayment queue if the borrower runs into trouble.

When it extends loans it does so on specific, negotiated terms, including corrective policies on the part of the borrower.

in a extend game , threaten from lawsuit system makes sure that the borrower bear a high effort degree, then enhance social total surplus .

When the third party serves to pledge for the borrower, the law in China bestows relevant rights on him for the interests of himself.

Although not merely on data concluded that the borrower to provide false materials, but should to these suspicious signs inspect pay.

Meanwhile, the federal government has become the only significant borrower.

Fiscal agent: A bank appointed by the borrower as its agent for a new issue of securities when no trustee has been appointed.

inactive borrower, nonactive borrower: Country that is not currently seeking new borrowings from the Bank.

When bonds are issued at a premium, the borrower pays back less than the amount originally borrowed.

The indemnity hereunder shall be binding on the Borrower's heirs, legal representatives, successors and assigns.

A top rating means there is thought to be almost no risk of the borrower failing to pay interest and principal.

of the borrower's specific circumstances to obtain additional cash flow for repayment in advance of the mandatory terms; ?

Creditworthiness; financial standing The likelihood of a borrower to pay back a debt, based on past credit performance.

The cost paid by a borrower to a lender over a period of time, often calculated annually.

A clause in a bond agreement which prevents the borrower from pledging greater security or collateral to other lenders.

The Fed is also stopping mortgage companies and brokers from making loans without proof of a borrower's income. . .

Article 205 Time of Interest Payment The borrower shall pay the interest at the prescribed time.

With exports amounting to two-fifths of GDP, it has been beholden to the US as borrower and spender of last resort in the global economy.

Any damage to the books resulting from carelessness must be paid for by the borrower.

Only interest payable as of the balance sheet date appears as a liability in the borrower's balance sheet.

This law allows a lender possesses a statement indicating that the borrower has been accepted for enrollment at a specific school.

If a borrower defaults on a loan, the lender can sell the collateral and use the proceeds to make up for its losses on the loan.

Father was a needy scholars often rely on the borrower to live.

The borrower may, after return the original certificate of creditability back, prepay all or any part of the loan.

Bailout loan: Loan made to Borrower whose ability to service outstanding indebtedness has become doubtful.

When a "rescue" is mentioned, all eyes fix on Germany, Europe's biggest economy and most creditworthy borrower.

Credit procurement was difficult if the lender worried about repayment in the event of the borrower's death or infirmity.

The rich rule over the poor, and the borrower is servant to the lender.

Article 206 Time of Principal Repayment The borrower shall repay the principal at the prescribed time.

Britain gained this reprieve because it has some things going for it as a sovereign borrower.

The Time banking is primarily based on personal time exchange. The two sides, depositor and borrower, are matched to help each other.

Therefore, commercial bank management must forecast the recent trends in the borrower's line of industry and economic cycle.

If credit personnel ignore these suspicious signs, will overestimate the borrower's credit quality, thereby extend high-risk loans.

The borrower shall as contracted regularly provide such materials as financial and accounting statements to the lender.

A big part of the answer depends on whether the UK government remains a triple-A rated sovereign borrower.

A failed auction is hardly a tragedy for a sound borrower like Germany, says Harvinder Sian at the Royal Bank of Scotland.

This makes the U. S. government a major borrower in world financial markets.

The borrower either pays back the money with interest , or the lender for closes " forecloses " - taking back the house.

If a borrower fails to repay the basic loan and is unwilling to go into the flexi-loan, she becomes a willing defaulter.

The borrower of the DEATH NOTE will not be followed by a god of death.

Ratings downgrades would reduce the EFSF's resources or force it to operate as a less highly rated, and more expensive, borrower.

The lender will solely rely on borrower's cash-flow generated by the project (business) for the repayment.

That means companies are raising interest rates for even their best customers, lowering borrower credit lines and adding other fees.

Article 11 The application for being an agent of the purchasing company should be sealed up and submitted to the borrower.

I. The contract shall go into effect as of the date of authorized signatures or seals of the Borrower, Lender and Guarantor.

The only collateral that really counts is a borrower's good name.

A group of investment banks which jointly underwrite and distribute a new security offering, or jointly lend money to a specific borrower.

But the matching principle may require the borrower to recognize this cost gradually over the life of the bond issue.

Any damage resulting from negligence must be paid for by the borrower.

Fears of counterparty risk -- that a borrower might default or collapse without paying off its debts -- spread across the globe.

Any damage resulting from negligence must be paid by the borrower.

Impaired Credit The deterioration of a borrower's credit rating.

"Commitment" means the Lender's commitment to make Advances to or for the Borrower's account pursuant to Article II.

Interest is a reward which is paid by the borrower to the lender for a loan. It always coexists with credit.

In case any borrowed item is damaged or lost, the borrower must compensate the Music Office for such in accordance with charges demanded.

Morning News -- banks in the provision of housing loans, often require the borrower to purchase a housing mortgage insurance .

These loans will be supported by Government and repayment will be dependent on the borrower earning above a certain threshold.

The greater of the personal benefit without effort, the higher requirements of the borrower's capital.

the borrower's major financial indicators, sources and proportions of project capital accord with provisions of the state and icbc; 2.

The borrower either pays back the money with interest or the lender " forecloses " - taking back the house.

Nevertheless, the creditor has an incentive to get some kind of deal with the borrower.

NEW YORK (Reuters) - A credit score can tell a lender a lot about a prospective borrower, but so can the borrower's looks, a new study says.

Banks can set rules to prevent overexposure to any single borrower.

The institution awarded the mandate by a borrower to raise money via a bond or loan or share issue. The lead . . .

THE HOST: 'Neither a borrower or a lender be' says a father to his son in William Shakespeare's famous play, Hamlet.

The rule specifies that if the borrower's credit score is less than 200, the loan application is rejected.

Creditors with secured claims can foreclose upon (seize title to) these assets if the borrower defaults.

Any and all costs of collecting the debt shall be added to the amount owed by the Borrower.

keep abreast borrower's repayment dynamic, real-time analysis of the borrower's ability to repay changes.

In essence, it will switch the Fed from being a massive lender to being a massive borrower, draining the system of cash in the process.

The income of the borrower and spouse (if working) also helps derive the amount of secured car loan.

Without the Lender's written consent, the Borrower must not to transfer any rights and obligations under the contract to the third party.

Credit spreads normally rise during recessions as borrower quality deteriorates.

Europe is the borrower in the bond markets outside the country issued to a third country currency denominated international bonds.

Payment term for a secured loan is convenient for the borrower.

GGS has created a methodology which can provide custom-made credit to a poor borrower.

The practice of lending money and charging the borrower interest, especially at an exorbitant or illegally high rate.

The borrower must repay the loan, as well as additional charges called "interest. "

II. The Borrower shall pay loan principal and interest and pertinent expenses in term of contractual stipulation.

Banks warn they may get tough with strategic defaulters by pursuing legal claims on a borrower's other assets.

A borrower should undertake liabilities in accordance with the contract if cannot repay the credit loan on time.

Fallingcredit is a sign of a riskier borrower, says a spokeswoman for the CBA, whichwarrants higher rates.

of the borrower or the business after the acquisition of key financial indicators of the binding provisions; ?

The Borrower intends to apply a portion of the funds to eligible payments under the contract for which this Bidding Document is issued.

In particular, the government sector is a frequent financial market borrower, as well.

III. The Borrower shall pledge the legality and truth of relevant documentation provided to the Lender.

The modification becomes permanent once a borrower makes three reduced monthly payments.

Once again though, all they will be doing is to bring a real bill to a dead beat borrower.

for single-borrower bonds, firm-specific factors are more important than the economic climate.

After all, the borrower does benefit from the use of the borrowed funds throughout this entire period.

Borrower would thus tend to offer better terms in order to persuade lenders to switch over into the long market.

If the markets balk, and the ECB refuses to blink, the world's third-biggest sovereign borrower could be pushed into default.

The Lender should notify the Borrower of the transfer of creditor's right to the third party.

When bonds are issued at a discount, the borrower must repay more than the amount originally borrowed.

The Borrower is the registered owner of the Property (as hereinafter defined).

Greece doesn't have its own currency, and so is in the approximate position of a private borrower.

These terms must also have the borrower and the borrower should ensure that documents the authenticity and legality.

Personal house purchase loan means a loan lent by bank to the borrower for purchasing a self-used common housing.

When market interest rates lower than the coupon rate , the borrower will repay the loan early, thereby facilitating IO bond prices.

The borrower pays interest and reports interest expense, while the payee records interest earned as the revenue on the income statement.

For a typical borrower, that would add $350 to the monthly payment.

Depending on the borrower, a bank may or may not require a collateral security for the facility.

But the Chinese government is not quite the frugal, prudent borrower it portrays itself to be.

The loan proceeds would immediately reduce the borrower's primary mortgage, cutting interest and principal payments by 20%.

If a borrower obtains loans by cheating and the case is so serious as to constitute a crime, criminal responsibilities shall be affixed.

The borrower of the DEATH NOTE not be followed by a god of death.

The trustee shall inform timely the borrower of the replacement of the loan servicer.

Article 209 The borrower may apply to the lender for an extension of the loan term before the loan becomes due.

Borrowed thoughts like borrowed money, only show the poverty of the borrower.

h. Mode and plan of loan repayment, and the borrower's expected cash flow data during the period of project construction and loan repayment.

Qifang offers lenders an interest rate of 5-15%, depending on the perceived trustworthiness of the borrower.

The borrower is obliged to follow the schedule during the loan period.

A borrower can end the auction as soon as he gets offers for enough money from lenders.

The goal is to reduce monthly payments for 5 years to no more than 31% of the borrower's monthly income.

In both basic and flexi-loans, a borrower can borrow after each segment of six months is completed as per schedule.

Article 7 Both the borrower and the lender shall abide by the principles of equality, voluntariness, honesty and faith-keeping.

The citizens of Europe may now be realising that debt transfers power from the borrower to the creditor.

But Germany is a lender, not a borrower, and is sure to remain so.

Call loan A loan on a demand basis (i. E. Which either the borrower or lender may terminate at will).

Let us be clear what that means. A credit rating is an opinion about the likelihood that a borrower will repay its debts.

the borrower or the pledger dies and there is no successor to continue fulfilling the contract.

Mitigation plan active borrower Country that still receives World Bank loans.

In other words, on the Grameen highway, a borrower can routinely upgrade her loan size at each cycle of loan.

2Mandate, facilitator, agent and Intermediaries commissions fees (2%) will be paid according to a separate Agreement (FPA) by the Borrower.

The borrower thus has an incentive to default on a mortgage worth more than his home.

Article 4 Guarantee for Loans The borrower of common reserve funds loans must provide guarantees acceptable to the lender.

and the lender may demand repayment from the borrower within a reasonable time.

This column shows the borrower's exposure to changes in international interest rates.

Moving would therefore trigger the ERC and the borrower would also need to look for another mortgage.

The administration of contracts is the Borrower's responsibility.

A customer would include an account holder, a beneficial owner of an account, or a borrower.

Borrower may terminate this Agreement at any time, by sending a written notice to Lender.

A dollar bond issued in the US by a foreign borrower, registered with the SEC.