单词 | mortgage |
释义 | mortgages是mortgage的复数
复数:mortgages 现在分词:mortgaging 过去式:mortgaged 例句释义: 抵押,把…许给,抵押权,抵押契据,受押人对抵押品的权利,抵押贷款,房屋贷款,房贷 1. With futures markets predicting property-price falls of up to 30% and the pain spreading beyond mortgages, the bottom may be months away. 期货市场的财产价格预期会下跌30%,痛苦会向次贷以外蔓延,底线也许会在数月之后。 www.chinavalue.net 2. Homeowners must be able to understand the terms and obligations of their mortgages. 住房拥有者必须能够理解他们按揭合同中的条款和义务。 www.bing.com 3. highlighted foreign-currency mortgages as the sort of danger that the newly formed European Systemic Risk Board would be looking for. 强调外币按揭正是新成立的欧洲系统性风险委员会所关注的那类风险。 club.topsage.com 4. The change was the banks no longer held the mortgages and the home finance industry began to securitise, or underwrite, them. 发生的变化是,银行不再持有抵押贷款,住房金融行业开始把抵押贷款证券化,或由他们来担保抵押贷款。 www.bing.com 5. Regulators, meanwhile, looked the wrong way: they were far more worried by hedge funds than subprime mortgages. That tends to be typical. 而监管者们则弄错了方向:他们在担心对冲基金,却没有关注真正的祸因——次级抵押贷款。 www.ecocn.org 6. Instead, arguably, it was the excess securitisation of US subprime mortgages that unexpectedly set off the current solvency crisis. 相反,可以说,正是美国次债的过度证券化出乎意料地引爆了当前的偿付危机。 www.ftchinese.com 7. The securitisation of mortgages was an innovation that led unwittingly to what Wall Street calls "betting the company" . 按揭证券化是一种创新,不知不觉中导致华尔街所称的“押注公司”的行为。 www.ftchinese.com 8. But today we read in the WSJ that China has seen the cracks and is getting ready to invest in commercial mortgages and related securities. 但我们从《华尔街日报》上读到,中国已看到这种下跌,正准备投资商业抵押贷款及相关证券。 www.bing.com 9. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. 最重要的是,他们能够通过关闭,以风险抵押贷款保险或包装这些贷款为抵押贷款支持证券。 goabroad.zhishi.sohu.com 10. Its yield is often used as a benchmark for mortgages and other consumer loans. 10年期国债收益率通常被视为抵押贷款和消费贷款的基准利率。 www.bing.com 1. This would be a much better policy idea than trying to fix the interest on sub-prime mortgages via legislation. 与试图通过立法确定次级抵押贷款的利率相比,这将是一个更好的政策主张。 www.ftchinese.com 2. Its yield is often used as a benchmark to set interest rates on mortgages and other loans. 美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。 www.bing.com 3. In the United States, an estimated two million subprime adjustable-rate mortgages are expected to reset higher in the next two years. 在美国,据统计有两百万次等可调整利率按揭贷款预计会在接下来的两年内调至更高。 blog.hjenglish.com 4. Would we be happy to see Alistair Darling jack up public borrowing if that meant, as it might, that the cost of mortgages went up? 我们乐意见到财政大臣戴理德(AlistairDarling)向公众大量举债,而此举意味着并有可能推高房贷成本吗? www.bing.com 5. You and I may think it had something to do with dud mortgages being repackaged as inexplicably exotic financial instruments. Wrong. 你我或许会认为,毫无价值的抵押贷款,被重新打包为难以理解的新奇金融工具,应该难以逃脱牵连。错! www.ftchinese.com 6. PERSONAL greed is often the explanation given for the disastrous forays of the world's banks into America's subprime mortgages. 对世界各大银行灾难性卷入美国次贷危机的事实经常的解释是个人的贪婪。 www.ecocn.org 7. Its yield is often used to set interest rates on mortgages and other consumer loans. 该债券的利率往往被做为参照,以制定房屋贷款和其他消费者信贷的利率。 www.bing.com 8. No one seemed to care that in a few months the Treasury would be relieving banks of the mortgages that had started all the trouble. 此时似乎没有人去关心财政部数月之后对银行抵押贷款的搭救,而这引来所有麻烦。 www.bing.com 9. It isn't all that surprising to hear that men take more risks: Just look at all the male executives who loaded up on subprime mortgages. 男人更愿意冒险之说并不怎麽出人意料:只需看看那些制造了大量次级按揭贷款的男性高管就可以了。 big5.citygf.com 10. Therefore, the parties entered into a real estate property only mortgage collateral contract does not lead to the emergence Mortgages. 因此,当事人仅就抵押房产签订了房地产抵押合同并不导致抵押权的产生。 www.robroad.com 1. He said there was a "deep moral obligation" to protect consumers in choosing mortgages, investing savings and planning for retirement. 他说,在保护消费者安全选择按揭贷款、投资储蓄及退休规划方面,政府有一种“强烈的道义上的义务”。 www.bing.com 2. Yet focusing so much money on residential mortgages, and thus homeowners, seems to do just that. 不过将那么多资金集中用在住房抵押贷款(和房屋所有者)上,看起来就是在这样做。 www.bing.com 3. Many of these people have stories to tell of being duped into taking on mortgages that they did not understand and could not afford. 其中许多人都称都欺骗去借了他们既不了解也不能负担的抵押贷款。 www.ecocn.org 4. But the substance of her policy proposals on mortgages, like that of her health care plan, suggests a strong progressive sensibility. 但她关于次贷的政策主旨,如同她的医保方案,显示出强烈的改革性。 www.bing.com 5. Federal Reserve dictates how we live, how much money we make, save and sub prime mortgages! 联邦储备委员会支配着我们的生活,决定我们挣多少钱,存多少钱还有持有度少次级债券! www.uuhey.com 6. The FHFA index, which excludes houses that are financed with large mortgages, was still down compared with a year earlier. 剔除由大量抵押贷款提供资金的住房的联邦住房融资机构指数与一年前相比仍然在下跌。 www.ecocn.org 7. So, for instance, if a bank held mortgages, it had to hold capital equal to a certain percentage of the assets' value. 因此,举个例子,如果一家银行持有抵押贷款,就必须持有相当于该资金一定比例的资金。 www.bing.com 8. As the mortgages do not generally have the space to float downward, Bank of Shanghai had fallen by half since the same points. 由于抵押贷款一般不有下浮空间,上海银行已经下降了一半,因为同样的点。 www.qiyeku.com 9. Is it (A) to help spur the economy, (B) to help homeowners pay their mortgages, (C) to help middle class face financial hardship? 它(A)帮助刺激经济了吗,(B)帮助私房屋主付抵押了吗,(C)帮助中产阶级面对经济困难了吗? www.elanso.com 10. The Gaussian cupola created the sort of financial alchemy that made high-risk mortgages and credit card debt look like triple-A rated gold. 高斯相关性创造了某种金融炼金术,使得高风险的住房抵押贷款和信用卡债务看起来象AAA级的黄金。 www.bing.com 1. The bank has switched from offering sub-prime mortgages to offering mortgages guaranteed by the Federal Housing Administration. 该行已从发放次优抵押贷款转为提供联邦住宅管理局(FHA)担保的抵押贷款。 cn.reuters.com 2. First, there was a large mark-up reflecting the value of future payments the bank gets for servicing mortgages. 首先,当季收益有很大部分反映了银行抵押贷款业务的未来所得。 dictsearch.appspot.com 3. The companies have since been trying to force lenders to buy back mortgages that failed to meet certain underwriting requirements. 从那以来,这两家公司一直在迫使各银行回购未能达到特定承销要求的住房抵押贷款。 www.ftchinese.com 4. Almost 3% of commercial mortgages were reported at least 90 days late between April and June. That was double a year earlier. 在四月到六月间,差不多有3%的商业抵押贷款延期了至少90天支付,这个数字几乎是一年前的两倍。 voa.hjenglish.com 5. He pushed to broaden their role to dodgier mortgages in an effort to help home ownership for the poor. 他倡导这两家公司提供风险按揭业务,以帮助穷人买得起房子。 www.bing.com 6. On these mortgages, the lending banks might have recognised some losses depending on the likely recovery value of the ones that failed. 这些次级房贷抵押证券中,放款银行可能已经识别出某些证券基于可能无法收回的贷款并会有损失。 www.bing.com 7. He indicated that the US authorities will direct the companies to cut their fees to help bring down the cost of mortgages. 他表示,美国政府将命令这两家公司降低收费,以帮助降低抵押贷款成本。 www.ftchinese.com 8. Westgate Resorts often financed its growth by borrowing against the mortgages of time-share buyers, he said. WestgateResorts公司常常凭着分时度假买家的按揭来贷款,为公司的成长提供资金支持。 chinese.wsj.com 9. Some are leaving behind their homes and mortgages right away, while others are simply halting payments until the bank kicks them out. 有些人马上就把房子和抵押贷款都抛在了一边,也有些人只是停止缴纳月供,直到银行把他们从房子里踢出去。 www.hjenglish.com 10. And low rates need to be balanced against the fact that tighter credit conditions make it harder for homebuyers to get mortgages. 而且低利率也要同信贷紧缩平衡,后者导致购房者更难获得房贷。 www.ecocn.org 1. interest rate hedges or by issuing adjustable rate mortgages, but each of these strategies introduces costs of its own. 利率围以树篱或者由发行可调整的比率抵押,但是每一个这些策略都有自己的费用。 goabroad.zhishi.sohu.com 2. Barack Obama hoped to prevent defaults with a plan designed to encourage banks to refinance the mortgages of those unable to pay. 总统巴拉克?奥巴马提出一项计划以防止违约的出现,该计划鼓励银行为那些不能按期还清的抵押贷款再融资。 www.ecocn.org 3. The goal is to calm financial markets by removing the toxic assets, mostly mortgages, which lie at the heart of the crisis. 其目标是剔出不良资产(其中大部分是处于此次危机核心的抵押贷款资产),以求安抚金融市场。 www.bing.com 4. A second factor that impacted the U. S. real estate development market was the availability of consumer mortgages. 第二个影响美国房地产市场发展的因素是消费者抵押物的可获得性。 www.cchs.org.cn 5. CDOs were one of the main vehicles through which risky US mortgages were repackaged and sold to investors around the world . CDO是美国风险抵押贷款重新打包、然后出售给世界各地投资者的主要工具之一。 www.bing.com 6. The plan calls for the Treasury Department to pay for mortgages that American-owned financial institutions have been unable to sell. 这个计划呼吁财政部为抵押贷款买单,美国自己的金融机构不能被卖掉。 www.bing.com 7. of fund holders, or owners of the public debt of a country, is similar. They are mortgages on the general wealth of the country. 国家证券持有人或公债所有者的情况与此相类似.他们是国家总财富的受押人。 dictsearch.appspot.com 8. It also said banks should stop issuing mortgages to nonresidents who haven't paid local taxes or welfare-benefit fees for more than a year. 国务院还表示,对不能提供1年以上当地纳税证明或社会保险缴纳证明的非本地居民暂停发放购买住房贷款。 c.wsj.com 9. The central idea behind the GSEs was that they would encourage home-ownership by buying mortgages from banks. 两家政府扶持企业的核心经营理念是:通过买下银行住房抵押贷款,促进购房。 204.14.95.220 10. Mr Lewis has long wanted to expand in mortgages, the only "cornerstone" retail-banking business in which his bank is not a force. Lewis先生对在抵押贷款市场的扩张期待已久,因为这是零售银行业务的基石中,美国银行唯一不擅长的一块。 www.ecocn.org 1. Still unresolved is whether or not to include changes to bankruptcy law that would give judges the right to change the terms of mortgages. 目前悬而未决的问题包括是否对破产法进行修订,允许法官有权修改抵押贷款条款。 www.bing.com 2. And ironically, it's now your money that will be used to repay those dud mortgages because we on Wall Street are running out of money. 具有讽刺意味的是,现在得用你们的钱来偿还那些问题抵押贷款了,因为我们华尔街没钱了。 blog.sina.com.cn 3. Green mortgages with low interest rates that allow businesses and homeowners to "pay as you save" on energy are also becoming popular. 提供低息绿色贷款,让企业和居民因“节能”而受益,这种方式也正在流行起来。 www.ftchinese.com 4. Canada requires any mortgage with a less than 20 percent down payment to be insured, and those mortgages are much less common there. 加拿大规定,任何低于百分之二十的首期贷款都需要获得担保,而这样的抵押贷款在加拿大是很不寻常的。 www.bing.com 5. Mortgages may be the problem asset of the moment but next year the worry may be about credit cards, car loans and corporate debt. 资产现在的问题是次级债,到了明年,可能资产的问题就会波及到信用卡,汽车贷款以及公司债务。 www.bing.com 6. The bank was one of the first large institutions to signal problems with subprime mortgages last year. 汇丰是去年最先提示次级抵押贷款问题的大型金融机构之一。 www.ftchinese.com 7. But the commission may hold out for a "global" , industry-wide settlement on mortgages, given the breadth of alleged misconduct. 但是基于声称的不当行为的广度,委员会也许坚持对抵押贷款的全球化全行业的解决方案。 www.ecocn.org 8. Such mortgages have been a central cause of the current market problems. 这些贷款是金融市场糟糕现状的最主要原因。 www.bing.com 9. Policy-makers hope to tackle the exotic mortgages that were so popular during five years of a growing homes market, sources said. 消息人士表示,决策者希望解决在五年的房市欣欣向荣期间普及的非传统式“新型贷款”(exoticmortgage)困境。 cn.reuters.com 10. The purchase turns Virgin into a fully functional retail bank, able to offer mortgages for the first time. 这次收购将把维珍金融变成一家全能型的零售银行,该行从此将能够提供按揭业务。 www.ftchinese.com 1. Yiwu, China - Liu Xia Feng does not pretend to understand subprime mortgages or international finance. 发自中国,义乌:对于次级抵押贷款或是国际金融这些学问,刘下峰(音)并没有认真去理解它们。 www.bing.com 2. But a more ambitious idea is gaining support: to allow the Federal Housing Administration to refinance troubled mortgages at a discount. 但一项更为激进的计划正受到越来越多的支持:准许联邦住宅管理局(FederalHousingAdministration)以折价的方式为不良抵押贷款再融资。 www.ecocn.org 3. This was a profitable strategy until the crisis in subprime US mortgages and securitised finance undermined investor confidence. 这是个有利可图的策略,直至美国次级抵押贷款和证券化融资市场危机瓦解了投资者的信心。 www.ftchinese.com 4. Still, around two trillion dollars in commercial mortgages are expected to come due for payment within the next five years. 另外,大约两万亿美元的商业抵押贷款被期望在五年内能到期给付。 www.unsv.com 5. Without that, he declared, no precise estimate could be made of the risks of default in a pool of mortgages. 他宣称,没有数据,根本不能在抵押池中对违约风险做出精确评估。 www.ftchinese.com 6. Toxic assets are no longer just a pile of securitised subprime US mortgages. 有毒资产不再只是一堆证券化的次级的山姆大叔的抵押贷款。 www.bing.com 7. She said defaults in alt-A mortgages may spike higher since they became popular relatively late in the mortgage boom. 当中级信贷在后期的信用市场出现并大众化后中级信贷问题产生的影响将变得更加尖锐。 treasure.1x1y.com.cn 8. Mr. Bernanke has said the steps helped to lower long-term interest rates, including rates on mortgages. 贝南克说,这些措施帮助降低了长期利率,包括抵押贷款利率。 chinese.wsj.com 9. Before, mortgages were made by local savings banks, to which the borrower made payments until the loan was repaid. 过去,地方储蓄银行提供房屋抵押贷款并按照约定接受还款,直至贷款还清为止。 www.america.gov 10. Finally, consistent with the reason why lenders prefer IOs, these mortgages are more likely to be repaid earlier or foreclose. 最后,同出借方更喜欢IOS的理由相一致,这些按揭更有可能被提前偿还或者取消赎回权。 www.ecocn.org 1. They undermine the sanctity of contracts, he said, while making mortgages harder to gain for everyone. 这些做法损害了契约的神圣性,他说,同时使每个人都更难获得抵押借款。 www.bing.com 2. Clearly, Fannie and Freddie did not originate sub-prime mortgages directly -- they are not equipped to do so. 很清楚的是,范尼梅和弗雷德马克并没有直接引起次贷抵押---他们并不准备这么做。 www.bing.com 3. Because members do not individually own the land on the reservation, they are not eligible for mortgages or building loans. 因为部落成员不单独拥有保留土地,他们没有资格获得抵押贷款或建设贷款。 www.ecocn.org 4. Within a two-block radius of that porch in Soulsville, Wells Fargo holds mortgages on nearly a dozen foreclosures. 在Soulsvile那个走廊的两个街区内就有十几户被富国银行取消了抵押品赎回权。 www.bing.com 5. That may explain why some Citi units continued to pile into subprime mortgages even as others pulled back. 也许这一点可以解释为什么花旗集团在其他人都撤出的时候挤进次级贷款中。 www.ecocn.org 6. Some firms are also trying to pull together bonds backed by mortgages that aren't guaranteed by the government. 一些企业还试图发行由按揭贷款支持的证券,而这些按揭贷款没有政府的担保。 chinese.wsj.com 7. This approach is implemented, the developer of Housing has no scares selling mortgages. 这一做法实施后,发展商违规售卖抵押房已再也无所遁形。 www.robroad.com 8. Capitalism and democracy are the worst form of "polytheism" , causing war, global warming, poverty and costly mortgages. 资本主义与民主是“多神论”最恶心的衍生体,它们导致战乱爆发,全球气候变暖、人民陷入贫穷、提押贷款增高。 bbs.ecocn.org 9. High default rates on "subprime" and adjustable rate mortgages (ARM), began to increase quickly thereafter. 紧随此次爆裂之后,可调整利率抵押贷款以及“次优级抵押贷款(次贷)”的违约率开始迅速上升。 en.cnxianzai.com 10. On top of that, a mortgage for a second property in this city carries a higher interest rate than other mortgages. 更有胜者,这个城市二手房的抵押比其他抵押转记(或滚存)更高的利率。 hi.baidu.com 1. They believe the bank lacks the financial strength to cover its big exposure to troubled mortgages. 他们认为,该行的财务实力不足,无法覆盖不良抵押贷款带来的巨大的风险敞口。 www.fortunechina.com 2. It's a fake market, a bit like the sub-prime mortgages that bought the banks down. 这是一个假市场,有点儿象让银行们崩溃的次贷危机。 dongxi.net 3. The beginning of the report details a breakdown in how home mortgages were originated and how warnings went ignored. 报告开篇详细叙述了住房抵押贷款是如何创建的,警告是如何被忽视的。 c.wsj.com 4. If only those rich-country banks which touted subprime mortgages to the poor had been as public-spirited. 其景象,恰似发达国家银行向穷人兜售次级贷款那般“得民心,顺民意”。 blog.ecocn.org 5. e. g. People have not only been borrowing a great deal anyway, they've also been actually taking out second mortgages as well. 人们不仅大量借钱,还按揭买第二套房。 video.2u4u.com.cn 6. German banks that were not able to go mad on mortgages at home bought up American subprime loans instead. 德国银行在国内无法疯狂地开展抵押贷款业务,转而大笔购买美国的次级房贷。 www.ecocn.org 7. As a result, even though just a small percentage of Fannie's and Freddie's mortgages are delinquent, the potential losses are huge. 因此,即使是一小部分“双房”的抵押权违约,潜在的损失将是巨大的。 www.elanso.com 8. With interest rates so low, many homeowners have been able to refinance their mortgages recently. 现在的利率很低,不少业主近期打算将其住房抵押贷款再融资。 chinese.wsj.com 9. The bank, whose market capitalization has dwindled to about $11 billion, owns about $61 billion in mortgages and asset-backed securities. 这家总市值已缩水至110亿美元的老牌投行仍持有价值610亿美元的房地产抵押贷款和资产抵押证券。 www.bing.com 10. Rather, low-quality mortgages acted as an accelerant to the fire that spread through the entire financial system. 准确地说,低质量抵押在席卷整个金融系统的大火上又浇了一桶油。 jamieyzl.blog.163.com 1. Bear Stearns -- with its immense stockpile of mortgages and related securities -- was particularly vulnerable. 而拥有大量抵押贷款及其相关证券业务的贝尔斯登尤其不堪一击。 www.bing.com 2. But he now proposes to let some home owners homeowners replace their subprime mortgages with federally guarantee guaranteed loans. 然而目前他提议让一些业主重新用联邦保证贷款来代替那些次级抵押贷款。 dictsearch.appspot.com 3. Just as worrying is the possible recurrence of "payment shock" as interest rates on adjustable-rate mortgages reset higher. 同样要担心的是可调整利率按揭贷款重新调高之后,随之可能再次发生的“支付冲击”。 www.ecocn.org 4. For home mortgages to be backed by government guarantees would be unthinkable anywhere in Asia or Europe. 由政府担保的住房抵押贷款这种东西在亚洲和欧洲简直就是天方夜谭。 www.bing.com 5. But as these mortgages were reset to higher rates and borrowers who had lied about their income failed to pay up, the trap was sprung. 但是当这些贷款被重新设定成更高的利率,那些谎报收入的借款人无法偿还贷款,陷井突然出现。 www.ecocn.org 6. People saddled with mortgages worth more than their homes are less able to move in pursuit of new jobs. 抵押贷款超过其住房价值的人们被缚住了手脚,更加无法移到别处寻找新工作。 www.ecocn.org 7. It is even conceivable that this model will join securitised subprime mortgages on the scrap heap. 我们甚至想象得到,这种模式会与证券化次级抵押贷款一道被抛入垃圾堆。 www.ftchinese.com 8. for all of these reasons , some economists have touted the danish approach as an ideal model for emerging - market mortgages. 鉴于上述种种原因,一些经济学家将丹麦的房产抵押贷款模式视为新兴国家的典范。 www.ichacha.net 9. It sold more than $12 billion in subprime mortgages that it had originated. 大通售出了曾经产生过12亿美元的次级债券抵押。 zhidao.baidu.com 10. That was because they were turning their mortgages into bonds and were thus able to meet regulatory guidelines in a more "efficient" manner. 这是由于它们将其抵押贷款转换成债券,从而能够以一种更为“有效”的方式,满足监管要求。 www.ftchinese.com 1. When home prices stopped rising, the diciest mortgages began to default, triggering the crisis. 当房价停止上涨时,风险最高的抵押贷款开始出现违约,从而引发了危机。 recklessboy.blog.163.com 2. Given the number of mortgages that banks had to have misrepresented during our housing bubble, that's mind-boggling. 从银行在房地产泡沫期间不得不作假的房屋抵押贷款的数字来看,真是难以置信。 www.bing.com 3. The total cost of buying back mortgages from the two housing-finance agencies will be around $10 billion, a manageable hit. 从两大房地产贷款机构中买回这项抵押的总成本大致是100亿美元,这个数量尚在美国银行的控制之下。 www.ecocn.org 4. In Las Vegas more than 70% of homeowners with mortgages owe more to the bank than their houses are worth. 在拉斯维加斯,超过70%拥有房产的人,银行抵押贷款额比他们的房产价值还高。 www.bing.com 5. It was part of a story that all investments in securitised mortgages were safe because those smart people were buying them. 它是下述故事中的一部分:对证券化按揭的投资都是安全的,因为那些优秀的人正在购买这些资产。 www.ftchinese.com 6. But these products are still among the least competitive and account for only about 2% of mortgages lent in recent months. 但是,这些产品对购房者影响不大,而且也只是在最近几个月减少了约2%的按揭贷款。 www.bing.com 7. It was just too profitable to issue these mortgages. So eyes were closed and the money kept pouring in. 发放此类抵押贷款的利润太丰厚了,因此人们都睁一只眼闭一只眼,让资金源源不断地流入。 bbs.enfamily.cn 8. As the cost of borrowing rises, individual mortgages, car loans and student loans could become significantly more expensive. 由于借贷成本上涨,个人抵押、汽车贷款、助学贷款的成本将显著提高。 www.bing.com 9. The evidence shows that the private market can originate, securitize and distribute home mortgages efficiently on its own. 证据表明私营的市场有能力自行产生,债券化和分配住房抵押贷款。 www.bing.com 10. Thanks to IT, America's banks and retailers have taken fuller advantage of huge continental markets for mortgages and groceries. 正因为有信息技术,美国银行和零售商才得以在巨大的大陆上全力推广信贷和杂货。 www.ecocn.org 1. "There is money on the sidelines waiting to invest in mortgages once clarity is achieved on Fed's exit strategy, " he said. “一旦美联储的退出策略明确下来,在一旁观望的资金都会涌入抵押贷款市场。”他说道。 cn.reuters.com 2. But there were concerns that additional costs would be passed on to customers, meaning higher interest rates on loans and mortgages. 但是还存在着很多顾虑,额外费用将会转嫁到消费者身上,也就意味着贷款和抵押的利息将会有所提升。 www.bing.com 3. Non-agency mortgages and commercial mortgage-backed securities are the most attractive sectors of this market, BlackRock said. 报告称,非机构抵押支持债券和商业抵押贷款支持债券是市场中最具吸引力的领域。 cn.reuters.com 4. Consumer finance companies do not need guarantees and security, and do not provide home mortgages and auto loans. 消费金融公司并不需要担保,不提供住房抵押贷款和汽车贷款。 www.putclub.com 5. But it has run into problems on securities backed by residential mortgages where the value of the underlying loans is difficult to measure. 但在由住宅按揭贷款担保的证券方面出现了问题,因为这类证券的标的贷款价值很难衡量。 www.ftchinese.com 6. Fred Geissinger was the head of an AIG subsidiary that offered mortgages, among other products. 弗雷德·盖辛爵(FredGeissinger)是美国国际集团下属的子公司中主营抵押贷款部门的领导。 www.bing.com 7. Refinancing is available for some people who are up to date on their payments and whose homes are still roughly worth their mortgages . 重新安排按揭为一些正在支付月供,以及那些房子大概还值抵押贷款的房主解除燃眉之急。 www.bing.com 8. If the Rock's mortgages are sold off in a hurry and its franchise, staff and branches dismantled pell-mell, the taxpayer would lose out. 如果草率的将北岩的债权卖掉而且把它的分支职工和机构拆的乱七八糟的话,那么纳税人就将受到损失。 www.ecocn.org 9. Since the early 1990s, key bank products, mortgages and credit card lending were rapidly consolidated nationally. 自上世纪90年代初以来,核心银行产品、抵押贷款和信用卡贷款在全国范围内迅速整合。 www.ftchinese.com 10. The companies collect a history of all credit use by an individual, including payment of bills, mortgages, and credit cards. 这些公司收集个人所有信贷使用记录,包括账单支付,抵押贷款和信用卡。 www.bing.com 1. Interest rates would skyrocket on credit cards, on mortgages and on car loans, which amounts to a huge tax hike on the American people. 信用卡、房贷和汽车贷款利率将会飙升,这等于是大幅增加美国人民的税负。 iipdigital.usembassy.gov 2. The financial crisis began in the United States with a housing price bubble and risky mortgages. 金融危机始于美国的房地产市场泡沫和高风险抵押贷款。 www.america.gov 3. But he now proposes to let some homeowners replace their subprime mortgages with federally guaranteed loans. 但是他现在提出让联邦担保资金来替代房主们的次级抵押贷款。 dictsearch.appspot.com 4. During the last decade, they say, these banks singled out blacks in Memphis to sell them risky high-cost mortgages and consumer loans. 在过去十年里,他们说,这些银行专向孟菲斯的黑人兜售高风险高成本的抵押贷款和消费贷款。 www.bing.com 5. Measures to ease gains in prices included suspending mortgages for third-home purchases and a pledge to speed up trials of property taxes. 措施,以减轻物价涨幅列入第三家购买和承诺,对加快物业税的审判暂停抵押贷款。 bbs.macd.cn 6. There are two additional conditions that must be added to these new mortgages, to make them less of a windfall for borrowers. 另有两项条件必须加入到那些新的抵押款项中,必须要让借方减少暴利。 blog.163.com 7. The pair have underwritten $4. 8 trillion of mortgages between them and delinquency rates are rising along with unemployment. 这一对互相担保了4.8万亿美元的按揭贷款,而且无法偿还率正随着失业率升高。 www.ecocn.org 8. Examples include some auto loans and second mortgages on personal residences when the proceeds are used for business purposes. 一些例子包括汽车贷款的收益时,为商业目的使用个人住宅和第二抵押贷款。 zhidao.baidu.com 9. I warn you that you will borrow less--When credit, loans, mortgages and easy payments are refused to people on your melting income. 如果信贷、贷款、抵押借款和方便付款拒绝提供给你们这些靠日渐减少的收入过活的人们,我要警告你们:你们借到的钱将会更少。 www.jukuu.com 10. The number of mortgages approved for house purchase is around half the long-run average. 获准的购房抵押贷款数量大约是长期平均水平的一半左右。 blog.sina.com.cn 1. In order to be able to afford to offer mortgages, most small banks package their mortgages and sell them through Freddie Mac and Fannie Mae. 为了能提供抵押债券,许多小银行通过联邦住宅贷款抵押公司和联邦抵押协会包装并出售抵押贷款。 www.elanso.com 2. Spanish banks are tightening conditions on mortgages as the number of non-performing loans rises, pricing out potential buyers. 西班牙银行收紧抵押贷款条件的人数不良贷款的上升,价格的潜在买家。 blog.sina.com.cn 3. Labor market woes continue to cause problems as a growing number of homeowners struggle to pay mortgages. 就业市场的困境继续造成问题,有愈来愈多房主难以支付抵押贷款。 cn.reuters.com 4. It is no longer just subprime mortgages and exotic credit-boom securities that are considered toxic. 现在已不再只是次级抵押贷款和信贷膨胀时期发行的奇异证券才被视为不良资产。 blog.sina.com.cn 5. Mortgages that meet strict underwriting standards, known as qualified residential mortgages (QRMs), are exempt from the risk requirement. 但符合严格承销标准的抵押贷款,即合格住宅抵押贷款(QRM)则不受该规定限制。 cn.reuters.com 6. The plan is to rebrand it, refocus it on sounder mortgages and use it to roll up other troubled banks as they become available. 计划将对它重新包装,重新调整它的健全的抵押贷款,并用它来吸纳其他陷入困境的银行,以使他们重新可用。 www.ecocn.org 7. Both are equally sceptical that the increase in adjustable-rate mortgages made short-term rates a more potent driver of house prices. 对浮动利率按揭的上升致使短期利率成为更强力的楼价推手,两人同样心存质疑。 www.ecocn.org 8. When those homeowners' were unable to pay their mortgages, the securities lost value. 当房主无力支付月供的时候,房贷证券也就价值了。 www.ttxyy.com 9. Instead, banks have been issuing more so-called covered bonds, which are usually secured by a pool of mortgages. 银行业因而一直在发行更多的所谓有担保债券,这类债券通常由一批按揭贷款提供担保。 chinese.wsj.com 10. That led to a rush to sell mortgages to anyone willing to take them, and to profit by securitising and trading them. 这导致华尔街不假思索地向任何愿意接盘的人出售抵押贷款,并通过将这些贷款证券化和交易获利。 www.ftchinese.com 1. Out in squeezed middle England, millions are terrified about their mortgages and jobs. 在整个狭长的英格兰中部,数百万人对按揭与就业问题寝食难安。 www.ecocn.org 2. So, did Wall Street throw all those mortgages back into the pond as being too risky for securities they were going to sell to clients? 那么,当华尔街销售给客户的证券产品被发现风险太高时,华尔街会把这按揭贷款产品收回吗? www.bing.com 3. All of that shows that Wall Street's investment in politics is valued right now as badly as some subprime mortgages. 所有这些都显示,华尔街的政治投资就像有些次级抵押贷款一样不值钱。 www.bing.com 4. We know John Paulson made $1 billion betting against mortgages using one of these CDOs. 我们知道约翰鲍尔森利用这种债务抵押债券中一种赌房贷违约赚了10亿美元。 www.bing.com 5. Why does America need government-sponsored bodies to back the type of mortgages that were most likely to be repaid? 美国政府为什么会资助这样的机构?它们受到资助而收回的那一类贷款是最有可能被偿还的贷款。 www.bing.com 6. But if losses on property loans and mortgages are worse than hoped, they could add up to 10% of GDP to our estimate of its debt burden. 但是如果房地产贷款和按揭的状况进一步恶化,那么我们就要在对债务负担的估计值上再加GDP的10%。 www.ecocn.org 7. He outlined three key goals: ensuring market stability, continuing the availability of mortgages, and holding taxpayer costs to a minimum. 他概括了三个关键目标:保障市场稳定,延续抵押贷款供应,以及节省公共开支。 www.bing.com 8. Mortgages used to be held by the banks that initiated the loans. 抵押贷款过去通常由放贷银行持有。 www.ftchinese.com 9. This has whittled down the margin between banks' deposit and home-loan rates, so lowering the cost of mortgages. 由于银行存款利率和房屋贷款利率之间的差额减小了,抵押贷款的成本也降低了。 dictsearch.appspot.com 10. Known as adjustable - rate mortgages, the loans have interest rates that can double after two years . 这些可调利率抵押贷款也许在两年后会利率翻倍。 www.bing.com 1. But subprime mortgages pooled and sold as securities became subject to explosive demand from investors around the world. 但不幸的是,来自全世界投资者的爆发式需求推动它们把次级抵押贷款打成包,当作证券出售给投资者。 www.bing.com 2. Both are equally sceptical that the increase in adj us table-rate mortgages made short-term rates a more potent driver of ho use prices. 对于“利率可调型房屋贷款数量增加导致短期利率在推高房价方面作用更大”这一说法,两人都持怀疑态度。 club.topsage.com 3. When one's back is against the financial wall, people have been defaulting on their mortgages and letting the home default to the lender. 一个人背负着财务的重担,不再偿还他们的抵押借款,而是将房屋出让给借款人。 www.bing.com 4. Asia's declines, which come after a punishing day of losses Friday, signal the financial crisis that began with subprime mortgages in the U. 亚洲股市在上周五就已大幅下挫,周一的续跌表明祸起美国次级抵押贷款业务的金融危机已经直刺亚洲的心脏。 www.enfamily.cn 5. Up until recently, Goldman has had a magic touch, betting correctly that subprime mortgages would crater and nimbly avoiding other messes. 直到最近,高盛一直比较幸运,它正确地估计了次债将陷入危机的形势,并机敏地避开了其他危机。 www.bing.com 6. Both leaders and the overall economy would be better off if more delinquent mortgages were restructured rather than foreclosed. 若更多的逾期抵押贷款得到重组而非丧失赎回权,抵押信贷机构以及美国的综合经济状况会好得多。 www.bing.com 7. So while mortgages are generally portable, they may not be in a borrower's specific circumstances. 因此,尽管抵押贷款通常都是可以转移的,但可能不适用于借款人的特殊情况。 www.ftchinese.com 8. Low short-term interest rates earlier this decade led to a bonanza in adjustable-rate mortgages (ARMs). 在这十年中的早期时段,低短期利率给可调利率抵押贷款带来了丰厚的利润。 www.ecocn.org 9. Packages of mortgages and business loans were transferred at a discount to be the new banks' assets. 抵押贷款和商业借款被打包贴现到新银行的资产中。 www.ecocn.org 10. Chronicling the explosion of subprime mortgages is a bit like reading Murder on the Orient Express. 记载次级抵押贷款的爆发始末有点像阅读《东方快车谋杀案》(MurderontheOrientExpress)。 www.ftchinese.com 1. Customers' overall satisfactions toward the service quality of counter services and mortgages are significantly different. 顾客对柜台与房贷服务品质之整体满意度有显著差异。 www.cetd.com.tw 2. We should be thinking about modernizing our housing sector, improving the kind of mortgages we offer, and encouraging innovation. 我们要考虑把房产部现代化,完善按揭贷款,鼓励创新。 www.bing.com 3. Customers' overall satisfactions toward the service quality of mortgages and corporate banking are not significantly different. 顾客对房贷与法金服务品质之整体满意度无显著差异。 www.cetd.com.tw 4. Mr. Stoker could have taken out mortgages, but decided to pay cash. 斯托克本可贷款,但他还是决定使用现金。 c.wsj.com 5. Locals swap stories of cunning borrowers who buy second homes for a song before deliberately defaulting on their first mortgages. 当地人互授机宜——狡猾的借款人,在故意拖欠他们的第一批抵押贷款之前先买第二套住房。 www.ecocn.org 6. In spite of the ongoing turmoil in markets with exposure to US subprime mortgages, those smooth conditions appear to be continuing for now. 然而,尽管美国次级抵押贷款领域的问题引发市场震荡,但就目前而言,那些稳定的环境因素似乎仍在持续。 www.ftchinese.com 7. Fannie Mae and Freddie Mac say the programs could give counties top priority to be repaid if homeowners default on their mortgages. 房利美和房地美表示,如果业主拖欠抵押贷款,该计划会让各县优先偿还贷款。 www.bing.com 8. Virtually the only mortgages investors will buy are those guaranteed by the GSEs and other federal agencies. 实际上,投资者会购买的惟一一种抵押贷款都是由GSE和其它联邦机构所担保的。 www.ecocn.org 9. However, the sub-prime mortgages were only part of a far more extensive problem affecting the entire $20 trillion US housing market: . 但是,次贷抵押虽然只是个局部问题,其影响的范围则远远不止于此,它必将波及全美20万亿美元的房市。 jamieyzl.blog.163.com 10. Banks reeling from credit-related losses are less willing and able to supply new mortgages. 在信贷市场的损失让银行不愿提供新的抵押贷款。 www.ecocn.org 1. The outcome was a general pressure to try to find a way to provide mortgages to those who, under normal criteria, would not qualify. 结果是一个一般的压力,试图找到一种方式来提供贷款给那些在正常标准,不合格。 zhidao.baidu.com 2. As the boom reached fever pitch, however, the quality of the loans being pooled into securities dived, especially in mortgages. 然而,由于证券化市场的繁荣达到了狂热的地步,流入市场的贷款(尤其是住房抵押贷款)质量下降。 www.ecocn.org 3. Housing has to be pre-sale collateral, the pre-sale housing to have pre-sale, re-mortgages, and even the final "absconding with money. " 把已抵押的房屋再预售,把已预售的房屋再预售、再抵押,甚至最后“携款潜逃”。 word.hcbus.com 4. A few years ago, homeowners in their 60s with big mortgages could sell their homes for a profit and buy smaller places or rent. 几年前,60多岁的房主如果还有大量抵押贷款没还,他们卖掉自己的房子还贷之后还能剩下一些钱,然后买一套小一些的房子或是租房。 chinese.wsj.com 5. Some people have suggested recasting them as a single new "Fan-Fred agency" that would continue to securitize and guarantee home mortgages. 一些人建议把它们重组为一个单一的新的“房产部”,继续为住房抵押贷款提供担保。 www.bing.com 6. When housing turned down, the mortgages and derivatives were worth a lot less and no one would lend Wall Street money anymore. 当房地产崩溃的时候,抵押贷款和金融衍生品不名一文,也不再有人会借钱给华尔街了。 ecocn.org 7. Subprime mortgages peaked at about 1% of the total in Australia and 2. 5% in Canada, compared with more than 14% in the United States. 次级抵押贷款在澳大利亚和加拿大的最高水平分别是1%和2.5%,而在美国则是超过14%。 blog.ecocn.org 8. The rise in coffee prices is just the latest dent to a country already dealing with rising food and utility costs and higher mortgages. 对于一个已经在应对食品价格、公用事业成本及抵押贷款利率上涨的国家,咖啡价格上涨只是澳大利亚人面临的一个最新的烦恼。 c.wsj.com 9. As a result, the bills being put forward are written like the adjustable rate subprime mortgages that helped get us into this mess. 因此,正在推动的议案写得就像是可以调整利率的次级按揭贷款(subprimemortgages)(2)。正是次级按揭贷款才把我们的生活搞得一团糟。 www.bing.com 10. The interest rates on mortgages will drop, perhaps convincing you to refinance. 抵押贷款的利率同样会下降,这可能会使你考虑去重新贷款。 www.bing.com 1. Next up will be a clash over whether big banks should be forced to take back billions of dollars in contaminated mortgages they sold. 接下来将是针对是否应迫使各大银行收回他们已出售的数十亿美元“问题房贷”这一问题的争论。 dongxi.net 2. But a housing crash would cause banks pain beyond loans to developers: in mortgages and the broader construction industry. 但是,假如房地产崩盘,会给银行带来痛苦,受到影响的不限于那些向开发商发放的贷款,还包括购房按揭和整个建筑行业。 www.ftchinese.com 3. In a scholarly paper published in 2000, Li proposed the theorem be applied to credit risks, encompassing everything from bonds to mortgages. 在2000年发表的一篇学术论文里,李建议了这个可应用于信用风险的定理,涵盖了从债券到房屋抵押贷款的一切。 www.bing.com 4. Back in 2005 and 2006 received wisdom denied that the rapid growth of subprime mortgages was a problem. 回顾2005年和2006年大家普遍认同的观点是否认次级房贷的快速增长会产生问题。 www.ecocn.org 5. the chapter IV is the reverse mortgages may exist in the implementation process were the main risk analysis and risk prevention measures. 第四章是对反向抵押贷款在实施过程可能存在的主要风险进行了分析并提出了风险防范的措施。 www.fabiao.net 6. Householders whose homes are worth less than their mortgages must save hard to reduce their debts. 房产价值低于其抵押贷款的业主们则必须更辛苦地攒钱以减轻债务。 www.bing.com 7. Mortgage Bankers Association data suggest at least 5. 5 million mortgages are in delinquency or foreclosure. 抵押贷款银行家协会(MortgageBankersAssociation)的数据显示,至少有550万笔房贷出现拖欠或丧失赎回权。 cn.wsj.com 8. All of these were, like residential mortgages, fed into Wall Street's stalled securitisation machine. 所有这些,与民用房贷一样,都是华尔街运转不灵的证券化机器的组成部分。 www.ecocn.org 9. Bank write-downs of mortgages and consumer debt accounted for most of that $812 billion reduction. 银行对按揭和消费债务的冲减和摊销是812,000,000美元的下降额其中很大部分的主动力。 www.ecocn.org 10. Bank letters stating any outstanding mortgages or other liabilities . 关于未偿付的借贷或负债的怠行信件。 www.bing.com 1. Mortgage securities had an element of Ponzi in that new financing was required to sustain people whose mortgages were under water. 按揭抵押证券是庞氏骗局的元素之一,因为要维持按揭贷款在标准线以下的人就要求新的融资。 www.bing.com 2. John Horgan asked in a Cross-check blog post if speculation in the multiverse is as immoral as speculation in sub-prime mortgages. JohnHorgan在一篇Cross-check的博客文章中提问是否在多元宇宙中买卖同次级抵押贷款买卖一样不道德。 www.bing.com 3. We've taken action to help responsible homeowners refinance their mortgages. 我们已经采取措施帮助负责任的房主们进行转按揭贷款。 www.bing.com 4. Sharply lower house prices and ultra cheap mortgages were bound to spark bargain hunting. 大幅下挫的房价和超级低廉的抵押贷款肯定会引发抄底。 www.bing.com 5. Many people who fall behind on their mortgages never catch up. In these markets, the problem is especially bad. 越来越多的人已无力面对债台高筑的情况。在房地产市场,这一问题尤其严重。 www.bing.com 6. A mortgage-backed security is either an ownership claim in a pool of mortgages or an obligation that is secured by such a pool. 是抵押贷款证券的所有者声称在游泳池里的抵押贷款担保或义务由一个水池。 www.51zdw.com 7. The figures do not include bank-held mortgages on apartment buildings. 该数据不包含银行持有的公寓类抵押贷款。 cn.reuters.com 8. Symantec says that the latest spamming trends largely focus on immediate financial worries: mortgages, foreclosures, and taxes. 赛门铁克公司说,最新的垃圾邮件趋势主要集中为对眼前财务状况的担忧:住房抵押贷款、抵押品的丧失赎取权和税收等。 www.bing.com 9. capital market The market for buying and selling long-term loanable funds, in the form of bonds, mortgages and the like. 资本市场买卖长期可贷款资金的市场。长期可贷款资金的形式包括债券、抵押债券和类似的票证。 dictsearch.appspot.com 10. Agency guarantees slash about 65 basis points off typical mortgages and quantitative easing at least another 30. 政府担保使抵押贷款利率降低了约65个基点,量化宽松至少又降低了30个基点。 blog.sina.com.cn 1. He is biased, no doubt; but Texas law does cap the loan -to- value ratio of mortgages at 80%. 他的见解无疑带有偏见,不过德州法律确实把抵押的贷款价值比率控制在80%以内。 dictsearch.appspot.com 2. He would compare two basically identical condos. The owners of both had paid off their mortgages. 他拿两处一样的房产作对比,各自房产人都已还清房贷。 www.bing.com 3. Senator McCain recently proposed to have the federal government buy troubled mortgages. 参议员麦凯恩最近提出由联邦政府购买深陷困境的抵押。 www.unsv.com 4. Traditionally mortgages are a bank's largest wealth and also the least liquid. 从传统上看,贷款抵押是银行的最大资产,也最不算是流动资产了。 www.chinaauto.net 5. Bank of America announced this month that it would set up a new unit to manage the firm's soured mortgages. 美国银行于此月宣布,它将会设立一个新部门以管理公司的不良抵押贷款。 www.ecocn.org 6. Additional action to address home mortgages, as well as a proposed $3. 7 trillion budget, round out the administration's plan, Biden said. 拜登说,奥巴马政府的计划还包括一项解决房屋抵押贷款问题的行动以及一项编制3.7万亿美元的预算建议。 www.america.gov 7. The terms of mortgages need to be adjusted to the homeowners' ability to pay. 必须修改抵押贷款条款,以适应房屋业主的还款能力。 www.ftchinese.com 8. Fannie Mae and Freddie Mac are private, but they were created by Congress to encourage homeownership by buying mortgages from banks. 房里美和房地美是私有企业,但他们由国会创办通过购买雁行的按揭贷款来鼓励消费者买房。 www.suiniyi.com 9. Like a subprime mortgage, Congress may soon put taxpayers on a risky hook for mortgages gone bad. 如同一笔次级贷款,由于抵押贷款趋坏,国会也许很快把投资人置于危险的陷阱。 www.bing.com 10. Alt-A mortgages include loans made with less than full documentation of borrowers' income or assets. Alt-A抵押贷款包括那些向未提供全部收入或财产证明的借款人发放的贷款。 www.bing.com 1. We're in a double-dip housing market, largely because unemployment remains so bad that millions of Americans can't pay their mortgages. 我们处在一个双津贴的住房市场,很大程度上是因为失业率还是很不乐观,导致数以百万的美国人付不起抵押贷款。 www.bing.com 2. Large market share in mortgages could act as a drag if the housing market languishes after government support recedes. 如果政府支持减弱后房市出现衰退,庞大的抵押贷款市场份额可能成为负担。 www.bing.com 3. We expect concerns over the sub prime mortgages to continue to cause significant volatility in financial markets in the near term. 我们预计近期对于次债问题的担忧仍然会给金融市场带来相当大的波动。 bbs.chinafund.cn 4. It could help as many as three to four million owners change the terms of their mortgages to avoid foreclosure. 这将会帮助三至四亿房屋拥有者改变他们的按揭期限,从而避免房屋被收回而没有赎回的机会。 www.ebigear.com 5. People may not have hefty mortgages or huge unpaid credit-card bills. But the impact of the global downturn is still being keenly felt. 法国人或许没有欠下巨额抵押贷款或高额信用卡账单,但是他们还是实实在在地感受到了全球经济衰退带来的冲击。 www.ecocn.org 6. In the banking domain it could be that processing mortgages is outsourced to a mortgage provider. 在银行业务领域,可以将抵押处理外包给抵押业务提供者。 www.ibm.com 7. American mortgages are non-recourse in many states, making it harder for lenders to pursue defaulting borrowers; not in most of Canada. 美国的抵押物在很多州是不可以追索赔偿的,就使贷方很难追踪违约的借款人,但在加拿大的很多地方不是这样。 www.ecocn.org 8. It excludes covered bonds, the bundled packages of loans and mortgages that have become increasingly popular for banks to issue. 这不包括越来越受银行欢迎的担保债券,即将贷款和抵押贷款打包发行的债券。 www.ftchinese.com 9. The new laws made it easier for households to refinance their mortgages and borrow against the value of their homes. 新法使得房主再融资更容易,以房屋价值抵押借款。 www.ecocn.org 10. Its website states that it offers mortgages to people with irregular employment, poor credit history and variable income. 其网站称,他们为无固定职业、信贷记录不良和收入不稳定的人提供按揭贷款。 www.haolawyer.com 1. The two companies, known as GSEs, together own or guarantee more than $5 trillion in U. S. mortgages. 这两家政府支持企业(GSE)拥有或担保的抵押贷款规模总计超过5兆(万亿)美元。 cn.reuters.com 2. Austrian banks have, in recent years, been enthusiastically peddling risky foreign-currency mortgages at home and abroad. 近几年奥地利银行,很热心地在国内外兜售有风险的外币抵押贷款。 www.ecocn.org 3. Understand the terminology of long-term debt including par value, stated versus effective interest rate, discounts, premiums, and mortgages. 理解长期负债的相关术语,如面值、票面利率与有效利率、贴现、溢价以及抵押等。 zhidao.baidu.com 4. Its in connection with the collapse of a hedge fund that heavily bet on subprime mortgages before the market collapsed. 这起因于在市场崩盘前将对冲基金大量抵押在次级债券上。 bbs.putclub.com 5. The "credit crunch" would then spread from mortgages to a wide range of consumer credit. “信贷紧缩”届时将从抵押贷款扩大至广泛的消费信贷领域。 www.ftchinese.com 6. The idea of modifying mortgages appals legal purists as a violation of the sanctity of contract. 法律卫道士对修正抵押条款的想法感到惊骇,将其视作对契约神圣性的侵犯。 www.ftchinese.com 7. Unveiled last week, the Obama plan encourages struggling homeowners to refinance their mortgages at a lower interest rate. 奥巴马上个星期推出的计划鼓励陷入困境的房主办理利率比原来贷款更低的转按揭项目。 www.voanews.cn 8. One in five mortgages exceeds the value of the home it was used to purchase. 五分之一的按揭贷款超过其所用来购买的房屋的价值。 www.ftchinese.com 9. Foreign-currency mortgages (taken out by two households in every three) are to be banned. 外币贷款(被三分之二的家庭使用)将被禁止。 www.ecocn.org 10. It is to assert that Stan O'Neal probably did not recognize that the mortgages his firm owned were a house of cards. 它只是断言了斯坦.奥尼尔可能没有意识到他公司的抵押贷款并不牢靠。 www.bing.com 1. Mr. Hubbard has a different take: He says many lower-income homeowners should not have had mortgages in the first place. 哈伯德先生对此有不同的看法:他说,许多低收入的房主起初就不该申请房贷。 dongxi.net 2. The French may not be troubled by heavy mortgages or credit-card bills, but fears of unemployment are rising as recession takes hold. 法国人虽然没有沉重的抵押贷款和信用卡账目,但随着经济危机逐步加深,人们对失业的担忧与日俱增。 www.ecocn.org 3. That expanded the demand for riskier securities, including subprime mortgages, and pumped up the real-estate bubble. 那就扩大了风险更高证券的需求,包括次级抵押贷款,也导致了房产泡沫。 www.bing.com 4. Like Fannie and Freddie it has become a huge force in the wholesale market by buying, packaging and reselling mortgages. 跟房利美和房地美一样,通过买入抵押贷款,打包以及再出售,它已经成为金融批发市场一股巨大的力量。 www.showxiu.com 5. Americans are counting their pennies these days, taking a close look at everything from the cost of milk to the cost of their mortgages. 美国人现在的日子过得紧巴巴的,他们从买牛奶到还房贷,每花一分钱都得精打细算; www.bing.com 6. Almost a fifth of American households with mortgages owe more than their house is worth, and house prices are set to fall further. 美国有近五分之一的家庭拥有超过其房屋价值的抵押贷款,而且房价持续下滑。 www.ecocn.org 7. They have owned or guaranteed almost half of the $12 trillion in outstanding mortgages with a small capital base. 他们以一个不大的资本基础承担着12万亿未偿还贷款中大约一半的份额。 www.bing.com 8. Esoteric securities backed by these mortgages were grossly mis-valued by the computer models of big banks and credit rating agencies. 大银行的电脑模式和信用评级机构极其严重地误估了这些靠按揭支撑的非公开证券。 www.ecocn.org 9. These include credit card debt, expanded availability of mortgages, student loans, payday loans, reverse mortgages, and many other types. 这其中包括信用卡贷款、适用性更广的抵押贷款、学生贷款、发薪日贷款、反向抵押贷款以及许多其它的类型。 www.bing.com 10. Their securitization business, whereby they purchase mortgages and issue securities against them, should likewise be wound down. 它们的债券业务,也就是为了购买住房抵押贷款而发行的债券,也应该像上面那样收尾。 www.bing.com 1. Evidence of Investment in real estate: Business Contract , Rental contract, evidence of mortgages against properties . 房地产投资付款证明,买卖合同、租赁合同、由相关抵押评估报告。 www.bing.com 2. The first was to encourage households to obtain mortgages in foreign currencies. 首先,这些国家鼓励家庭获取外币抵押贷款。 www.ftchinese.com 3. The scene outside the meeting comes three weeks after the firm was charged with civil fraud over subprime mortgages it sold to investors. 三周前,公司被指控在出售给投资者次级债时涉嫌欺诈,会议外的抗议活动正是针对于此。 video.2u4u.com.cn 4. A leveraged EFSF is attractive to politicians for the same reason that subprime mortgages once appeared attractive to borrowers. 杠杆化的EFSF之所以对政治家们颇具吸引力,其原因与当初次级抵押贷款对借款人具有吸引力如出一辙。 www.ftchinese.com 5. The charges against Goldman relate to non-disclosure of pertinent information concerning a derivatives trade tied to subprime mortgages. 对高盛的指控涉及不提供关于与次级房贷相关联的金融衍生产品交易的相关信息。 www.bing.com 6. In more recent times private institutions have been all too willing to provide such mortgages. 此后,私人机构一直过于积极地提供此类抵押贷款。 www.ftchinese.com 7. Without the innovation, banks could never have issued subprime mortgages with teaser interest rates that would later soar. 要是没有这些金融创新,银行不可能发出那种先以低利息诱惑然后大幅增加利息的次级抵押贷款。 www.bing.com 8. However, financial advisers often hesitate before recommending reverse mortgages. 然而,金融顾问在推荐反抵押贷款前常常持怀疑态度。 www.ecocn.org 9. The banks should have warned borrowers of the risks they were running when they took out their mortgages, he says. 他说,银行方面本应在借贷者做抵押时就告知他们当中存在的风险。 www.ecocn.org 10. Although some employees are going overboard, asking for advice on everything from mortgages to relationships. 不过有些员工又做得有些过了,他们什么事都找兰德征求意见,从抵押贷款到感情问题。 chinese.wsj.com |
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