low-interest

Congress would have no say in the matter and besides, Congress likes low interest rates.

In 2003, as a Fed governor, he was one of the loudest advocates of using low interest rates to insure against the calamity of deflation.

But, banks should also be brave enough to say that, at current low interest rates, the free-if-in-credit model of banking is unsustainable.

It had become a hot topic that my colleagues here applied for a new low-interest loans to replace the original house loans.

International funds could be used to subsidise low-interest loans to energy-efficient buildings, or to pay for technology transfer.

Apple, which has no debt, could easily borrow money at low interest rates to make a large acquisition if it wanted, he said.

Nicaragua buys $1 billion a year of Venezuelan oil, and gets half of it back in low-interest, long-term loans.

That is to say, low interest rates are a symptom of recession, and recession is often a symptom of too-tight monetary policy.

Low interest rates were helpful to economic recovery, and there did not seem to be any sign of excessive credit creation.

The proceeds from the bonds would be made available to us at a very low interest rate to help finance the construction.

It's one of the cheapest times to borrow but it's not as if consumers are flocking to cash in on low interest rates.

The Bank for International Settlements (BIS) has warned that low interest rates across the globe are a threat to world financial stability.

'The current abundant liquidity and low interest rates will not last forever, ' he said. 'Neither will rising property prices. '

Mr. Obama is likely to benefit from an extraordinarily low interest-rate environment for at least a few more years.

Both have ultra-low interest rates, which don't seem to be having much effect in stimulating the economy.

We saved up a little bit of dollars to low interest rates to lend American consumption.

According to John Taylor, Greenspan's low-interest-rate policies had been a major contributing factor for the present economic crisis.

The housing boom had its origins in the early years of this decade thanks to then historically low interest rates.

Because Chinese could not invest offshore, much of that saving went into state banks at low interest rates.

Too much was done on the never-never at a time when low interest rates encouraged households to let debt rip, too.

With tuition fees, most students take out a loan of about 3, 225 pounds a year at low interest rates and pay it back after they graduate.

And this omits the contribution to global liquidity of the Bank of Japan, whose low interest rates are fuelling the "carry trade" .

The burden of repaying so much more debt means that the total servicing charge is high even at low interest rates.

You could argue the main thing the U. S. got in return was a housing bubble caused by artificially low interest rates.

Now, this assumes that the U. S. government's credit will remain good so that it's able to borrow at relatively low interest rates.

Tightening at this point, with ultra-low interest rates in the US, would be monetary suicide.

Green mortgages with low interest rates that allow businesses and homeowners to "pay as you save" on energy are also becoming popular.

A chapter in its recent annual report asks whether the hidden costs of low interest rates might be greater than the visible benefits.

But those half-hearted measures were no match for corporate profit growth, low interest rates and all that liquidity.

Instead its government continues to be able to borrow at extraordinarily low interest rates.

A low-interest overdraft can be a useful tool to help stretch the term's money, but watch the fees and the interest rate.

The company boondoggled investors into a low-interest project.

China is trying to sweeten its bid by offering low-interest financing.

One can debate endlessly how useful low interest rates of any kind are in combating a recession when demand prospects are weak.

main cause of the housing boom was not the Fed's actions but the worldwide low interest rates due to an abundant world supply of savings.

Of this, 40% of the total was grants, with the remainder divided evenly between interest-free or low-interest loans.

He is blamed for allowing the housing bubble to develop as a result of his low interest rates and lack of regulation in mortgage lending.

They believe low interest rates and heavy deficit spending will be ineffective while leaving the U. S. with a mountain of debt.

The bank will offer loans at a low interest rate to township enterprises.

The bank was also squeezed by low interest rates, which dented the profits it can earn on its large base of customer deposits.

Unlike the governments of, say, Spain or California, the British government can borrow freely, at historically low interest rates.

U. S. debt advanced for a second straight day as the central bank reiterated its commitment to an "extended period" of low interest rates.

They havegrown in a time of low interest rates and narrow credit-spreads (an extra yieldover government bonds to offset risk).

The housing bubble in the U. S. was caused by historically-low interest rates, lax lending standards, and a speculative fever.

The main driver for the dollar's decline is low interest rates in the U. S. compared with higher and rising rates abroad.

in Europe, it was entire countries like Greece and Italy that took advantage of low interest rates to borrow unsustainably.

Such actions by the state-owned sector boosted business and consumer confidence in a way that low interest rates never could.

The exceptionally low interest rates in place since the credit crisis should be directly inflationary.

As investors flee low interest rates in the U. S. , Europe and Japan, those countries' currencies are rising, endangering their exports.

Low interest rate in the bank encourages citizens to invest in the stock market.

One of the biggest concerns that economists and analysts have about low interest rates is the formation of asset bubbles.

While gold is an asset that does not generate income, that shortcoming is less glaring among historically low interest rates.

Mr. Anderson's current worry: Much of the economic recovery resulted from low interest rates and an accommodative fiscal policy.

Germany and France are considered sound investments, deserving low interest rates, because their economies are judged to be strong.

The Fed altered its statement to give a duration commitment of exceptionally low interest rates, 'at least through mid-2013'.

It holds over $1 trillion in deposits, many paying low interest, meaning it has come close to the banking fantasy of free money.

Its flood of liquidity (money made available to borrow at low interest rates) and lax regulations led to a housing bubble.

So the banks are hanging on, able to do so only because low interest rates mean their funding cost is low.

Instead, banks are earning their way out of the mess, helped in part by the Fed's ultra-low interest rates.

given the growth outlook for the USA and the historically low interest rates, there is no compelling argument for a price slump.

If the federal government declares a state of emergency, Texas ranchers will be eligible for low-interest loans and other forms of aid.

But although it takes a long view to justify an investment like this, it also takes something else: low interest rates.

But some worry that Italy's situation is only tolerable in a climate of very low interest rates.

The weak yen and low interest rates have helped companies make record profits, but the money is failing to filter through into pay-packets.

In an era of low interest rates, house prices soared in a number of developed countries (see chart).

Low interest rates on rank deposits (often below the rate of inflation) depress saving and encourage the hold of physical assets.

When Spain and Ireland adopted the euro, they imported low interest rates from Germany: the ECB was the Bundesbank writ large.

The yen has long been a favoured funding currency for the carry trade because of Japan's permanently low interest rates.

Ultra-low interest rates in a strong economy is a recipe for overheating.

A shift away from the low interest rates that have encouraged commodity investments could spark a change in sentiment.

Also, why not teach your children now about the value of a high interest savings account and a low interest credit card?

In order to support his development, the bank charged a very low interest rate on his loan.

Janet Yellen has supported the Fed's policy of ultra-low interest rates to bolster the economy and to help drive down unemployment.

A. The U. S. government has demonstrated that it can borrow seemingly limitless amounts of money at low interest rates.

Also, a borrower taking out a low-interest rate loan can simply deposit the proceeds to earn a profit.

A long-term bond with a low interest rate, often issued by a less developed country, that gives the buyer the right . . .

Economic prosperity and a relatively low interest rate have a direct influence on the land value and capital cost.

Others have suggested these low interest loans are being used to fund high-risk speculation in stocks and real estate.

Adverse wage pressures have been mitigated by low prices resulting from cheap imports and by household borrowing at low interest rates.

NEW YORK (Reuters) - Low interest rates are cutting into U. S. bank earnings, a problem that may be in only its infancy.

On Monday, Japan's central bank announced plans to boost low-interest lending, in an effort to bring down the value of the currency.

Low interest rates are also painful for European banks that have large deposit bases, because profit margins on new lending are squeezed.

Low interest rates also create a huge dislocation between the market's natural interest rate and the interest rate that the Fed sets.

"Low interest rates and good value after the financial crisis will provide investors with an attractive return, " Rey said.

Unexpectedly, however, European financial markets accommodated Greece's public and private spending with relatively low interest rates.

In other words, the "saving glut" so often cited as a cause for low interest rates really resulted from a decline in global investment.

Risk is mounting in almost every asset class as a result of the Federal Reserve's low interest rate policy.

The economy needed low interest rates and a fiscal stimulus to avoid a severe recession.

In addition, Mr Rosenberg says investors should be suspicious that the recovery is so dependent on low interest rates and government action.

The low interest rates across the entire maturity spectrum also support the economic recovery in the euro area.

Fears that the weakness of the pound, combined with ultra-low interest rates, will stoke inflation will prove unfounded.

The current monetary policy stance therefore remains appropriate. The historically low interest rates lend support to economic activity.

The British and Portuguese governments also have offered low-interest loans and other incentives.

He is eligible for a low-interest government loan of up to $30m.

The United States still far exceeds China in providing grants and low-interest loans in the developing world.

But one of the areas we'd like to gain better understanding is the Chinese -- is Chinese foreign assistance projects and low-interest loans.

Prices and sales levelled off thanks to low interest rates and a generous housing tax credit.

Companies have already loaded up on debt over the past two years amid continued low interest rates.

A consumer complaint is ricocheting around the world: low interest rates are eating away at savings.

Such countries took advantage of their membership in the 16-nation euro bloc during the boom by borrowing at unusually low interest rates.

The sudden explosion of private banking services in Asia is in response to the low interest rate environment.

Low interest rates make it harder to fill the gap from investments, either parents' or grandparents'.

The Chinese growth model transfers income from households to the corporate sector, mainly in the form of artificially low interest rates.

Put a specific time horizon on its low interest rate policies, large balance sheet, or both.

Aggressively promote energy efficiency in policy and low interest financing to improve existing and new infrastructure and products.

Pent-up demand from companies to raise funds, as well as wider trading spreads and low interest rates, explain the windfall.

Moreover, it's able to borrow funds at extremely low interest rates.

Not unlike the "search for yield" that has undermined private finance, low interest rates may have encouraged more public borrowing.

Meanwhile, record-low interest rates have allowed banks to rebuild balance sheets severely damaged by the credit crisis.

A high level of bank liquidity, low interest rates, the improved employment situation and a rebound in asset prices all act to lift demand.

Extra fiscal stimulus for business investment can mimic very low interest rates in the cost of capital.

Artificially low interest rates had facilitated excessive debt accumulation to finance bubble activities.

It should be a card which has a low interest rate, and you will also want to get cards which have no annual fees.

But I did note that "the underpricing of risk and the combination of low interest rates with fast growth almost invite economic blunders" .

In a very low interest rate environment, the appeal of carry trades reasserts itself.

Low interest rates encourage too much risk-taking by banks with the consequence of threatening price stability.

Low interest rates mean that returns on bank deposits are often negative in real terms, and there are few other options for storing cash.

Activity has also waned from the first quarter this year, when companies rushed to issue bonds to take advantage of low interest rates.

And low interest rates encouraged big public spending that first matched, then far exceeded, the growth of the economy.

They argue that ultra-low interest rates are fanning a carry trade whereby traders take advantage of different rates.

Those expectations are, in turn, pretty aspirational in a low interest rate environment.

These advances, combined with low interest rates in all developed economies, have resulted in increased capital inflows to emerging markets.

Human-resources departments got requests for low-interest loans to meet monthly expenses of certain employees.

Once safely tucked inside the euro area and benefiting from low interest rates, all three mismanaged their economies and public finances.

Other closely held companies get capital by borrowing, rather than going public, amid today's historically low interest rates.

Federal Reserve shows it will keep low interest if it's prediction of inflation rate is low percent 2.

But foreign investment and low interest rates inflated a property bubble, raising prices to levels that could not be supported.

Major corporations are jumping on the bond mania to borrow billions of dollars from ordinary investors at pitifully low interest rates.

LOW interest rates are intended to ease the burden on debtors, discourage saving, encourage spending and thereby revive the economy.

low interest rates do less to perk up the economy when housing markets are depressed.

Low interest rates will also force investors to move out along the risk curve in pursuit of yield.

Low interest is a natural deterrent for investors looking for a decent return.

As for the low interest rates and limited choices facing savers, China's financial system remains highly repressed.

Low interest rates have made borrowing easy, and the global commodities boom has fired up Canada's resource-rich economy.

Some critics say that the Fed helped inflate the housing bubble with low interest rates.

It said that underlying inflation would probably remain low for some time, allowing central banks to maintain low interest rates.

Even more important, it requires low interest rates to reduce speculation against the currency.

Flush liquidity and low interest rates are fuelling a boom in property and capital markets that may grow to unmanageable proportions.

In rebuilding their homes, multi-party to raise funds to launch the reconstruction policy of subsidized loans and low-interest loans.

He helped form the policies that provided low-interest loans and other programs for farmers to develop the land.

The measures include low-interest loans for financial institutions and job-seeking help for the young.

Low interest rates and financial engineering encouraged companies to use debt rather than public equity.

Yet some economists believe that very low interest rates have costs that are easily overlooked.

Thus, no matter how low interest rates are, creditors are reluctant to lend, while businesses and consumers are reluctant to borrow.

The loan carries a low interest rate for the first two years that can increase at a fast rate thereafter.

For the Italians and the Spanish, it offered an opportunity for monetary stability and permanently low interest rates.

The rest is divided evenly between interest-free loans and concessionary, or low-interest, loans.

Despite the measures, home prices have climbed nearly 9% this year due to still-low interest rates, rising rents and limited supply.

Ultra-low interest rates also squeeze the profits that banks can usually make by paying below-market returns to retail depositors.

Helping the price increases have been record-low interest rates on mortgages.

Savers are already penalised by record low interest rates, as central banks try to bail out debtors.

and low interest rates have penalized individual savers while helping businesses borrow, Pettis points out.

The initiative is seeking to entice private investors to participate by offering billions of dollars in low-interest loans.

There is a real risk of investor complacency in a low interest rate environment.

Low interest rates, a consequence of euro membership, lit a fire under property prices and spurred a building and retailing boom.

"We'd get a massive stimulus because we'd have booming exports and still have low interest rates. "

Greece also fell into the Mediterranean trap of enjoying low interest rates but failing to reform the economy.

The combination of tight fiscal policy and low interest ratesisusually a recipe for a weaker currency.

They worry that low interest rates and the Fed's large balance-sheet could nurture inflation expectations even when unemployment is high.

Analysts say low interest rates will push investors searching for higher profits into stocks as risk appetite returns.

As Martin notes, a very low interest rate may already encourages excessive investment.

The Dodd bill would help end "bait and switch" tactics like promising a very low interest rate then adding hidden fees and other charges.

The effects of low interest rates do not stop there.

It also allows them to offer loans at low interest rates or leases on attractive terms, perhaps packaged with insurance or maintenance.

The troubles we now face were caused largely by the combination of deregulation and low interest rates.

With credit scarce and savers battered by low interest rates, the ground is already fertile for standard peer-to-peer lending.

Analysts have said this could continue, helped by low interest rates, record cash holdings and low stock market values.

One slice is a $25 billion low-interest loan programme from the Department of Energy (DoE) for new green vehicles.

extend the non - means tested loan scheme , low - interest loan scheme and offer fee remission to the most needy students.

The spokesman said prices are determined by demand and fueled by the banks' super low interest rates.

broad money declined slightly in 2002 , while narrow money increased significantly , largely reflecting low interest rates.

Such low interest rates could be put in place through Europe-wide guarantees on Greece's debt service.

Low interest rates and an undervalued currency have the same aggregate impact.

The combination of high crop prices and ultra-low interest rates has farmers bidding historically high prices.

Cheap sterling and low interest rates brought buyers piling into the market, bidding up prices.

But foreign investment and low interest rates inflated a property bubblerasingraising prices to levels that could not be supported.

Extreme low interest rates, like currency controls, have global consequences.

a checking account gives you low interest , but allows you to write checks.

But ultra-low interest rates lower the cost of financing inventories, while the decline in the US dollar raises the dollar prices.

Low interest rates and strong money growth play a significant part, too, in creating memorably bad outcomes.

Unusually low interest rates in the U. S. , Europe and Japan make the job of resisting inflation and bubbles harder for emerging markets.

Two generations ago, the investments of most Americans were safe and paid relatively low interest rates.

McBride says that's because low interest rates encourage spending and investments in riskier assets.

One such step would extend low-interest lending programs to Wall Street's largest investment banks into next year.

They have warned that availability of easy credit and low interest rates are driving up property prices to unsustainable levels.

The low interest rate environment has, thankfully, mitigated the problem somewhat.

After the birth of the euro, some southern states over-indulged on low interest rates and racked up debts.

THE equity bull market had many foundations, including low interest rates and steady global growth.

Low interest rates have encouraged capital-intensive production.

On the positive side, Eurozone economic activity is currently still being supported by low interest rates and some fiscal stimulus measures.

Another pool of buyers has taken advantage of low-interest, low-down-payment FHA loans.

Low interest rates make the dollar less attractive to investors than higher-yielding currencies, stocks and commodities.

Though the economy continues to benefit from low interest rates, the Federal Reserve can't cut rates further.

But the risk of default grew when low interest rates cut bank revenue and prompted lenders to scramble for new customers.

Economic growth is low, interest rates are almost zero and lending is stagnant; around 40% of Japanese listed firms are almost debt-free.

At the meeting, Wen promised to spend US$10 billion on low-interest loans for Africa.

The first and perhaps biggest threat that insurers must deal with is a prolonged period of slow economic growth and low interest rates.

It is also that the current combination of high asset prices, low interest rates and massive fiscal deficits is unsustainable.

Low interest costs are a palliative, but they aren't a cure for the crisis .

fishermen who have genuine financial difficulties may apply for low - interest loans under the fish marketing organisation loan fund .

Others are less persuaded that the Fed will feel the need to add to policy that already includes ultra-low interest rates.

Low interest rates have made bonds and bank deposits unrewarding too.

In the absence of strict limits, higher leverage followed naturally from low interest rates.

We can no longer rely on low interest rates to let us live beyond our means.

Dolan noted that low interest rates are a major factor in the dollar's fragility.

He added that low interest rates are making it difficult for small banks to cover their operating costs.

Mr. Tepper insisted that stimulus spending and low interest rates would boost the economy.

They also offered low-interest loans to allow woman to shift to clean cookstoves, solar lanterns and other clean technologies.

Farm mortgages were refinanced and the Farm Credit Act provided operating funds at low interest rates.

That danger is being exacerbated by low interest rates and bank bias toward state-sector lending.

"We need to challenge the view that the central banks produce low interest rates and nobody gets hurt, " he says.

It is also being driven by government policies, including tax breaks, low interest rates and smaller down-payment requirements.

The draft also signaled that G20 should coordinate any moves away from historically low interest rates.

Not at first, when Greece, Spain and the others used the euro's low interest rates as an excuse to party.

Financial services perform best in low interest rate environments.

Improving confidence and low interest rates bode well for corporate profits.

Massive government spending and the Federal Reserve's low interest rates seem less crucial to growth.

In view of the EU interest rate hidden debt crisis, and the Fed's low interest rates, which will hold up long-term rising trend of gold.

Investors craving any income in a world of low interest rates can't ignore tobacco companies.

Even low interest rates may not help, as the Japanese example has illustrated over the past 20 years.

But the low interest rates come at the expense of returns to Chinese household investors.

Even with low interest rates, such levels constrain the state's ability to respond to shocks.

Frederic Neumann of HSBC thinks allowing money to flow abroad could ease the "financial repression" of low interest rates for savers.

The changes also enable North Korea to apply for low-interest loans through the World Bank and other international agencies.

The Fed maintained its stance of "low interest rates for an extended period of time" .

But the IMF worries that exceptionally low interest rates are building a fresh credit problem.

The demand for very durable assets like housing is greatly increased by low interest rates.

Countries could enjoy similarly low interest rates and the convenience of common money.

More demanding owners and abnormally low interest rates also led firms to take on more risk.

Low interest rates and excess liquidity created by 2009's huge credit expansion have driven house prices to dizzying heights.

The factor pulling stockmarkets in different directions this year has been low interest rates.

The low interest rate regime would encourage all and sundry to borrow, consume and invest.

Record low interest rates are still needed to bolster the economy, Bernanke said.

Will it allow the (artificially low) interest rates that banks pay depositors to rise?

America's trade deficit and low interest rates have pressed down the dollar since early 2002.

Policy makers can't put off dealing with the drivers for property demand and the low interest rate.

The reason that such bear-market bounces repeat is the US Federal Reserve's low interest rate.

In a low interest rate environment, I think these could become very valuable and, at some stage, be rewarded with much higher valuations.

Instead, low interest rate and the fear of inflation are driving money into commodity buying.

The One Acre Fund makes low-interest loans and provides agricultural education to East African farmers.

The other sources of China's instability are its low interest rates and weaker than needed currency.

Historically low interest rates mean extraordinarily cheap mortgages: some buyers can get teaser rates of below 1%.

But this latest rebound is also undoubtedly supported by ultra-low interest rates in the developed world.

I think this is unlikely given the backdrop of low interest rates and an absence of the conditions that normally precede recessions.

That means keeping very low interest rates and flooding markets with money to encourage bank lending and consumption.

It also reflects how companies are making use of low interest rates, tight credit spreads and roaring equity markets to raise capital.

The low interest rates, this argument goes, prove there is no negative 'crowding out' from America's near $1. 5 trillion deficit.

Historically low interest rates for fixed-rate mortgages.

The availability of credit and low interest costs have spurred lease deals.

It is unfair to say low interest rates are to blame.