lending rate

Many small and medium enterprises in the bank due to high-risk and improve lending rates, thus increasing the cost of financing for SMEs.

Since the practice is illegal, lending rates are very high; moreover nobody knows how large this practice might be.

The Bank made it clear that it was not aiming to bring down three-month lending rates, which are the markets' most acute pressure point.

Further positive news came from the money markets as interbank lending rates continued to fall across the board.

Sanders said the spread between firms' borrowing rates and their lending rates to Uncle Sam amounted to "free money. "

Fact China did not raise lending rates over the weekend could open grains higher tonight.

In the last quarter the margin between Citi's funding costs and lending rates fell by much more than those of its main competitors.

With interest rates so close to zero, banks are having to cut their lending rates but have no room to drop their deposit rates further.

But by the day's end, the central bank had not followed up by raising lending rates.

Since deposit rates are, by law, low, and the spread between them and lending rates quite large, the growth has been enormously lucrative.

The real rate of interest paid on bank deposits is negative and lending rates are far too low for such a fast-growing economy.

Previously, commercial banks were allowed to set their lending rates no higher than 70% above the PBOC benchmark rate.

The politics of ramping up lending rates to taxpayers is sensitive, to say the least.

Since the crisis broke, interbank lending rates have sometimes been unusually high compared with policy rates.

China surprised markets last week with a cut in lending rates and an intervention to buoy the stock market.

Turmoil in financial markets and fears of a slowing global recovery might mean China's benchmark lending rates stay on hold.

Lending rates, meanwhile, are subject to a floor, which leads to inefficient investment and excess capacity.

Yesterday it was short-term lending rates, today it's corporate bond spreads and an index for commercial real estate.

The central bank cut its "benchmark" deposit and lending rates to help stimulate the economy.

He sees the risk of a double dip recession increasing, along with widening credit spreads and interbank lending rates.

Official bank lending rates are only one tool used to manipulate credit growth.

But in a surprise move Saturday, China lifted its key deposit and lending rates by a quarter point each.

The rush to bonds reflects both expectations of lower inflation and a longer period of rock-bottom central-bank lending rates.

other benchmark deposit and lending rates will also be adjusted accordingly.

Interbank lending rates have begun to ease and bank borrowings from the Fed slipped last week for the first time since Lehman's collapse.

China has held deposit rates quite low so that lending rates can also be kept low while still allowing banks to be profitable.

Kashkari said interbank lending rates have settled since a peak in early October, signaling that financial markets are returning to normal.

Fixed minimum spreads between interest and lending rates buoy Chinese banking profits, but few believe those spreads will last forever.

India has lifted benchmark lending rates eight times in the past year, and is likely to do so again next week.

Credit markets also remained distressed, with bank lending rates rising and investors fleeing to the safety of Treasury bills.

For years, Beijing set a ceiling on deposit rates and a floor on lending rates, creating a spread of about 3 percentage points.

But banks do not want to lose the profits they make from the wide spread between government-controlled deposit and lending rates.

Overnight interbank lending rates have been moving higher and there is growing talk of another potential USD funding shortage.

Mr. Greenspan said rates on 30-year fixed-rate mortgages drove the housing boom, not the overnight lending rates the Fed controls.

They have also been cheered by the return of interbank lending rates to more normal levels, thanks to liquidity injections by central banks.

Ahead of the payback, euro-priced interbank lending rates hit their highest levels in over eight months on Friday.

The last time the central bank cut benchmark lending rates was February 2002.

Ultra-low lending rates, however, haven't done much lately to rev up the economy.

"Besides benchmark interest rates, we also put emphasis on managing the gap between deposit and lending rates" , Zhou said.

secondly, we reveal the factors which influence the folk lending rates, and try quantitative analysis using VAR model .

The spread between the Treasury bill rate and lending rates can change markedly.

Interbank lending rates continued their recent improvement, adding to the upbeat tone in the stock market.

Already, state-owned banks are charging many customers significantly more for loans than the central bank-set benchmark lending rates.

The nation's small firms are typically charged much higher lending rates than larger corporations or state-owned firms.

The cut in lending rates should help banks to revive credit, supporting the nascent recovery discernible in May's figures.

Interbank lending rates have come down and stabilized, but banks are not yet lending.

The composite interest rate and best lending rates are end-of-period figures.

Against market expectation, bank deposit and lending rates remained unchanged.

Because the big banks front-load much of the year's lending, a slowdown in their lending rates is naturally occurring.

Since late April, China's central bank has twice raised benchmark lending rates and bank reserve requirements.

Caps on banks' lending rates ensured that trapped savings were lent to the sovereign at below-market rates. .

Lending rates still are only around 6%, low for an economy expanding 14% in nominal terms, not taking into account inflation.

At that time, higher lending rates were still out of the question in the United States and Europe.

First, the central bank slowed the accumulation of non-performing loans by keeping lending rates low.

But deposit rates are still subject to a cap and lending rates to a floor.

A dearth of liquidity is affecting businesses through higher lending rates, with 55% paying above the benchmark in the first quarter.

Therefore it wants a substantial interest rate premium. That can be seen in the huge spikes in interbank lending rates.

Its action came a day after Mr Putin met business leaders and called for lower lending rates.

Low lending rates contribute to an excess demand for loans and thus the high share of investment in GDP.

The move prompted Commonwealth Bank of Australia to raise variable home-lending rates by 0. 45 of a percentage point.

Last month's cut in interest rates affected only lending rates, thus eroding net interest margins.

Most Chinese banks still rely on the spread between government-set deposit and lending rates for about 80 per cent of their income.

It is unlikely that lending rates or credit policies could be shifted without their input.

Domestic interest rates are high after 13 successive rises in the benchmark lending rates by the central bank.

Lending rates for the Personal Housing Accumulation Fund Loan will be cut by 0. 27 of a percentage point.

At the same time, lending rates are low and the stock market has been on the rise, spurring confidence among the expats and locals alike.

China, for example, this month reversed years of monetary tightening to cut lending rates and reserve requirements for smaller banks.

Official lending rates, already near zero, will likely fall further.

But to do so would require "a big raise in lending rates to state firms" , which may also cause non-performing loans to jump.

The central bank raised lending rates on August 19, the second hike in less than four months.

The plan comes in spite of findings that high inter-bank lending rates could not be fully explained by banks' lack of trust.

India has raised benchmark lending rates 13 times since March 2010 in an effort to tame inflation.

To combat slowing economic growth, the central bank has slashed key lending rates and the government has announced additional spending.

Interbank lending rates doubled, from very low levels.

Bank lending rates, regulated by government, are also kept low so that companies can borrow cheaply.

For the same reason, China also puts a floor on lending rates.

Beijing has been using home loans to test the reduction in minimum lending rates.

They can raise money more cheaply than smaller banks, notably in the financial markets, and can therefore offer keener lending rates.

In China, the central bank sets deposit rates below lending rates, mainly to allow banks a healthy net interest margin.

In this way, business loan and fund the gap between lending rates further.

China has raised benchmark lending rates by 100 basis points to 6. 31 per cent, but small businesses have seen steeper increases.

One-year lending rates are 7. 5 per cent but inflation is rampant, with consumer prices increasing 7 per cent year-on-year in January.

Lending rates are capped at 14% for state banks and 17% for private banks.

During the same time period, Mr. Bush's administration made several rapid adjustments to the government's prime lending rates.

The benchmark one-year borrowing and lending rates will rise 25 basis points to 6. 06%.

In China, bank lending rates are not expected to rise sharply.

Will higher lending rates in China force global rates higher?

Although the banks' prime lending rates, of 14. 5%, are the highest in eight years, they are still well below the peak of 25% in 1998.

Real deposit rates in China are now -2. 6 per cent, and real lending rates are barely positive.

The PBoC raised its 1-year benchmark lending rates by 18 bps to 7. 47%.

On March 18th, it raised its benchmark deposit and lending rates by precisely 0. 27 percentage points, to 2. 79% and 6. 39% respectively.

control over scale of bank credit (reserve ratio on deposits, central bank's lending rates, open market operations)

The Efficient Frontier of Portfolio in Different Borrowing and Lending Rates