lender

Yet isn't it a paradox that China is both a developing country and the developed world's potential lender of last resort?

Caja Castilla La Mancha, a small lender in central Spain, is so far the only Spanish institution that has needed rescuing.

Under current law, when a lender forgives part of a mortgage to help its customer stay afloat, that amount is treated as taxable income.

A year ago, British policymakers were still arguing about whether or not to nationalise Northern Rock, the failed mortgage lender.

The taxpayer has no exposure to CIT through the TLGP debt, possibly a reason why the lender has been left to struggle so long.

"The money lender lives in the community, " he said. "At least you can burn down his house. With these companies, it is loot and scoot. "

These concerns were at the heart of government reluctance to help CIT, in spite of its role as a lender to thousands of small US businesses.

The deal with South Africa's largest lender suggested Africa was no longer a curiosity but a potentially big source of profits.

Deutsche Bank's chief is to leave next year, ending his nine-year reign at the top of Germany's largest lender.

she worked for a village enterprise found , a micro - lender . he was a filmmaker.

It has no common treasury, no tax-raising powers, no joint bonds and no central bank acting as lender of last resort.

It is how much money you pay to your lender to be allowed to borrow the money. It is added to your monthly payments.

The move Sunday came as depositors continued to pull their money from the lender, mobbing branches in Kabul and other parts of the country.

In many American states, in contrast to Britain and Spain, a lender has no recourse to a defaulting homeowner's income or other assets.

a lender or potential equity partner would not accept such a premise, and, under any standards, such a claim would not be supportable.

In such an instance , the lender looks as much to the credit of the borrower as to the value of the property , to be sure of repayment .

A lender might just be forgiven for sitting out now if it comes back in a few years offering the same dollar at a better price.

China Development Bank, the policy lender, entered the fray with the purchase of a $3bn stake in Barclays of the UK a year ago.

He spent two years in the wilderness, which his friends dub "the dark period" , then resurfaced at Bank One, a troubled Chicago lender.

BBVA said it had not made a final decision on whether to increase its stake in China's seventh-largest lender by assets.

She refuses to call on the European Central Bank to be the lender of last resort to stop contagion in the bond markets.

Falling share prices this week shrank the size of a planned equity offering by the Bank of Communications, another lender.

I think they need to see what state the industry is in. Canada and the U. S. are coming in as the lender of last resort.

JBIC, a lender charged with helping Japanese firms doing business abroad, would be the first foreign-government entity to take such a step.

The bank, the third-largest listed lender on the mainland stockmarket, said it hoped to complete the long-awaited stock offering this month.

The Panic galvanized the big bankers to put on a concerted putsch for a Lender of Last Resort in the shape of a central bank.

Christopher Flowers, a specialist in bank buy-outs, did just that, splashing out on a small Missouri lender and rebranding it Flowers Bank.

The Chongqing lender is one of a dozen urban commercial banks that have attracted foreign capital in recent years.

The bank is China's third-largest lender by assets after ICBC and China Construction Bank, and is the country's largest rural lender.

Some claim they never knew they were foreclosed on or tell me that they have worked something out with their lender.

Cerberus owns Chrysler, while J. P. Morgan is one of the largest holders of Chrysler bank debt and a key lender for GM.

One percent of the total principal of a loan, paid up front to the lender and considered separately from the interest.

But when the mortgage lender showed me our joint credit report, I saw that Clarissa had a couple of thousand dollars on her own card.

Mr Wang said the stake in the lender would give China Mobile a bigger share of eventual profits from lucrative mobile payments.

and is an international lender of last resort. Many analysts say the IMF is at the core of the problem.

Secured debt is backed by the borrower's assets and normally puts the lender at the front of the line for repayment.

However, senior bankers said such a facility would only be made available to another US institution, rather than an international lender.

If it is not specified , the lender or your mortgage broker will be able to advise you .

The Bank of Spain put CajaSur, a lender based in Cordoba, under a provisional administrator two days ago.

China Development Bank, a major state-owned lender, said it had cancelled a bill issuance scheduled for Friday.

The bank must first contact the customer to get permission to pass their information along to the other lender.

CDB already owns a stake in Barclays Bank and is in the process of transforming itself into a commercial lender.

Hypo Real Estate was Germany's largest property lender: it is hard to think of a duller but more profitable dominant position.

In unusual cases , the lender may require you to sign for loans personally , in which case your personal financial situation will matter .

A lender reviewing a feasibility study should be able to conclude that the risk of financing the project is acceptable.

A contract for loan of money between natural persons becomes effective at the time the lender makes the loan amount available.

The focus of the investigation is the "preferred lender" lists that financial-aid officials compile to help students choose loan providers.

It will soon have the necessary firepower to act credibly both as a lender in a crisis and a provider of insurance against one.

However, under fixed XR, a bank run turns into a currency run if the Central Bank acts as a lender of last resort.

In none of these was a lender of last resort effectively present.

This type of modification does not beg for a lender's permission but is delivered as an ultimatum: Force me out if you can.

Nor is it likely that the IMF will be allowed to turn itself into a true global lender of last resort.

As the U. S. recession deepens, pawn brokers -- long seen as a lender of last resort -- are noting a rise in business.

This is when the bank or other lender takes possession of the building because the buyer can't meet payments for a period of time .

And Mr Curl's reputation still suffers from his earlier role in negotiating the acquisitions of Merrill and Countrywide, a mortgage lender.

If the customer approves, the loan processing department inputs their information into a Web application for the sub-prime lender.

Royal Bank of Scotland, the UK-based lender, is to double its headcount in Asia-Pacific over the next three years.

Industrial and Commercial Bank of China, the world's largest lender by market capitalisation, is now the biggest by deposits as well.

Standard Chartered , an emerging-markets lender, announced record profits for the quarter thanks to its wholesale division.

Contagion between sovereign bond markets can only be stopped if there is a central bank willing to be lender of last resort.

It also provides that any loan made by an unlicensed money lender shall not be recoverable by court action.

CIT Group, the small-business lender that lost its way in an ill-timed foray into subprime, is a perfect example of those quick reflexes.

Draghi expressed strong resistance to the ECB being used as a lender of last resort, insisting that it was not its remit.

It is hard for me to see this as anything other than a lender bailout.

Nationalized bank Hypo Real Estate was the only German lender to fail the stress test.

Under the leadership of Jamie Dimon, the bank has rescued Bear Stearns on Wall Street and Washington Mutual, a mortgage lender.

Intermediation: Process whereby a financial institution interposes its names and trustworthiness between a lender and a borrower.

The Borrower shall immediately notify the Lender in writing of any change of name, address and occupation.

Other relevant information that the lender may consider necessary to be provided.

Collateralised lending offers a degree of protection to the individual lender, but it has some unfortunate systemic effects.

At least Bank of Ireland, the country's biggest lender, has enough capital to meet its new requirement.

During the current financial crisis, Seattle-based lender Washington Mutual became the biggest bank to fail in the U. S. history.

The only reasonable objection to a lender of last resort role for the ECB is moral hazard.

BOC was the most international of the country's state-controlled banks, as well as its main foreign exchange lender.

The borrower issues a mortgage , and is known as a mortgage , while the lender is known as the mortgage .

Likewise the commission has sounded tough on Dexia, a Franco-Belgian lender, demanding that it come up with a plan early next year.

The Chinese lender is not seeking control, and while Barclays should be wary of the reputational risks, those are a matter for its board.

Over many decades and especially in this financial crisis, the Fed has used its balance sheet to be a classic lender of last resort.

A lender of last resort provides liquidity in a crisis to banks (and to the market as a whole) when there is no alternative.

Every lender must be required to meet the highest standards of ethical behavior, with recourse if they do not perform.

Locking into a 30-year loan means you'll pay the same amount in years to come with dollars that are worth less to the lender.

Without clear fundamentals and a credible lender of last resort, Europe's financial markets are buffeted by waves of self-fulfilling panic.

EXAMPLE: If the Fund is to be the lender of last resort to countries in difficulty, it needs to be confident of being repaid.

Only Latvia has a big locally owned bank, Parex, but it has been a relatively cautious lender.

You could be a long-term borrower at fixed rates, instead of a long-term lender.

The bank last November acquired a 20 per cent stake in Guangdong Development Bank, the southern China lender.

There is one notion here, however, on which most economists might agree: the Fed's role as the lender of last resort.

A credit check can be conducted on a person to verify their previous borrowing history and see if they are a good risk for a lender.

to ensure that the lender the right to information on important matters or recognized the right of the borrower's commitment to the terms.

It also said earnings expectations are "on track" from its September purchase of the banking units of failed lender Washington Mutual Inc.

So much for the home turf: Bank of China's woes are heightened by its role as the country's most externally focused lender.

Under such a dire threat, no sane lender would consider offering money on bearable terms.

Royal Bank of Scotland (RBS), the biggest property lender, is in an especially peculiar position.

"The trust companies were the lender of last resort, which is why it's so serious for that tap to be turned off, " says Mr Gallimore.

The stake is being offered by the founding family of the mid-sized lender, say people close to the sale.

The parties agree that this sum is a debt owed by Borrower to Lender.

When one's back is against the financial wall, people have been defaulting on their mortgages and letting the home default to the lender.

China Development Bank, a state - banked Chinese policy lender, is an investor .

a mid-sized lender that in recent years has built a strong franchise and reputation for quality service.

Currently, the weight of each government's vote is based on the amount of money it provides to the international lender.

Is there any other solution other than the European Central Bank becoming the lender of last resort?

Accurate replacement cost data can ensure the insurer, lender and owner are adequately protected in event of a casualty .

The experience of taking out a Bank of China mortgage will not be quite the same as that offered by the traditional UK lender.

HSBC allegedly coached one Iranian bank on how to avoid setting off alarms at HSBC when routing transactions through the British lender.

Concerns over risky investments come as the US and some other ADB shareholders have pushed for an overhaul of the Manila-based lender.

The central bank should also serve as as a lender of last resort to the money market.

As I said in the previous post, there is a lender for every borrower.

Cardholders may not think about it, but they borrow money from a bank or other lender each time they charge something.

"Copyright Security Agreement" means the Copyright Security Agreement by the Borrower in favor of the Lender of even date herewith.

Many objections are raised against the idea that the ECB should act as a lender of last resort in government bond markets.

He (eventually) took the bold step of nationalising Northern Rock, the mortgage lender that was the canary in the banking coal mine.

Prices will remain far below "bubble" levels, of course, but for every seller (or lender) hurt by this there will be a buyer who benefits.

If BofA fails to satisfy the Federal Reserve Board, the lender will have to issue additional common shares, diluting its per-share earnings.

Any effort by the ECB to be the lender of last resort that members need will start a firestorm of protest.

As such it would act as the lender of last resort only to the eurozone banking system, not to sovereigns.

Once, monks, in this very Rajagaha, Suppabuddha the leper was the son of a rich money-lender.

Prosper's principal business is as an online peer-to-peer lender, matching up individual borrowers and lenders.

In witness whereof and acknowledging acceptance and agreement of the foregoing , Borrower and Lender affix their signatures hereto.

Interest is rent paid to the lender for the privilege of using the money for a specific period of time.

Lender in the morning could be a borrower at midday and a lender again before the close of business.

But there is no escaping the rough embrace of the US government, which is now Citi's biggest investor and lender of last resort.

The U. S. government has stepped in as lender and spender of last resort, but its deep pockets are not bottomless.

Asia may well emerge as the world's largest producer, capital lender, and capital borrower, as well as the world's largest consumer market.

It really revolves around investors concerned about whether the ECB will act as the true lender of last resort.

Founded in 1694, it has centuries of experience in dealing with financial troubles, not least in acting as a lender of last resort.

They estimated they would save $360 a month. But their lender said they were a bad credit risk. The couple, both 48, are self-employed.

because they are quick to arrange and put a lender closer to the front of the repayment queue if the borrower runs into trouble.

Just like a bank loan, though, you need to have good credit and prove your ability to repay the lender.

As one of the three basic factors of financial safety net, lender of last resort can play an important role in dealing with financial risks.

Moreover, the ECB remains adamant that it cannot intervene as the lender of last resort to euro-zone sovereigns.

Instead, they indulge in the fantasy that everybody can be a lender, simultaneously.

As a user (lender, investor) of CC's financial statements, how would you prefer they account for extended warranty contracts? Why?

The Irish government recently dared to force holders of subordinated debt of Anglo Irish Bank, its worst lender, to take a haircut.

The MBS purchases are significant; for the first time they turn the Fed into a direct lender to consumers.

But when a recession or financial blow-up beckoned, it slashed rates and acted as a lender of last resort.

Lender of last resort policy involves temporarily expanding liquidity and then returning to the price path consistent with price stability.

Acting as lender of last resort, the Austrian central bank increased the money supply by 20% virtually overnight.

Frey approached his lender, a "huge" national bank which he declined to name, for a $250, 000 credit extension.

The ECB has responded as a lender of last resort to the banking system, expanding and extending its liquidity lines for banks.

Many of those advocating the ECB be the lender of last resort do not offer a quid pro quo.

In effect, he turned the ECB into a lender of last resort for governments.

One such is factoring, in which a company sells its invoices to a specialist lender at a discount to face value.

The European Central Bank (ECB) rejects the idea of acting as a lender of last resort to embattled, but solvent, governments.

And if the government were to nationalize one large lender, shareholders would likely lose confidence in other marginal banks.

Accredited, a subprime lender, said this week it would stop taking loan applications and let more than half its workforce go.

Every time you apply for credit, whether it is for a home loan, car loan or mobile phone account, the lender will check your credit rating.

Urge the European Central Bank (ECB) to be lender of last resort to vulnerable sovereigns like Italy?

The credit card lender's total provisions for credit losses jumped 48 percent from a year earlier, to $1. 27 billion.

Submitting mortgage quotes for secured car loan helps get an idea of the lender and his offerings.

If you're considering a loan with 'low monthly payments, ' ask the lender what the finance charge is as an annual percentage rate.

It is not necessary, because the Federal Reserve is able to manage illiquidity through its many lender-of-last resort operations.

The cost paid by a borrower to a lender over a period of time, often calculated annually.

In many states, the lender sets the minimum bid, and takes possession of the property only if no one bids more.

Shares in Greek lender Alpha Bank fell 2. 2% as losses on bad loans continued to increase and profit fell 62%.

"We're very pleased with how things are going, " says McKinnon, a veteran banker who joined RockBridge from another small Georgia lender.

But he makes clear that the ECB will not act as a "lender of last resort" to governments.

This law allows a lender possesses a statement indicating that the borrower has been accepted for enrollment at a specific school.

On Monday the Bundesbank's president questioned the right of the ECB to act as a lender of last resort.

If a borrower defaults on a loan, the lender can sell the collateral and use the proceeds to make up for its losses on the loan.

The Grameen Bank, a microfinance lender and community development bank started in Bangladesh, works to eradicate poverty worldwide.

Huaxia will certainly not be the last Chinese lender to raise capital.

Credit LimitThe maximum amount of credit a bank or other lender will extend to customers on a single credit card.

Diamond, 59, will become deputy CEO next month before Varley steps down at the end of March, the lender said in a statement today.

But a lender so reliant on money-market funding would probably have struggled anywhere.

Striking the right balance between being a credible lender of last resort and an effective policy policeman is hard.

It acquired the 1. 3 per cent stake for $500m in 2005, a year before it advised on the stock market listing of the mainland lender.

This provides the case for such a crisis lender.

Credit procurement was difficult if the lender worried about repayment in the event of the borrower's death or infirmity.

The rich rule over the poor, and the borrower is servant to the lender.

The EU lacks a lender of last resort, an institution with virtually unlimited resources to guarantee the survival of the euro.

This is not a good time to be looking for a sponsor to name a new stadium or for a lender to finance it.

I never thought things would come to this: he, a money lender, borrowing money from me.

The borrower shall as contracted regularly provide such materials as financial and accounting statements to the lender.

The lender shall establish and improve its internal credit approval authority and authority delegation mechanism.

It is now a financial holding company whose regulator and lender of last resort is the Federal Reserve.

Kings could default, or pay in devalued coin, and there was nothing the angry lender could do about it.

The borrower either pays back the money with interest , or the lender for closes " forecloses " - taking back the house.

The lender's move from its City of London headquarters to Canary Wharf in 2002 was a tiny step back east.

It may even prompt a larger rival lender to make a takeover bid for the entire bank.

Too many high risk loans were blamed for the failure of the nation (nation's) second largest subprime lender.

Much of the dud stuff comes from Anglo Irish Bank, a rogue lender that the government now plans to break up.

The ECB must also act as a lender of last resort and provide liquidity to support eastern European currencies.

On October 7th it approved more aid for Germany's WestLB to enable the lender to set up a bad bank.

In Denmark the central bank felt obliged to bail out a small lender on September 22nd.

Currency trading in the renminbi wasalready possible at other banks, but the move by a state-owned lender signals ashift in official policy.

The lender will solely rely on borrower's cash-flow generated by the project (business) for the repayment.

The lender of money on bottomry or respeondentia has an insurable interest in respect of the loan.

I. The contract shall go into effect as of the date of authorized signatures or seals of the Borrower, Lender and Guarantor.

With the consent of the lender, the borrowers may repay the principal and interest of the loans ahead of schedule.

Just this week, a Tudor mansion in Bel-Air belonging to film star Nicolas Cage was in foreclosure auction and reverted to the lender.

The central bank, as the lender of last resort, and its monetary policy can also affect liquidity management.

Barclays has now shown there is an alternative approach: persuade a Chinese bank to invest in a UK lender instead.

Officials are now working on a rescue package for CIT, a liquidity-crunched lender to small and middling companies.

A related argument warns that the legislation threatens to politicize lender-of-last-resort decisions.

The central bank, as lender of last resort, is the ultimate guarantor of this collective good.

In 1991, Congress was considering bills to limit lender liability, and EPA released a regulatory proposal along the same lines.

State Bank of India, India's largest lender, is a tenth of the size of China's biggest, measured by profits.

But their lender said they were a bad credit risk.

"Commitment" means the Lender's commitment to make Advances to or for the Borrower's account pursuant to Article II.

Interest is a reward which is paid by the borrower to the lender for a loan. It always coexists with credit.

FDIC is wary of granting CIT access to its debt program partly because it is not satisfied with the lender's collateral, the source said.

Well over a third of loans were not being repaid and virtually every lender was technically insolvent.

The trouble is, however, that there is no credible lender of last resort in the eurozone.

This was so feeble that, as Kindleberger says, it marked the end of Britain as a lender of last resort.

The borrower either pays back the money with interest or the lender " forecloses " - taking back the house.

NEW YORK (Reuters) - A credit score can tell a lender a lot about a prospective borrower, but so can the borrower's looks, a new study says.

RBS is a giant lender, with 62% of its income generated in the U. K.

THE HOST: 'Neither a borrower or a lender be' says a father to his son in William Shakespeare's famous play, Hamlet.

Critics have attacked the ECB for failing to step in as a lender of last resort for troubled countries.

The Fed lends at its discount window in its capacity as a lender of last resort.

In essence, it will switch the Fed from being a massive lender to being a massive borrower, draining the system of cash in the process.

ADB policymakers are concerned about China's growing status as a lender, said an ADB official.

In 2006 yet another middle-market lender emerged, Churchill Financial, and its founder had worked at too many places to count.

In this particular instance , the seller is also the lender of the last resort .

Aiming to realize the win-win of house purchaser, lender and insurer, this thesis innovates on mortgage insurance product.

In the US, the lender Capital One built its business on rich consumer profiling through tracking buying habits and credit scoring.

Without the Lender's written consent, the Borrower must not to transfer any rights and obligations under the contract to the third party.

This gives the investor numerous ways to creatively negotiate with the lender on a purchase price.

Seeing the analogy, his Fed has responded to the subprime crisis with aggressive lender-of-last-resort operations.

REO just means the lender reclaims the property and establishes control over it to minimize its losses.

A company's top bank lender could also be a key bondholder.

Last week Washington Mutual, a thrift saddled with rotten mortgages, became the largest-ever American lender to fail.

Hypo Real Estate, the German property lender in the process of being nationalised, has the lowest rating at BBB.

The Federal Reserve then extended its lender-of-last-resort support to systemically important broker-dealers.

Finally, earlier this year the mansion was returned to the lender and placed on the market.

Once you've picked a lender, hire a commercial real estate attorney who has experience negotiating the type of loan you're seeking.

You want the ECB to have that lender of last resort status?

But they will be more focused on developing their own business rather than buying into a Chinese lender.

HSBC was the largest lender with $17bn of outstanding borrowings.

Another option is confiscating properties or businesses bought or built by bank insiders with loans from the lender.

Already, Bank of America has snapped up a $2 billion stake in Countrywide, a troubled mortgage lender.

One major lender lost more than a billion and a half dollars in the second quarter.

The largest private student lender, Sallie Mae, rushed last week to settle with New York's attorney-general.

It will be a logistical challenge, all the more so since BofA is in the middle of digesting Countrywide, a big mortgage lender.

III. The Borrower shall pledge the legality and truth of relevant documentation provided to the Lender.

Bankruptcy marks you as a bad risk for every potential lender.

Consciously acknowledge the right of the Lender to investigate, know and supervise the use of loan under this Contract.

But when Northern Rock, an apparently solvent mortgage bank, applied for lender-of-last-resort support, it forced a U-turn.

Instead we have the European financial stability facility, a curious off-balance sheet lender of last resort.

where your lender can even consolidate your loan, or take your loan, put it into fix rate, at low fees to do that.

If you're a first-time buyer, start the process by shopping around for a lender and applying to get pre-approved for a home loan.

The key one is the presence and performance of a lender of last resort.

The Lender should notify the Borrower of the transfer of creditor's right to the third party.

An $800m portfolio of European hotels has also been handed to its lender.

Another, integrating the acquisitions of Countrywide, a mortgage lender, and Merrill, remains unattained.

National Bank of Greece SA, the country's biggest lender, will pass stress tests, chairman Vassilios T. Rapanos said this week.

If the rent amount falls below the monthly mortgage payment on the home, the lender would absorb the loss, he says.

Greece's four biggest banks on Sunday stepped in to rescue a small lender and avert a run on the country's fragile banking system.

The drop was in line with expectations but the nation's biggest lender also predicted growing losses from bad loans.

As this excellent Bloomberg postmortem notes, by June 2008, RBS had become Europe's largest lender.