lower than

Total real returns are likely to average 2-3% annually over the next decade, much lower than investors seem to be expecting.

The recent surge in sugar prices comes after a bad harvest, that of corn after official warnings of a lower-than-expected crop.

Warren Buffett now says his overall tax rate is lower than that of his secretary; one of many examples of this outrage.

In the Bohai Sea, the wind speed forecasted by mesoscale system model is usually lower than the real one.

However, Li Xianming at Ping An Securities in Shenzhen said the first-day close had been lower than seemed likely a few weeks ago.

Chinese exports in January were 18% lower than they had been a year earlier.

An increase in joblessness, leading to higher benefit payments, is not the cause: the unemployment rate is lower than it was a year ago.

Mortgage lending is still profitable, yet in June it was 3% lower than a year earlier, while net consumer borrowing fell for a second month.

Mr. Zindler said the upward momentum had halted, and that total investment this year was likely to be lower than last.

But so far, the total number of smartphone users is still far lower than Facebook's 400 million people.

He said the region from Portland, Maine, to Washington was running only 10 vehicles lower than last November.

It is a bit lower than I expected. But I can accept that. What are the working hours?

And the probability of any one of them is only a little lower than the probability of the lowest energy.

"The cost per revenue dollar of online ad systems is so much lower than" for offline advertising, he said.

Place the indicated layer lower than the basic stones'layer and blur it out with Filter -Blur -Gaussian Blur.

In Beijing, hotel bookings in August 2008 were 39% lower than they had been a year earlier.

In other words, the probability of any one of these states is a little bit lower than this state.

He said he worries that a lower-than-expected inflation reading in March will delay a needed increase in interest rates.

7You have made him a little lower than the angels; You have crowned him with glory and honor, [ a] And set him over the works of Your hands.

and this pyramid he made forty feet lower than the other as regards size, building it close to the great pyramid.

Turkey is a developed country with a per capita GNP just a little lower than Australia.

Steep declines in most of the second half of 2008 mean that the American index is still more than 20% lower than a year earlier.

On an annual basis, house prices in Scotland are now only 1% lower than they were a year ago, but they are 8% down in Northern Ireland.

And, the ceiling may have been a bit lower than normal because it felt like it was pressing down on me.

For thou hast made him a little lower than the angels, and hast crowned him with glory and honour.

If you make money with money, as some of my super-rich friends do, your percentage may be a bit lower than mine.

For you have made him only a little lower than the gods, crowning him with glory and honour.

The inflation figure the Argentines reported for January was one-third lower than independent analysts reckoned it should be.

Yet most individual Chinese have never been rich: per-capita income has always been lower than the world average.

Moisture will cause the surface resistivity measurements to be lower than normal.

Comparable to that of the UK overall and indeed lower than for the Chinese population overall, but I still don, t know what that means.

China does, however, recognise that the rate of growth may have to be a little lower than in the past.

GDP in the developed world is still lower than it was at the beginning of 2008, before the crisis really kicked in.

Note that with a single Domino partition, the CPU usage is noticeably lower than with two or four partitions.

So all the, both of the partial pressures and the total pressure are going to go lower than indicated here.

Meanwhile, after DCCA protease two-steps procedures treatment, the surface roughness was lower than single protease treatment.

A repetition rate, or operating frequency, lower than that allowed by the switching times is often specified for a relay.

The set-up costs would not be huge; the bulk of them would be capital, which could be returned if the uptake was lower than expected.

Her score was two hundred ninety-five. She was the first female golfer to score lower than three hundred in a seventy-two hole tournament.

the ratio scope of any of the above drugs does not exceed or be lower than 85 percent of specific gravity of the drug.

Inflation has been held down by those cheap imports, enabling the Bank to keep interest rates lower than would otherwise have been the case.

Bonds yields continue to trade lower than historical comparisons when accounting for growth expectations, he said.

Finally, out of the price of consensus can be higher than the menu may also be lower than the menu.

Jeremy says in the text that the geometric return is always lower than the arithmetic return unless all the numbers are the same.

Hingis doesn't mind talk of her rivals. "So long as they're lower than me, I'm fine, " she said.

The new sorbent was able to decrease copper concentration to a limit lower than the limit permitted by the environmental regulations.

Financial advisory body of experts in France said the French people's confidence this month was significantly lower than the period average.

Two of the pine boxes sailed lower than the rest and began to sink slowly into the black sea.

There is no question that in euphoric times the cost of capital was lower than it would be with this approach.

And with the cost of these tools being substantially lower than the bribe demanded.

An unusual (higher or lower than normal) amount of a substance can be a sign of disease in the organ or tissue that produces it.

You cannot pick and choose in this grocery store, but the price is usually lower than in a supermarket.

As a consequence, evaporation losses from a double-deck roof are lower than for any other type of floating roof.

Globally, consumers are coming back to PCs, but they are doing so at prices as much as one-fifth lower than even a year ago, analysts say.

After a few iterations, our fear level was actually lower than how we used to feel after a staged release.

However, the overall levels of BPA concentration were lower than those from another study looking at men in the general population.

As the result of price controls, coal and electricity have been sold at low price, and coal price is lower than that of electricity.

These companies--though they occasionally post lower-than-expected growth or weak earnings--have delivered over the long haul.

People with MS tend to have lower than normal blood levels of vitamin D compared with the general population.

With traditional aqua regia decomposition of roasted ore samples, the measurement result is usually lower than the true one.

Casualties from the storm were far lower than anticipated, but the financial cost of the hurricane is expected to be high.

But even if numbers are lower than experience suggests, this still begs the question of why anybody should choose to eat their own snot.

if real GDP is less than nominal GD in a given year, the value of the GDP deflator must be lower than in the base period.

However, the company still relies on advertisers for over 40% of its revenues, and online advertising rates are lower than those in print.

Where the rate of weight of nuclear source material in a mixed compound, solution or alloy is lower than five-ten thousandths .

According to the World Bank, the dollar value of trade is about a third lower than it was a year ago.

Weber has already said he would prefer the overnight deposit rate to go no lower than 0. 5 percent.

The cost of virtual experimentation is much lower than the cost of experimentation with a real system.

The audience figures were lower than average for this sort of film.

Another common problem is the usability of the proposed solutions, which is usually lower than for generic solutions.

And all this has been realised for a cost 20 per cent lower than that of a standard sports hall.

As one analyst put it, coldly: "It signals that the cost of labour is no longer lower than the cost of capital. "

No more do I have to make myself lower than you, and become your fan to interact with your page, I just have to like it.

Over the next five years or more Chinese economic growth will necessarily be lower than growth in Chinese consumption.

The organizers said the number of injuries was lower than usual.

Seeding progress slow means of American cotton eventually planted area may be lower than expected.

that is to say, a being who has not even a place in the social ladder, since he is lower than the very lowest rung.

The key thing that everyone shares is a need to keep that spending lower than what you earn over the long haul.

Moreover, the heat transfer coefficients for additional surface were even three times lower than those of the bundle.

The policy rates at all the other Asian central banks are up to 50bp lower than the model suggests is appropriate.

Output pressure must be lower than the input pressure - basically do not value it with the input pressure change.

If your return is lower than your cost of capital, your business is likely to be in trouble.

At the same time the price tag on gathering genetic data is now much lower than it used to be.

The price of a commodity wholesale price is much lower than the retailers, wholesalers, thanks to a large number of . . .

A man's voice is usually lower than a woman's.

Besides, the average contribution rate and fuel rate to the economic growth of the processing trade is lower than the general trade'.

Whoever looks down on me, they're lower than I am.

Copper stores are about 10% lower than they were a year ago.

Even if the hydrogen is produced using natural gas, the emissions of the car are many times lower than those of a petrol-hybrid model.

But lower than the long term, solid-state lighting will outweigh the advantages of LED with the cost difference between the CFL.

Its value is lower than would have been the case for an alternative "core" eurozone of fewer countries, making exports more competitive.

Besides, simulation results prove that this algorithm can construct a multicast tree whose cost is lower than CDKS.

The fewest deaths were among the group who regularly ate fish , even at levels far lower than those of the Japanese or Eskimos.

The outlet hose must also be at least 100 mm lower than the appliance outlet (see drawing "drain connection" ).

But outlays on health care and education, as a proportion of total spending, remain lower than they were a decade ago.

An intelligent return to simplicity , there is no escape from our descent to a state lower than brutality .

Qu Hongbin, an economist at HSBC, forecasts that exports in the first quarter could be 19% lower than a year ago.

The result of simulation shows that the security of decentralized system is much lower than centralized system in ag. . .

That would be lower than recent overnight borrowing rates of more than 5% for many issuers during the worst days of the credit crunch.

The completion rate is lower than for almost any other wealthy country, and worst for poor and minority students.

It is at least more than ten degrees lower than the temperature outside.

meanwhile, as the cost of composite resin bamboo fiber is lower than that of high fiber paper, the cost can be saved.

While I lay inside the fMRI tube, I viewed a card face down and tried to guess whether it was higher or lower than a five.

Unfortunately, some of the main nuclear stations have been working at much lower than predicted rates.

The figure was much lower than expected, but was not seen as a sign of a sudden, sharp improvement in the labor market.

U. S. financial stocks, at the epicenter of the crisis, remain nearly a third lower than where they were two years ago.

Re-infection is possible among people in developed countries, but the rates are lower than those occurring in high-risk areas.

For a start, the number of small investors is probably much lower than implied by the figures for trading accounts.

(Expected response times which are lower than the service goal are considered to be negative values for purposes of this calculation).

Taxes are a big driver (yes, the U. S. is still lower than some countries), but security and peace-of mind also play a role.

Garfield: Louis, this is a little bit lower than I expected. If I didn't have a box over my head, I'd be humiliated.

Wages are lower than they've been in a decade, at a time when the costs of health care and college have never been higher.

Because the atmosphere is so tiny, the surface temperature on Mars is much lower than on Earth.

The number of chloroplast and chlorophyll content in the dodecaploid are more than hexaploid, stomatal density are lower than hexaploid.

If there are elders sitting, you from before him passed, must bow body to walk, head should be lower than his head.

Most of the majors' big projects are designed to break even at prices substantially lower than the current cost of crude.

Forecast for the year 2009, WACKER still think sales and operationsnge will be significantly lower than a year earlier.

The new data imply that the degree of such undervaluation is far lower than some analysts had suggested, which ought to mute China-bashing.

the standard wage paid by an employing unit to an employee shall not be lower than the minimum wage.

Although it was lower than the $2. 4bn result achieved a year ago, it beat analysts' consensus forecast of a $0. 30 a share profit.

Brand consciousness is high, at least in the big cities, but brand loyalty is much lower than in the west.

The minimum heartbeat interval must be set to a value lower than for the maximum heartbeat interval .

The total score and factor scores in students of training major were obviously lower than other three majors of college students.

Public bodies may be left even more out of pocket if receipts from the sale of land and buildings after the games are lower than expected.

The economy's potential growth will be lower than before, and with it growth in the tax base.

The temperature of lake shore was degrees lower than downtown, so I felt cold. I wanted to go back, but I kept on going southward.

The number was still lower than it had been in 1982 or 1992, but Gioia concluded that the downward spiral seemed to have ended.

After comparing a few randomly selected books, it looks like Google's prices are often lower than Amazon's (AMZN).

I now knew why his price was lower than any other worker I could find in the local newspaper.

Market concerns, even if it is slightly lower than expected performance and price are likely to bring more substantial price fluctuations.

"Those who behave with Internet addiction tendencies will have a lower than those without, " he said.

The quality of our products is better than strengthen porcelain and lower than bone porcelain .

that the consumption of timber shall be lower than the growth, the State shall impose strict controls over the annual forest cutting volume.

The computing complexity and computing time of this algorithm is lower than that of existed algorithms.

the surface temperature of the blade of the cutting knife is maintained lower than 40 DEG C.

Bates' percentage increase in tuition and fees over the last three academic years is lower than that of more than 800 other institutions.

The rate of industrial water reuse was high, yet the rate of urban reclaimed water recycling was apparently lower than developed country.

The qualified rates of total numbers of colony and total coli group in rainy season were all lower than those in dry season(P01).

That would cause further alignments to have a score lower than you could get by "resetting" with two zero-length strings.

If a link will be placed on an inner page, which INNER PR is lower than PR7, a link like this will NOT be accepted.

If I show you a offer lower than yours , would you be able to conclude transaction at that price ?

If I show you an offer lower than yours, would you be able to conclude transaction at that price?

Rolls-Royce has said only that underlying pre-tax profit growth should be slightly lower than the 4-5% it had signalled last summer.

If the SCL value for a message is lower than the SCL delete threshold value , the Content Filter agent does not delete the message .

He predicted factory output growth in 2012 would be 1-2 percentage points lower than this year, but did not elaborate.

cost of an item in the inventory is lower than its cost, the use of the lower of cost or market rule provides two advantages. . .

The personnel, whose vision correction shall not be lower than 1. 0 and not be color-blind, should be tested once a year.

In the three days around the date of an eclipse, three of the four stock indices exhibited lower-than-average returns.

The level of completed property sales in the three months to April was a third lower than a year earlier, after 12 months of contraction.

So it seemed sensible enough to borrow in the same currency; Swiss interest rates were, after all, lower than those in Austria.

Still, the target is lower than it was in the previous plan, suggesting that the pattern of growth now matters as much as the speed.

Quantitative analysis results showed that the maximal ammonia volatilization was lower than 0. 5% of the total nitrogen of influent in SSF.

To claim that a product is "reduced fat" the amount of fat must be at least 30% lower than standard products.

Different storage time, the tuna soaked by the antioxidant content of histamine was significantly lower than untreated.

Conclusion Score of self-concept of school-age children with asthma was lower than national norm.

but gains the profit actually by far is lower than these enterprises, is at the inferiority position in the competition.

IQ tests at the turn of the century used to show that the IQ of East Europeans was lower than that of the native Americans.

Given the scale of the downturn, the recovery is modest: GDP was still 4. 1% lower than a year earlier.

Overall, it is in external balance and its combined public debt, as a percentage of gross domestic product, is lower than the US.

CONCLUSION: The mental health status of the health school students is lower than that of common group, and a. . .

In the passing month, it was usual to be seen that selling price lower than manufacturer's price in Shenyang steel market.

From a global perspective, the global average consumption rate is 61%, but that of China is lower than 40%.

And similarly, 20 articles per month is lower than I would have expected at launch.

The number of fulltime internal auditors shall generally not be lower than 0. 5% of the number of employees of the company.

"Our pay hasn't gone up in two years, and it's much lower than at most other mines, " says Lister Mulambo, 26.

Chinese demographers have been arguing that the fertility rate actually is considerably lower than official claims suggest.

Boys have scored lower than girls on tests in the National Assessment of Educational Progress since at least 1971.

Comment: A man haggling over every ounce will get little. The sea is lower than all the other rivers. That's why it becomes a sea.

Long-term users of several other types of nonsteroidal anti-inflammatory drugs (NSAIDs) also had a lower than expected risk of Alzheimer's.

And with prices far lower than for standard laptops, Microsoft has already seen an erosion in the average price it gets for Windows.

and a second junction region disposed below the trench, said second junction layer being lower than the first junction region.

Any rate much lower than one problem per two weeks is probably not high enough to achieve a rewarding training effect.

AT high temperATures, the density of a polymer is considerably lower than AT room temperATure, provided the pressure is the same.

The dollar's yield will continue to look unattractive, since American interest rates are likely to remain lower than most ( bar Japan's).

As it is, the rate of unemployment has seldom, in the past few decades, been much lower than it has been recently.

Results The infants birth body length of exposure group is significantly lower than that of control group by t test.

That is far lower than the 40% it had been told to expect by the banks that are shovelling loans into it.

You may be able to purchase a home at a lower-than-market-value price.

Xiamen launched the purchase of its municipal pork reserve Monday, with a price lower than the market price.

The average maturity of its debt is around eight years and its gross funding requirement in 2010 should be lower than this year.

Because scleral outflow was measured to be lower than the outflow facility, trabecular outflow appears to be increased by prostaglandins.

In the paper, NASA points out that the 2009 average temperatures were a small fraction of a degree lower than 2005, the warmest on record.

Ms. Ward puts Germany in fifth place, and on its heels in sixth, the U. K. , both one slot lower than today.

That figure has ticked up since Barack Obama became president, but it is still lower than in the rest of Europe.

Check the air pressure on your tires and inflate any that are lower than the pressure recommended in the owner's manual.

At this point, according to Federal Reserve estimates, manufacturing capacity is almost 5 percent lower than it was in December 2007.

Frank Lucas: My company sells a product thats better than the competition at a price thats lower than the competition.

At this time the Suns gravitational force partially offsets the Moons gravitational force causing lower than normal tides called neap tides.

The herbage had the highest species richness in park green belts, shrub species secondly, the arbor was a little lower than shrub.

Most striking is the plunge in copper imports - 13 per cent lower than a year ago in dollar terms and 20 per cent lower in volume.

Based on metal production and leftover, current efficiency is not lower than 86% which is approaching that of commercial cells.

And on a per-capita basis, the Commerce Department said Thursday, output remains 3% lower than it was at the end of 2007.

These were only marginally increased over Qing tax rates, and were far lower than they would be under subsequent governments.

Moreover, NTM has flavor enhancing properties. The relative cost of NTM is much lower than sucrose or APM at sweetness equivalence.

In the front 72 hole's competitions, the Villar gas and Garcia split out 273 poles to be lower than the standard bar 7 pole's result.

Transaction costs are also likely to be lower than those for traditional payment systems, though they are not zero.

And although CDS spreads are rising, they remain lower than they were before the bail-out of Greece was announced.

This year has been even worse, thanks to the recession: in the third quarter it was 18% lower than a year earlier.

Under cold imbibition stress condition, the germinating characteristic and physiological-biochemical data was lower than contrast obviously.

Incidence of Aspergillus spp. and CMV pneumonia is lower than previously reported, probably due to the spread of universal prophylaxis .

The first men's singles top seed Ferrer was ranked much lower than their opponents out of the big upset.

Velocity was lower than that of free air, and there was marked frequency-dependent attenuation and velocity dispersion.

"However, this December imports may be slightly lower than previous years due to weak downstream demand, " she added.

Now compare strength totals. If your strength is equal to or lower than any of the barbarians, you lose - the barbarians won.

The cyclic variations of imep were lower than 10% in a wide range of operating conditions, which shows a stable stratification combustion.

Downtick Volume The share volume of a security that trades at a price lower than its previous price.

This implies that the rising demand from China and other countries may eventually be accommodated with a price lower than today's level.

Changed maximum peak data rate per flow to be same as maximum data rate per flow as the peak data rate is lower than data rate on subnet %1.

Even in May, the value of trade was nearly a third lower than a year earlier.

The mainland student enters the school charging criterion not to be lower than Taiwan Private university charging criterion.

the total planned supply of commodity housing in principle, shall not be lower than the previous 2 Average annual actual supply.

In the psych sheet released earlier this week, Phelps is seeded no lower than third in all but one of the nine events.

When selecting the standard flange, its working temperature of should not be lower than the designed temperature under operation mode.

The hardness of composite is lower than high-Cr cast iron, but its abrasion resistant is better than high-Cr cast iron.

When a customer enquiry Member financial institutions to record information, to credit companies pay, but lower than non-member fee.

Meantime, the central bank requests the commercial banks to increase their loans to SMEs at a rate of not lower than that of total loans.

Those price controls have helped keep China's inflation lower than it would be otherwise.

In the first quarter, they were 29% lower than a year earlier.

The currency policy boosts the fortunes of export companies by keeping prices lower than they otherwise would be.

The islands of the Philippines are a paradise for diving fans, where the cost is lower than other diving resorts of the world.

As for the import by a Category C importer, the annual rate of spot inspection of batches shall not be lower than 50 percent.

NOx levels are up to 70% lower than conventional oxy-gas burners and up to 50% lower than conventional oxy-oil burners.

A database containing an indexed view cannot be changed to a compatibility level lower than 80.

But the pace of new hiring is now even lower than it was when layoffs were peaking.

Wages are lower than comparable jobs in the U. S. , but the cost of living is too.

That's one of the lowest rates in the world; lower than the rates in New Zealand, the United States, or the United Kingdom.

Property can be set to any value equal to or lower than 14, only the images at index positions 0 and 1 are displayed as state images.

Yet tight controls on the money supply have kept inflationary pressure lower than feared.

However, analysts say the number of job losses was lower than expected and suggest that labor market conditions might now be stabilizing.

When the direct price is not lower than the wholesale price, an equilibrium solution can be found even if the market share is smaller.

Prices of daily goods bought through a computer can be lower than store prices.

Even with this increase the prices of our products are still slightly lower than those of our competitors.

He was discouraged from applying for the job vacancy because he heard that the salary offered was lower than what he got in his former job.

The news is the latest setback for RIM, which recently issued a first-quarter profit warning, citing lower-than-expected BlackBerry sales.

However, summer 2010 prices lower than in previous years about half of rex rabbit fur began to slightly pick-up.

Information indicates that the Japanese goods are being sold ata price approximately 10% lower than what you quoted.

I think the banking sector can live with this deal. The capital conservation buffer is a bit lower than we had feared.

Thus, generation of bird's beak can be suppressed in the step at a temperature lower than the temperature in the conventional step.

Take China: yes, January's inflation print was a little lower than everyone had feared.

My company sells a product that's better than the competition at a price that's lower than the competition.

The expression rate of normal tissue and hyperplasia were significantly lower than that of precancerous lesions and carcinoma.

The average length of hospitalization and costs of intervention group were significantly lower than the control group(P05).

So even though house prices in America were still roughly 18% lower than a year earlier, many now suspect that the worst is over.

An Indian official has said that exports in October were 15% lower than a year ago.

But though total offending is estimated to be about 45% lower than it was in 1995, crime will still be talked about on the campaign trail.

The cost of the third iteration process is far lower than that of the original process, as shown in Figure 7.

US bad debts were lower than in the fourth quarter of 2008, partly because borrowers were able to use tax rebates to repay debts.

The cost of an email is much lower than an ordinary letter. Meanwhile, it is incomparably quick to deliver and quite convenient to use.

He was a small, dark, lop-sided individual, one leg being slightly shorter, and therefore one shoulder lower, than the other.

In general, the testes to produce sperm temperature should be lower than the body temperature of 37 degrees.