in credit

Once the squeeze subsides, with nominal rates at levels close to zero, I would expect to see a strong rebound in credit.

But, banks should also be brave enough to say that, at current low interest rates, the free-if-in-credit model of banking is unsustainable.

Although confidence in credit markets appears to be rising, Geithner said the cost of credit remains too high.

The result could be further instability in credit markets, which the government has been trying to thaw for more than a year.

It was facilitated, rather, by an increase in credit, so that now the average American family has no fewer than 13 credit cards.

The model answer how much the probability when the default occur, so it can be used in credit risk management.

She was not an actress or a society figure but something new entirely, a dedicated model, and Vogue began to use her name in credit lines.

One is to directly product credit information, and by means of this mechanism, men can decrease information asymmetric in credit market.

That, in turn, is now prompting banks to call in credit lines to funds that had "short" positions.

It did not rescue shares after the dotcom bust but the easing led to the housing boom and the underpricing of risk in credit markets.

Lenders reported a ``material reduction'' in credit availability to the commercial real-estate industry, the Bank of England said.

The government is trying to bear down on prices by raising rates and reining in credit.

But I cannot understand why we are still allowing the trade in credit default swaps without ownership of the underlying securities.

Wall Street's troubles came as a freeze-up in credit markets threatened to clog the global financial system.

Asia's central banks have invested billions of dollars in credit markets since the U. S. financial crisis started to spread in September.

And the plan seems to favour counter-cyclical capital requirements too, which would brake lending growth in credit booms.

"The crisis is in credit, not in incomes, " he said.

The company will refund any amount remaining in credit on the termination of this Agreement.

Their woes are a symptom of a worldwide contraction in credit that may not be cured by the decision.

The only increase in credit that has occurred since January 2009 was a small 1 percent rise in January of this year.

These holdings are in addition to those in credit derivatives which led to losses and have already mired the bank in controversy.

Four years into the financial crisis, it is becoming increasingly clear that the biggest deficit is not in credit, but credibility.

If lower house prices and a contraction in credit push America into recession, the industry will undoubtedly face a grimmer future.

Blackstone has warned of a slowdown in large private equity takeovers due to the upheaval in credit markets.

This raised concerns of a broader repricing of risk in credit markets, leading to heavy losses, particularly in derivative markets.

This conventional wisdom holds that much of the increase in credit was channeled to state-owned firms in traditional industries like steel.

As harsh as it may seem, employers generally don't care if you can't make your next mortgage payment or are swimming in credit-card debt.

AIG had a vast business in credit default swaps and therefore a huge exposure to a residential mortgage crisis.

But many analysts say renewed deterioration in credit markets since the Fed's October meeting has increased the risks to growth.

Establishing a "clearing house" to net liabilities, including in credit default swaps, may also be necessary.

Volatility had been falling for years, while confidence in credit markets was obvious from remarkably tight spreads.

Another speculative frenzy, however, looks highly unlikely today, with so much stress in credit markets.

The bank has reported $20. 3 billion in net losses, and taken more than $64 billion in credit losses and writedowns since Pandit took over.

The yearlong rally in credit markets ran out of steam in the second quarter. It may be slow to restart .

A sharp cutback in credit would run the risk of derailing the nascent improvement, and is precisely what officials aren't planning to do.

profitability; productivity; liquidity; financial structure; tension in credit relationships, etc.

He may be the king of the silver screen but it seems not even Steven Spielberg can thaw the freeze in credit markets.

But we also would have sacrificed innovations in credit and a vibrant financial sector.

All this means reductions in credit to reduce bank leverage.

The deal is sufficiently small for the squeeze in credit markets not to constrain TPG's ability to lodge an improved counter-offer.

The German government has pledged to support a sale with several billion euro in credit guarantees.

From outside the US it was obvious that the little- known monoline bond insurers were critical players in credit markets.

German banks were badly affected by the financial crisis, but there has been little evidence of a reduction in credit to the "real" economy.

Strong experience in credit analysis within the leasing industry in PRC, preferably from a foreign leasing company.

To be sure, the sudden slowdown in credit expansion will cause illiquidity in some investment projects and slowed real-estate construction.

But the bank took several billion dollars in charges, including $6. 7 billion in credit losses.

Another cause of the decline in credit is banks' slow recognition that many debts will not be repaid.

Two shove side can put in credit cards, zip bag within still able to fit in one credit card.

The deterioration in credit has moved up and across the credit spectrum.

The tools remaining at its disposal involve facilitating the flow of funds in credit markets.

More importantly, it is a giant in the over- the - counter derivatives market, and number one by a long way in credit - default swaps.

Some $440 billion in credit default swaps sat on the company's books before it collapsed.

"It's indiscriminate selling and not particularly thoughtful analysis of underlying company fundamentals in credit markets, " said Anderson.

In any case, the continuing chill in credit markets, despite some thawing this year, acts as a brake on private equity's ambitions. U.

The result was a surge in credit-fuelled investment, particularly in residential property.

The second is the low cost of credit, and the rapid growth in credit derivatives, which allow investors to insure against default.

The data reflect deterioration in credit and capital markets that by general consensus has not ended.

His big worry is of a contraction in credit supply.

Other institutional investors were deeply concerned about their investment positions in credit card bonds.

These glimmers may be snuffed out by the unprecedented tightening in credit now under way.

Mr Guan also suggested governments should play a bigger role in credit rating decisions, a proposal Mr McGraw emphatically rejects.

A real transition matrix comes from Standard&Poor explains the use of reduced model in credit risk management.

More recently, a rise in the MCI indicates a tightening of monetary conditions, reflecting primarily a sharp slowdown in credit growth.

One aspect of this application might need to obtain current market data about the firms referenced in credit default swap trades.

And confidence in credit-card asset-backed securities is pretty firm despite paralysis in other corners of structured finance.

Recent data on manufacturing, home sales and renewed tightening in credit markets raises the stakes and ups the odds of bad-debt crisis.

Such a rapid expansion in credit is risky.

More importantly, however, the CDS has become the product of choice for those investing in credit as an asset class.

Of the company's $1. 2 trillion in credit commitments outstanding in the second quarter, $873 billion were credit card lines.

This retreat from risk severely compounded the natural reduction in credit due to bank loan losses.

Mr Gulliver said that the strong increases in credit availability in Asia "cannot continue indefinitely" .

They didn't just correlate during the recent credit crisis, when many stock investors got an uncomfortable crash courses in credit arcana.

The application of data mining classification techniques in credit scoring involves the process of building and selecting optimal models.

According to its most recent financial statements, A. I. G. had $302 billion in credit insurance commitments at the end of 2008.

The empirical analysis results show that ANP is feasible and suitable in credit evaluation of high-tech enterprise.

A clampdown is coming in credit derivatives; America's Department of Justice has joined those probing that market.

The giant has survived the shock. But its recovery is driven by a surge in credit and fixed investment.

Americans held nine hundred forty-six billion dollars in credit card debt at the end of March.

Officials are not expecting any quick recovery in credit market conditions, or in broad market confidence.

Credit derivatives which can separate credit risk from other risk are an innovation in credit risk management.

The deterioration in credit conditions has also clearly become a global problem.

The world's biggest banks have been hit by billions of dollars in asset writedowns in credit and subprime losses.

Massive defaults that resulted in credit crunches like ones that hit Taiwan and South Korea remain another risk.

The situation is aggravated by the market in credit default swaps, which is biased in favour of those who speculate on failure.

Deterioration in credit card repayments is generally a first sign of deterioration in asset quality.

Apollo made the offer in July 2007, at the tail-end of the private-equity boom and shortly before the bust in credit markets.

The Fed's rate reduction follows emergency measures in recent days to ease the liquidity crisis in credit markets.

A rapid rundown in inventories and temporary distortions in credit markets (see article) have not helped.

He opposed the bill Monday but now supports it, arguing broad action is needed to stem the decline in credit markets.

For now, its ventures with Bank of China in credit cards, wealth management, insurance and global banking remain intact.

He opposed the bill Monday but now supports it, arguing broad action is needed to stem the decline in credit markets.

For now, its ventures with Bank of China in credit cards, wealth management, insurance and global banking remain intact.

Today, however, the economy faces intense pressure from turmoil in credit and housing sectors.

In addition, the tight conditions in credit markets had made it difficult for DIC's private equity arm to raise debt for company buy-outs.

The best news of all may be the ongoing improvement in credit conditions.

A crisis in credit and confidence has swept across borders, with consequences for every corner of the world.

Vietnam has hesitantly dabbled in credit-guarantee funds in the past, primarily at the provincial level, with scant success.

"The secondary market in credit stopped, " said Don Galante, senior vice president at MF Global.

The spread on default protection for GM in credit derivative markets has widened in recent months, reaching 900 basis points yesterday.

It is foolish to put blind faith in credit rating agencies.

Lastly, the future prospect of the application of modeling technique in credit card management system is discussed.

In 2006 and much of 2007, as the bubble in credit markets grew, Mr. Combs's skills spotting problem areas started to become apparent.

Today, hedge funds, private equity and those involved in credit derivatives play important, and as yet largely untested, roles.

Bank of England policy makers indicated they are considering 'further measures' to ease the logjam in credit markets.

A rapid rundown in inventories and temporary distortions in credit markets have not helped.

Mr Acemoglu argues that the expansion in credit came far too late for Mr Rajan's hypothesis.

Compounding the problem is the sharp deterioration in credit conditions.

Of all Pakistan's main actors, only the armed forces have emerged from the disaster strongly in credit.

Such defaults would spread losses in "credit default swaps" , which insure such debt.

And the primary problem is in credit rather than equity markets.

and in view of these risks , the thesis raises the solution , majored in credit.

Where America fares worse is in credit conditions.

The decline in credit ratings has been remorseless over the past couple of decades.

The problems at PanAmericano, a specialist in credit-card and payroll lending and car financing, became public this month.

Also, write-downs of bad debt show up on bank balance sheets as reductions in credit outstanding.

The bank later restored $20, 000 in credit. But Yi said she is being hampered in developing a new product line.

What Should Be Regulated in Credit Reporting Market?

Growth in these measures and growth in credit are what count for economic activity.

In the third chapter, it analyzes the recent conditions, the problems and the cause in credit risk of credit card.

I'm in credit at the moment.

Pressure is building for central banks to become a lot more active and vocal [this] week if they want to avert a collapse in credit markets.

[D] accelerate the deterioration in credit quality.

This increase in credit runs counter to usual economic logic.

And the panic in credit markets will ease, as losses are tallied and banks recapitalised.

These are a few of the major areas covered in Credit Management Hand- book.

They cannot borrow in credit markets anditthey depend on exports of commodities like crops or minerals.

Now, multi-billion dollar deals are on the table, helped by a loosening in credit markets.

gradually withdraw the policy, if not control the rhythm, can lead to relatively big fluctuations in credit.

In 2006 and 2007, as the bubble in credit markets grew, Mr. Combs's skills spotting problem areas started to become apparent.

[A] slow down the worsening in credit quality.

This is a crucial cog in credit markets, as it allows banks to clear payments and borrow money from each other overnight.

Should they, as some argue, be market-makers-of-last resort in credit markets?

Today, with quotas rationing access to finance, there is a flourishing informal market in credit.

The year- end contraction in credit was even steeper .

Fed debt purchases alone have pushed investors to seek yield in credit, equity and other markets.

Exim Bank's WEF program has since enabled 214 women to access over US $8 million in credit to expand their small or medium sized businesses.

As problems in credit markets unfold, this could amplify bank losses, and may lead to further bank write downs.

But bog-standard banking dwarfed its high-octane counterpart, accounting for more than 90 per cent of the group's $9. 7bn in credit costs.

In order to achieve this improvement in credit efficiency, three improvements to China's financial architecture are urgently needed.

Another target will be derivatives, such as the largely unregulated market in credit default swaps that were instrumental in AIG's demise.

The change is a sign of improving confidence in credit markets.

Even if you factor in the delays in turning 2009's big surge in credit into actual output, the number is worrying.

And SBI, although it denies it furiously, loaned heavily and patriotically during 2008-09 to offset a slump in credit from private banks.

Citi reported a rise of $4. 1 billion in credit costs in its American retail business, the source of 30-40% of its profits in recent years.

American consumers owed more than $945 billion in credit card debt in March.

This puts them at greater risk when there arelowerlow levels of activity in credit markets.

The paper discusses the way of basic computer teaching reform in credit system based on network in detail.

Beijing is reining in credit, in part by ordering banks to lend less.

Nor that the enormous new markets, such as the $55 trillion global market in credit-default swaps, need more oversight.

The enterprises in book industry begin to trade in credit on a large scale, in order to enlarge the market share and shrink the stock.

Users of ReadyForZero have registered nearly $30m in credit-card debt only six weeks after the service went live.

Low level of credit risk control is the major reason that results in credit risk .

That meeting resulted in China pledging to double aid to Africa and announcing billions of dollars in credit lines and commercial deals.

They cannot borrow in credit markets and they depend on exports of commodities like crops or minerals.

This puts them ata greater risk when there are low levels of activity in credit markets.

So, too, is the surge in credit and money (see chart).

The slowdown occurred because of weakness in auto loans, which offset the jump in credit card borrowing.

Government intervention in credit markets has helped push down rates on standard, fixed-rate, 30-year mortgages to 4. 85%.

Theycannotcannot borrow in credit markets and they depend on exports of commodities like crops or minerals.

My account is in credit.

In America the latest allegations are that hedge funds trade on inside knowledge, particularly in credit markets.

No wonder America leads the world in credit-card fraud.

More than $3 million in credit has been disbursed, and more than 100, 000 farmers have been trained in improved agricultural practices.

Finally, the country is awash in credit.

Theycancannot borrow in credit markets and they depend on exports of commodities like crops or minerals.

Logically, we should expect the present interruption in credit supply to cause asset price deflation.

Absent new bubbles in credit and energy, they might take a long time to climb out.

They find that people will skip a meal or choose to walk instead of paying for a bus fare so that they can keep their phone in credit.

Reductions in credit lines hurt sawmills'ability to buy timber still available.

So, too, is the surge in credit and money.

And after graduating in May with $30, 000 in student loan debt and another $10, 000 in credit card debt, she grew increasingly desperate.

You can either pay in cash or in credit card.

Dubrowski countered by pointing out that Bank of America "extended $184 billion in credit to individuals and businesses" during that time.

Banks gave up on $42. 5 billion in credit card debt in the first half of 2010, according an analysis by the website CardHub. com.

And what does the answer say about trends in credit policy, stocks and bank health in China?

This is the slowest recovery of the 14 economic cycles the IMF has tracked since 1929, yet it is the fastest rebound in credit.

She owed $15, 000 in student loans and had racked up $4, 000 in credit card debt for books, groceries and other expenses.

At one stage, the annualised increase in credit growth in China hit 170%, almost certainly the biggest such surge there has ever been.

In 2006, one yuan in credit expansion yielded 0. 76 yuan in GDP growth.

Thanks. How are you going to pay, in cash or in credit card?

Again, people are never taught how to build wealth, which is why we have a nation in credit card debt.

Here in Hong Kong, ratings firms that normally ply their trade in credit markets are causing a stir in stocks.

How many people in this country are in credit-card debt?

Bachelor degree, major in finance, accounting, at least 2 years experience in credit control in MNC or Bank

Increased Interest in Credit Risk and ALM with view towards consistently measuring, monitoring and reacting to risk in an automated way

An Analysis and Study of the Reform in Credit System in Tianshui Normal University

Legal Relationship among the Clients in Credit Cards Transaction

Economic Sense of Mortgage and Guarantee in Credit Contract

Loophole - change in credit policy or procedures, management information

Current Problems in Credit Risk Management and its Countermeasures

A Research on the Risk-Preventing System in Credit Guarantee Organizations for Medium-and- Small-Sized Policy Enterprises

An Analysis of the Finance in Credit Marketing of an Enterprise Business

Reconsidering the Duty of Care by Board of Directors and Management in Banking Industries in Credit Crunch: a Comparative Method

The New Challenges and Corresponding Solutions in Credit Service Brought Forth by Rural Economic Development

Deficiencies in Credit Risk Management of Commercial Banks and Relevant Countermeasures

Application of multiple classifiers syncretizing model in credit evaluation

Research on the Problems of Asymmetric Information in Credit Management of Chinese Commercial Banks

Analysis on the Coordination Obstacles in Credit Rating Administration in Basic-level Central Banks

The Example of Multivariate Discriminate Analysis in Credit Risk Evaluation of Enterprise

Participation by All Authorized Institutions in Credit Reference Agency

An application of AHP in credit administration of mobile communication enterprises

The Management of Optional Courses in Credit System: Problems and Countermeasures

Analysis of turnover velocity of the receivable account in credit grading

Problems Existing and Countermeasures in Credit Guarantee System for the China's Small-Medimn Sized Enterprises

On cultural undertakings in credit classification of commercial banks

An Empirical Study on Credit Risk Management of China's Listed Companies--EDF Model's Application in Credit Evaluation

The Application of Doubly Stochastic Poisson Process in Credit Risk Intensity Models

Credit Derivatives and Their Applications in Credit Risk Management

Role of Government in Credit Database Construction of Small and Medium-sized Enterprises

Non-financial Analysis in Credit Evaluation in Insurance Corporation

Guides on Commercial Banks Management of Risks Involved in Credit Extension to Group Clients

Practice and Thought in Credit Drawing in Xiaolangdi Resettlement Project

Compare collection system and obligation right in credit guarantee system

Research and Analysis of the Utilization and Development of Teaching Materials in Credit System

Credit Derivatives and Their Application in Credit Risk Management

Research on the Engendering Mechanism of Credit Information in Credit Markets

Reform in credit system teaching and construction of teaching contingent

Suggestions on the Urgent Problems in Credit Business of Chinese Commercial Banks

Investigation of New Class Arrangement Mode in Credit Hour System

On Penetrating Humanistic Education in Credit Education

Improving Bank-enterprise Relationship in Credit Business: A Game Model

On the Status Quo of Enterprises Selling in Credit and the Establishment of Credit Management System

Studies of Logit Model Application in Credit Risk Evaluation for Commercial Bank

Assist to identify areas of automation in credit risk systems data management areas;

An Application of Hierarchy-Station Evaluation Theory in Credit Rating

Research on Structure Mining Algorithm Based on Link Analysis and Its Application in Credit Score

The Research of Default Frequency and Default Probability in Credit Rating

Some Thoughts about the Problems Existing in Credit Registering at the Grass Roots Level

An Analysis on the Fluctuant Attribute of Credit Risk Degree in Credit Risk Evaluation

On Governmental Role In Credit Guaranty Of Small- And Medium- Size Enterprises

The Exploring and Practising of Teaching Management in Credit System

Significant improvement in credit quality

The Solutions to the Slowness in Credit Rating for Chinese Enterprise Bond

Application of risk adjusted return of capital in credit risk management

Analysis on Asymmetric Information in Credit Markets

Instructing staff in credit policies and facilities;

absence of a spike in credit-default swaps

Application of Relevant Matrix in Credit Evaluation

Mathematical Model of Optimal Problem in Credit Card Industry

English Signature Examination in Credit Card Fraud Cases

Discussion on Curriculum Reform in Credit System of Vocational Education

Perception of and practice in accumulation of points in credit system

An Application of KMV Model in Credit Risk Evaluation of Public Companies

On Application of Actuarial Method in Credit Risk Management

A Brief Discussion on the Education Secretaires in Credit System

Three principles in credit construction

Some Thoughts about Doing Well in Credit Rating in Basic-level Central Banks

Research on competition strategy of banks in credit card markets

The Principle and Points of School Roll Managing System in Credit System

Supervisor System Playing a Role in Credit System in Medical College