o·ver·draft
noun/ˈəʊvədrɑːft/
/ˈəʊvərdræft/
- the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this
透支额；透支安排 - She had run up an overdraft of £3 000.
她已经透支了 3 000 英镑 - to pay off/clear an overdraft
付清透支 - The savings account has no overdraft facility.
储蓄账户没有透支功能。
Wordfinder- credit
- debt
- deposit
- interest
- lend
- loan
- money
- mortgage
- overdraft
- risk
Collocations FinanceFinanceIncome- earn money/cash/(informal) a fortune/the minimum wage/a living wage
- make money/a fortune/(informal) a killing on the stock market
- acquire/inherit/amass wealth/a fortune
- build up funds/savings
- get/receive/leave (somebody) an inheritance/a legacy
- live on a low wage/a fixed income/a pension
- get/receive/draw/collect a pension
- depend/be dependent on (British English) benefits/(North American English) welfare/social security
- spend money/your savings/(informal) a fortune on…
- invest/put your savings in…
- throw away/waste/ (informal) shell out money on…
- lose your money/inheritance/pension
- use up/ (informal) wipe out all your savings
- pay (in) cash
- use/pay by a credit/debit/contactless card
- pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check
- change/exchange money/currency
- give/pay/leave (somebody) a deposit
- have/hold/open/close/freeze a bank account/an account
- credit/debit/pay something into/take money out of your account
- deposit money/funds in your account
- withdraw money/cash/£30 from an ATM, etc.
- (formal) make a deposit/withdrawal
- find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser
- be in credit/in debit/in the black/in the red/overdrawn
- use a mobile/an online banking app/platform/service
- manage/handle/plan/run/ (especially British English) sort out your finances
- plan/manage/work out/stick to a budget
- offer/extend credit (to somebody)
- arrange/take out a loan/an overdraft
- pay back/repay money/a loan/a debt
- pay for something in (especially British English) instalments/(North American English usually) installments
- get into debt/financial difficulties
- be short of/ (informal) be strapped for cash
- run out of/owe money
- face/get/ (informal) be landed with a bill for £…
- can’t afford the cost of…/payments/rent
- fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent
- incur/run up/accumulate debts
- tackle/reduce/settle your debts
Extra ExamplesTopics Moneyc1- I had to arrange an overdraft to pay for the car.
我不得不通过透支来偿付购车款。 - They exceeded their overdraft by £200 0.
他们的透支额超出了 200 英镑。 - We offer a free £400 overdraft.
我们提供 400 英镑的免费透支。
Oxford Collocations Dictionaryadjective- enormous
- huge
- large
- …
- have
- get
- take out
- …
- facility
- limit
- She had run up an overdraft of £3 000.