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单词 moral-hazard
释义

mor·al haz·ard

noun
/ˌmɒrəl ˈhæzəd/
/ˌmɔːrəl ˈhæzərd/
[uncountable, singular] (economics)
  1. lack of reason to try to avoid risk when protected from its consequences, for example by insurance道德风险:缺乏理由避免在受到后果保护时避免发生风险,例如通过保险
    • Cheap easy credit has created moral hazard throughout the global economy.廉价的宽松信贷在整个全球经济中造成了道德风险。
    • The insurance creates a moral hazard for banks to engage in risky investments and loan too much money to unsuitable borrowers.该保险给银行带来了道德风险,导致银行进行高风险投资并向不合适的借款人贷出过多资金。
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更新时间:2025/4/1 23:35:20