loan
noun/ləʊn/
/ləʊn/
- [countable] money that an organization such as a bank lends and somebody borrows
贷款；借款 - to take out/repay a loan (= to borrow money/pay it back)
取得／偿还贷款 - She took out an $8 000 personal loan.
她申请了8000美元的个人贷款。 - bank loans with low interest rates
银行低息贷款 - It took three years to repay my student loan (= money lent to a student).
我花了三年的时间才还清我的学生贷款。 - a car/home loan (= a loan to buy a car/house)
车贷；房贷 - The bank almost collapsed under the weight of bad loans (= loans that will never be paid back).
银行在不良贷款（=永远无法偿还的贷款）的重压下几乎崩溃了。 - The loan repayment period is 10 years.
贷款偿还期限为10年。 - a loan agreement
贷款协议
Wordfinder- account
- balance
- bank
- credit
- debit
- deposit
- interest
- loan
- statement
- withdrawal
Collocations FinanceFinanceIncome- earn money/cash/(informal) a fortune/the minimum wage/a living wage
- make money/a fortune/(informal) a killing on the stock market
- acquire/inherit/amass wealth/a fortune
- build up funds/savings
- get/receive/leave (somebody) an inheritance/a legacy
- live on a low wage/a fixed income/a pension
- get/receive/draw/collect a pension
- depend/be dependent on (British English) benefits/(North American English) welfare/social security
- spend money/your savings/(informal) a fortune on…
- invest/put your savings in…
- throw away/waste/ (informal) shell out money on…
- lose your money/inheritance/pension
- use up/ (informal) wipe out all your savings
- pay (in) cash
- use/pay by a credit/debit/contactless card
- pay by/make out a/write somebody a/accept a (British English) cheque/(US English) check
- change/exchange money/currency
- give/pay/leave (somebody) a deposit
- have/hold/open/close/freeze a bank account/an account
- credit/debit/pay something into/take money out of your account
- deposit money/funds in your account
- withdraw money/cash/£30 from an ATM, etc.
- (formal) make a deposit/withdrawal
- find/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenser
- be in credit/in debit/in the black/in the red/overdrawn
- use a mobile/an online banking app/platform/service
- manage/handle/plan/run/ (especially British English) sort out your finances
- plan/manage/work out/stick to a budget
- offer/extend credit (to somebody)
- arrange/take out a loan/an overdraft
- pay back/repay money/a loan/a debt
- pay for something in (especially British English) instalments/(North American English usually) installments
- get into debt/financial difficulties
- be short of/ (informal) be strapped for cash
- run out of/owe money
- face/get/ (informal) be landed with a bill for £…
- can’t afford the cost of…/payments/rent
- fall behind with/ (especially North American English) fall behind on the mortgage/repayments/rent
- incur/run up/accumulate debts
- tackle/reduce/settle your debts
Wordfinder- credit
- debt
- deposit
- interest
- lend
- loan
- money
- mortgage
- overdraft
- risk
Extra ExamplesTopics Houses and homesb2, Moneyb2, Educationb2- He had to use his house as security for the loan.
他不得不把自己的房子作为贷款的抵押品。 - a loan from my brother
从我哥哥处借来的东西 - The bank provides personal loan facilities at competitive rates.
这家银行以极有竞争力的价格提供个人信贷服务。 - They used the inheritance to pay off their outstanding loan.
他们用继承的遗产偿还了剩余贷款。 - They were struggling to meet their monthly loan repayments.
他们在努力偿还每月的贷款。
Oxford Collocations Dictionaryadjective- large
- massive
- small
- …
- apply for
- ask for
- request
- …
- total something
- application
- agreement
- arrangement
- …
- on loan (from)
- loan from
- security for a loan
- to take out/repay a loan (= to borrow money/pay it back)
- [singular] the act of lending something; the state of being lent
借出；贷给；被借出 - loan of something I even gave her the loan of my car.
我甚至把车也借给了她。 - on loan an exhibition of paintings on loan (= borrowed) from private collections
借用私人收藏品举办的画展 - on loan from somebody/something The striker, on loan from United, scored his first goal for City today (= he is playing for City for a fixed period by agreement with his own team, United).
这名从曼联租借的前锋今天为曼城打入了他的第一粒进球。
Extra Examples- The midfielder comes to the Premiership on an 18-month loan deal from Roma.
这名中场球员以为期 18 个月的租借合同从罗马加盟英超。 - The book must be returned by the end of the loan period.
这本书必须在借期内归还。
Oxford Collocations Dictionaryadjective- large
- massive
- small
- …
- apply for
- ask for
- request
- …
- total something
- application
- agreement
- arrangement
- …
- on loan (from)
- loan from
- security for a loan
- loan of something I even gave her the loan of my car.
Word OriginMiddle English (also denoting a gift from a superior): from Old Norse lán, of Germanic origin; related to Dutch leen, German Lehn, also to lend.