unsubsidized
adjective[before noun]
FINANCE(UKalsounsubsidised)uk/ˌʌnˈsʌbsɪdaɪzd/usrelatingto acost,price, etc. that ispaidby thecustomerand notpartlypaidby anotherperson, anorganization, or thegovernment:
Officials said theaveragegraduatedebthadrisento $17,000 insubsidizedand unsubsidizedloans.