underbanked
adjective
BANKING,FINANCEuk/ˌʌndəˈbæŋkt/usused todescribegroupsofpeoplewith aparticularlevelofincomewho do not use all thefinancialservicesthat those with thatincomewouldnormallybeexpectedto use:
Theprogramwillprovideunderbankedworkerswithaccesstolow-costfinancialaccounts.