| 单词 | term insurance |
| 释义 | term insurance noun[U] uk/ˈtɜːm ɪnˌʃɔː.rəns/us/ˈtɝːm ɪnˌʃɔːr.əns/atypeofinsurancethatlastsfor alimitedtimeperiod 定期保险Compare life insurance Insurance
term insurance| Business Englishterm insurance noun[SorU] ukus(UKalsoterm assurance)INSURANCE aformoflifeinsurancethatlastsfor afixedperiodoftime: She has taken outterminsurancefor $89,000 on themortgageon her newapartment. You will need tobuyatermassurancetopayoff theloanin theeventofyourdeath. aterminsurancepolicy/plan Examplesofterm insuranceterm insurance It should be seen in the context of government policy on exports in general and on medium to longterminsuranceand project finance in particular. From the Hansard archive Example from the Hansard archive. Contains Parliamentary information licensed under theOpen Parliament Licence v3.0 In the early years, the company focused on offeringterminsuranceto individuals as an alternative to whole life products. From Wikipedia  This example is from Wikipedia and may be reused under a CC BY-SA license.Generally speakingterminsurancepremiums are considerably less expensive in the short term than permanent life insurance for an individual for the same benefit amount. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.However, the premium costs forterminsuranceare substantially lower than those for permanent insurance. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Another common type ofterminsuranceis "mortgage life insurance", which usually involves a level-premium, declining face value policy. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Also, purchasing annual renewableterminsurancecan add complexity to long-term investment strategies because premiums increase as the insured ages (so don't do this). From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Insurance industry studies indicate that the probability of filing a death benefit claim under aterminsurancepolicy is low. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Customers could only get the mortgage if they paid theterminsurancesimultaneously. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Insurers may break down a policy into 2 components, theterminsuranceportion (the net amount at risk) and the cash value (the guaranteed amount). From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.The company's product range covers protection (terminsurance), savings, education and retirement. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.The low payout likelihood allowsterminsuranceto be relatively inexpensive. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Terminsuranceis the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.Because of the low likelihood of an insurer having to pay a death benefit,terminsurancemay offer more coverage per premium dollar - by a factor of up to 10. From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.The actuarial present value of one unit of an "n" -yearterminsurancepolicy payable at the moment of death can be found similarly by integrating from 0 to "n". From Wikipedia This example is from Wikipedia and may be reused under a CC BY-SA license.These examples are from corpora and from sources on the web. Any opinions in the examples do not represent the opinion of the Cambridge Dictionary editors or of Cambridge University Press or its licensors. |
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