To define what is the liability insurance's insurance accident academically, we should first strictly distinguish the damages to the insured and that to the third party.
The first part of the paper discusses the definition of scope of the third party in the compulsory traffic accident liability insurance system in China.
论文第一部分主要讨论在交通事故责任强制保险制度中，第三人的范围界定问题。
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Insurance policy shall specify: when an accident is arose, Party a, as a payee of priority for compensation (the first beneficiary), will directly get payment of insurance indemnity from the insurer.