A long, long time ago a friend said to me about leverage, 'if you're smart you don't need it, and if you're dumb, you got no business using it.'
很久很久以前一个朋友对我说，关于杠杆，'如果你聪明，你不需要它，如果你是笨蛋，你没有生意用得上它。
2
When you find yourself frustrated with a friend or a close family member who didn't take your advice, you desperately want to say something like "I told you so" or "That was a dumb thing to do."