Costa Rica is the greenest and happiest country on the planet, according to the rankings developed by think tank the New Economics Foundation, followed by the Dominican Republic and Jamaica.

Izmir university of Economics was established as a foundation university in 2003 by the Izmir Chamber of Commerce.

Then, tracing to its source, explains the economics theoretical foundation of the consumer credit, that is, time-favor theory, life-cycle hypothesis and permanent-income theory.