Newly developed three ring gear reducer is comprised of synchronous belt, big and small pulleys, crankshaft, drive ring plate, output shaft, external gear and case.

If there were an omniscient central planner, she could simply ring up the sort-of hungry guy who decides he may as well drive to get that burrito and tell him to wait a bit.

The final critique is that adopting ring-fences and piling on more capital will drive up Banks' costs and may make credit more expensive in the wider British economy.