The Federal Trade Commission has expressed concern about debt collectors who obtain default judgments against consumers who were never told of the lawsuit against them and never appeared in court.

FORBES: Judge Allows RICO Suit Over Debt-Collection Tactics To Proceed

In fact, most collection lawsuits result in default judgments.

FORBES: Consumer Bankruptcies Get Bad Rap, Do More Good Than Harm

The lawsuit on behalf of up to 100, 000 borrowers claims lawyers at Mel Harris then used those statements to obtain default judgments against the consumers and threaten to garnish their wages or freeze money in their bank accounts.

FORBES: Judge Allows RICO Suit Over Debt-Collection Tactics To Proceed