That made me think about the tools I use to secure the computer I use for online banking, which has to be as secure as possible (and practical).

There is likewise no need for a “lender of last resort” for the banking industry any more than for the personal computer industry or the shellfish industry.

Oracle's engineers are already brainstorming about how to build "industries in a box" -complete computer systems that come fine-tuned for, say, banking or retailing.