Banks with higher idiosyncratic volatility recorded lower depositloanratio, which reflects the effectiveness of internal governance of commercial Banks.
银行股价的非系统性波动与银行的存贷比具有显著的负相关关系，这也反映出银行内部治理的效果。
2
With a relatively low loan-to-depositratio of 68 percent, Banks' propensity to lend seems intact.
由于存贷比位于68%这个相对较低的水平，银行放贷的倾向似乎仍然未变。
3
Meanwhile Moody's, a ratings agency, reckons that the loan-to-depositratio for Chinese Banks is a modest 68%.