Banks with higher idiosyncratic volatility recorded lower depositloan ratio, which reflects the effectiveness of internal governance of commercial Banks.
银行股价的非系统性波动与银行的存贷比具有显著的负相关关系，这也反映出银行内部治理的效果。
2
The deposit avouchment can't be applied to loan contract.
存款凭证不能应用于贷款合同。
3
The interest rates in currency swaps can also be decided by the two parties, though they must be in line with the central bank's rules on deposit and loan rates, SAFE said.